Total complaints
1.4K
Filed since 2019
1.4K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1.4K consumer complaints filed with the CFPB
This profile shows NEW YORK COMMUNITY BANCORP INC's complaint history from CFPB public records. 1,357 consumers have filed complaints since 2019. The company has a 99.8% timely response rate and has provided relief in 1.2% of cases.
Total complaints
1.4K
Filed since 2019
Timely response
99.8%
CFPB-tracked response window
Relief rate
1.2%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How NEW YORK COMMUNITY BANCORP INC's 1.4K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Mortgage | 718 |
| Checking or savings account | 312 |
| Credit reporting or other personal consumer reports | 166 |
| Money transfer, virtual currency, or money service | 37 |
| Debt collection | 31 |
| Credit reporting, credit repair services, or other personal consumer reports | 26 |
| Prepaid card | 24 |
| Credit card or prepaid card | 24 |
| Credit card | 9 |
| Vehicle loan or lease | 5 |
| Payday loan, title loan, personal loan, or advance loan | 5 |
| State | Complaints |
|---|---|
| CA | 185 |
| FL | 143 |
| NY | 137 |
| MI | 131 |
| TX | 99 |
| NJ | 76 |
| IL | 49 |
| GA | 49 |
| OH | 41 |
| PA | 31 |
| AZ | 30 |
| NC | 30 |
| IN | 27 |
| WA | 23 |
| MN | 20 |
| CO | 19 |
| LA | 19 |
| MD | 18 |
| TN | 18 |
| WI | 16 |
| Issue | Complaints |
|---|---|
| Trouble during payment process | 420 |
| Managing an account | 209 |
| Struggling to pay mortgage | 192 |
| Incorrect information on your report | 145 |
| Problem with a company's investigation into an existing problem | 57 |
| Opening an account | 38 |
| Improper use of your report | 38 |
| Closing an account | 37 |
| Closing on a mortgage | 27 |
| Applying for a mortgage or refinancing an existing mortgage | 26 |
| Fraud or scam | 20 |
| Problem with a purchase or transfer | 17 |
| Trouble using the card | 13 |
| Problem caused by your funds being low | 13 |
| Problem with a lender or other company charging your account | 13 |
| Took or threatened to take negative or legal action | 11 |
| Attempts to collect debt not owed | 10 |
| Problem getting a card or closing an account | 8 |
| Problem with a credit reporting company's investigation into an existing problem | 6 |
| Money was not available when promised | 5 |
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 1 | 100% |
| 2020 | 26 | 100% |
| 2021 | 31 | 100% |
| 2022 | 45 | 100% |
| 2023 | 395 | 100% |
| 2024 | 450 | 100% |
| 2025 | 308 | 99% |
| 2026 | 101 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
NEW YORK COMMUNITY BANCORP INC has accumulated 1,357 consumer complaints in the CFPB public database, with filings active across 51 U.S. states. Of those submissions, 466 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2026-04-04, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, NEW YORK COMMUNITY BANCORP INC reports a 99.8% timely-response rate and has closed 98.1% of cases with a written explanation to the consumer. 1.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating NEW YORK COMMUNITY BANCORP INC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
NEW YORK COMMUNITY BANCORP INC has received 1,357 consumer complaints filed with the Consumer Financial Protection Bureau.
NEW YORK COMMUNITY BANCORP INC has a 99.8% timely response rate to CFPB complaints.
The most common issue reported against NEW YORK COMMUNITY BANCORP INC is "Trouble during payment process" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.