New York Community Bancorp Inc
1.9K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
New York Community Bancorp Inc complaint mix by product
- Mortgage 1K 57.7% – 1% relief
- Checking or 420 22.4% – 4% relief
- Credit reporting 221 11.8% – 0% relief
- Money transfer, 46 2.4% – 0% relief
- Debt collection 43 2.3% – 0% relief
- Prepaid card 34 1.8% – 3% relief
- Credit reporting, 31 1.7% – 0% relief
How New York Community Bancorp Inc's 1.9K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 1.1K |
| Checking or savings account | 420 |
| Credit reporting or other personal consumer reports | 221 |
| Money transfer, virtual currency, or money service | 46 |
| Debt collection | 43 |
| Prepaid card | 34 |
| Credit reporting, credit repair services, or other personal consumer reports | 31 |
| Credit card or prepaid card | 28 |
| Credit card | 14 |
| Payday loan, title loan, personal loan, or advance loan | 7 |
| Vehicle loan or lease | 6 |
| Payday loan, title loan, or personal loan | 1 |
| Debt or credit management | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 278 |
| FL | 213 |
| NY | 175 |
| MI | 168 |
| TX | 159 |
| NJ | 110 |
| GA | 69 |
| OH | 56 |
| IL | 55 |
| NC | 49 |
| AZ | 48 |
| IN | 38 |
| PA | 38 |
| CO | 36 |
| WA | 31 |
| TN | 30 |
| MN | 29 |
| VA | 26 |
| LA | 23 |
| OR | 22 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 647 |
| Managing an account | 279 |
| Struggling to pay mortgage | 277 |
| Incorrect information on your report | 192 |
| Problem with a company's investigation into an existing problem | 77 |
| Closing an account | 52 |
| Improper use of your report | 47 |
| Opening an account | 47 |
| Applying for a mortgage or refinancing an existing mortgage | 45 |
| Closing on a mortgage | 44 |
| Problem with a lender or other company charging your account | 22 |
| Fraud or scam | 21 |
| Problem with a purchase or transfer | 21 |
| Trouble using the card | 20 |
| Took or threatened to take negative or legal action | 18 |
| Problem caused by your funds being low | 16 |
| Attempts to collect debt not owed | 14 |
| Problem getting a card or closing an account | 9 |
| Problem with a credit reporting company's investigation into an existing problem | 8 |
| Money was not available when promised | 8 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 1 | 100% |
| 2020 | 27 | 100% |
| 2021 | 34 | 100% |
| 2022 | 56 | 100% |
| 2023 | 563 | 100% |
| 2024 | 622 | 100% |
| 2025 | 427 | 99.1% |
| 2026 | 205 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About New York Community Bancorp Inc
New York Community Bancorp Inc's 1,935 logged complaints reach a nationwide footprint - 52 states have at least one filing on record. 50.4% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2019 through 2026-06-23.
New York Community Bancorp Inc answers 99.8% of complaints inside the CFPB's tracked window and closes 98.4% with a written explanation. 1.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about New York Community Bancorp Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does New York Community Bancorp Inc have?
1,935, per the CFPB's public complaint count for this company (see the full breakdown above).
Does New York Community Bancorp Inc respond to complaints on time?
99.8% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about New York Community Bancorp Inc?
"Trouble during payment process", filed under the "Mortgage" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.