2026 data Public-data reference. official source

NEW YORK COMMUNITY BANCORP INC

1.4K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.4K consumer complaints filed with the CFPB

This profile shows NEW YORK COMMUNITY BANCORP INC's complaint history from CFPB public records. 1,357 consumers have filed complaints since 2019. The company has a 99.8% timely response rate and has provided relief in 1.2% of cases.

1.4K
Total Complaints
99.8%
Timely Response
0%
Disputed
1.2%
Relief Provided
51
States Active
2019
Since

Total complaints

1.4K

Filed since 2019

Timely response

99.8%

CFPB-tracked response window

Relief rate

1.2%

Closed with monetary or non-monetary relief

Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.2%
Industry median

Share closed with monetary or non-monetary relief.

NEW YORK COMMUNITY BANCORP INC complaint mix by product

Total complaints: 1.4K

NEW YORK COMMUNITY BANCORP INC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.4K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 718 complaints (54.6%), resolution 0.4% Mortgage 54.6% Checking or: 312 complaints (23.7%), resolution 3.8% Checking or 23.7% Credit reporting: 166 complaints (12.6%), resolution 0.0% Credit reporting 12.6% Money transfer,: 37 complaints (2.8%), resolution 0.0% Debt collection: 31 complaints (2.4%), resolution 0.0% Credit reporting,: 26 complaints (2.0%), resolution 0.0% Prepaid card: 24 complaints (1.8%), resolution 4.2%
  • Mortgage 718 54.6% 0% relief
  • Checking or 312 23.7% 4% relief
  • Credit reporting 166 12.6% 0% relief
  • Money transfer, 37 2.8% 0% relief
  • Debt collection 31 2.4% 0% relief
  • Credit reporting, 26 2.0% 0% relief
  • Prepaid card 24 1.8% 4% relief

How NEW YORK COMMUNITY BANCORP INC's 1.4K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 718
Checking or savings account 312
Credit reporting or other personal consumer reports 166
Money transfer, virtual currency, or money service 37
Debt collection 31
Credit reporting, credit repair services, or other personal consumer reports 26
Prepaid card 24
Credit card or prepaid card 24
Credit card 9
Vehicle loan or lease 5
Payday loan, title loan, personal loan, or advance loan 5

Top States

State Complaints
CA 185
FL 143
NY 137
MI 131
TX 99
NJ 76
IL 49
GA 49
OH 41
PA 31
AZ 30
NC 30
IN 27
WA 23
MN 20
CO 19
LA 19
MD 18
TN 18
WI 16

Top Issues

Issue Complaints
Trouble during payment process 420
Managing an account 209
Struggling to pay mortgage 192
Incorrect information on your report 145
Problem with a company's investigation into an existing problem 57
Opening an account 38
Improper use of your report 38
Closing an account 37
Closing on a mortgage 27
Applying for a mortgage or refinancing an existing mortgage 26
Fraud or scam 20
Problem with a purchase or transfer 17
Trouble using the card 13
Problem caused by your funds being low 13
Problem with a lender or other company charging your account 13
Took or threatened to take negative or legal action 11
Attempts to collect debt not owed 10
Problem getting a card or closing an account 8
Problem with a credit reporting company's investigation into an existing problem 6
Money was not available when promised 5

Yearly Trend

Year Complaints Timely
2019 1 100%
2020 26 100%
2021 31 100%
2022 45 100%
2023 395 100%
2024 450 100%
2025 308 99%
2026 101 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About NEW YORK COMMUNITY BANCORP INC

NEW YORK COMMUNITY BANCORP INC has accumulated 1,357 consumer complaints in the CFPB public database, with filings active across 51 U.S. states. Of those submissions, 466 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2019, and the most recent logged activity is 2026-04-04, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, NEW YORK COMMUNITY BANCORP INC reports a 99.8% timely-response rate and has closed 98.1% of cases with a written explanation to the consumer. 1.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating NEW YORK COMMUNITY BANCORP INC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does NEW YORK COMMUNITY BANCORP INC have?

NEW YORK COMMUNITY BANCORP INC has received 1,357 consumer complaints filed with the Consumer Financial Protection Bureau.

Does NEW YORK COMMUNITY BANCORP INC respond to complaints on time?

NEW YORK COMMUNITY BANCORP INC has a 99.8% timely response rate to CFPB complaints.

What is the most common complaint about NEW YORK COMMUNITY BANCORP INC?

The most common issue reported against NEW YORK COMMUNITY BANCORP INC is "Trouble during payment process" in the "Mortgage" product category.

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