Prepaid card

16.6K consumer complaints filed with the CFPB

This page summarizes consumer complaints about Prepaid card products filed with the CFPB. 16,630 complaints have been filed across 208 companies. The most commonly reported issue is "Trouble using the card".

16.6K
Total Complaints
208
Companies
Trouble using the card
Top Issue

Companies with Most Prepaid card Complaints

# Company Complaints
1 AMERICAN EXPRESS COMPANY 3.9K
2 Comerica 1.7K
3 Incomm Holdings Inc. 1.5K
4 Block, Inc. 1.3K
5 Netspend Corporation 1.1K
6 BANK OF AMERICA, NATIONAL ASSOCIATION 985
7 U.S. BANCORP 948
8 Empowerment Ventures, LLC 831
9 Blackhawk Network Holdings Inc. 521
10 Paypal Holdings, Inc 512
11 FISERV FINXACT CORE 487
12 Conduent Incorporated 354
13 Chime Financial Inc 316
14 CITIBANK, N.A. 225
15 ADP Inc. 191
16 Newport Intermediate Inc. 161
17 EQUIFAX, INC. 96
18 Google Compare Credit Cards Inc. 89
19 REGIONS FINANCIAL CORPORATION 70
20 WELLS FARGO & COMPANY 67
21 JPMORGAN CHASE & CO. 64
22 Payfare International Inc. 60
23 CAPITAL ONE FINANCIAL CORPORATION 55
24 FIFTH THIRD FINANCIAL CORPORATION 54
25 KEYCORP 52
26 CARD Corporation 48
27 SYNCHRONY FINANCIAL 40
28 Branch Messenger, Inc. 40
29 Credit Karma, LLC 39
30 PNC Bank N.A. 36
31 FinCo Services Inc DBA Current 35
32 TRANSUNION INTERMEDIATE HOLDINGS, INC. 35
33 OPTUM BANK, INC. 29
34 Experian Information Solutions Inc. 28
35 First Data Corporation 28
36 Securus J Holdings, LLC 27
37 Skrill USA, Inc. 25
38 Payactiv, Inc. 25
39 NEW YORK COMMUNITY BANCORP INC 24
40 TD BANK US HOLDING COMPANY 24
41 DailyPay, Inc 18
42 Synovus Bank 17
43 Propel, Inc. 16
44 Coinbase, Inc. 15
45 Revolut Technologies Inc. 15
46 WESTERN UNION COMPANY, THE 14
47 FIRST HORIZON BANK 14
48 Foris DAX, Inc. 13
49 PLS GROUP, INC 13
50 Klarna AB 12

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for Prepaid card

16,630 consumer complaints have been filed with the CFPB under the "Prepaid card" product category, naming 208 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within Prepaid card, the single most common underlying consumer complaint is "Trouble using the card". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around Prepaid card, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

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