2026 data Public-data reference. official source

Synovus Bank

3.8K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3.8K consumer complaints filed with the CFPB

This profile shows Synovus Bank's complaint history from CFPB public records. 3,758 consumers have filed complaints since 2011. The company has a 99.9% timely response rate and has provided relief in 9.3% of cases.

3.8K
Total Complaints
99.9%
Timely Response
1.8%
Disputed
9.3%
Relief Provided
52
States Active
2011
Since

Total complaints

3.8K

Filed since 2011

Timely response

99.9%

CFPB-tracked response window

Relief rate

9.3%

Closed with monetary or non-monetary relief

Timely response rate 99.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.3%
Industry median

Share closed with monetary or non-monetary relief.

Synovus Bank complaint mix by product

Total complaints: 3.8K

Synovus Bank complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3.8K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 862 complaints (24.0%), resolution 9.5% Credit reporting 24.0% Credit card: 615 complaints (17.2%), resolution 20.0% Credit card 17.2% Credit reporting,: 611 complaints (17.0%), resolution 1.0% Credit reporting, 17.0% Credit card: 580 complaints (16.2%), resolution 2.1% Credit card 16.2% Debt collection: 511 complaints (14.2%), resolution 9.0% Debt collection 14.2% Checking or: 281 complaints (7.8%), resolution 11.4% Checking or 7.8% Mortgage: 126 complaints (3.5%), resolution 7.1%
  • Credit reporting 862 24.0% 10% relief
  • Credit card 615 17.2% 20% relief
  • Credit reporting, 611 17.0% 1% relief
  • Credit card 580 16.2% 2% relief
  • Debt collection 511 14.2% 9% relief
  • Checking or 281 7.8% 11% relief
  • Mortgage 126 3.5% 7% relief

How Synovus Bank's 3.8K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 862
Credit card 615
Credit reporting, credit repair services, or other personal consumer reports 611
Credit card or prepaid card 580
Debt collection 511
Checking or savings account 281
Mortgage 126
Bank account or service 92
Money transfer, virtual currency, or money service 19
Prepaid card 17
Payday loan, title loan, or personal loan 16
Payday loan, title loan, personal loan, or advance loan 11
Debt or credit management 8
Consumer Loan 4
Credit reporting 3
Other financial service 1
Vehicle loan or lease 1

Top States

State Complaints
FL 545
GA 518
TX 349
CA 308
PA 214
SC 133
AL 122
NC 114
IL 109
NJ 107
OH 91
MI 81
MD 78
MA 75
TN 74
VA 72
AZ 60
NY 60
MO 56
LA 52

Top Issues

Issue Complaints
Incorrect information on your report 891
Improper use of your report 337
Attempts to collect debt not owed 266
Problem with a company's investigation into an existing problem 217
Problem with a credit reporting company's investigation into an existing problem 207
Managing an account 174
Getting a credit card 147
Problem when making payments 145
Other features, terms, or problems 128
Closing your account 123
Fees or interest 121
Problem with a purchase shown on your statement 103
Written notification about debt 82
Took or threatened to take negative or legal action 73
False statements or representation 53
Account opening, closing, or management 39
Trouble using your card 38
Loan modification,collection,foreclosure 35
Opening an account 33
Problem with a lender or other company charging your account 31

Yearly Trend

Year Complaints Timely
2011 2 0%
2012 55 100%
2013 48 100%
2014 48 100%
2015 69 98.6%
2016 80 100%
2017 115 100%
2018 121 100%
2019 139 100%
2020 211 100%
2021 368 99.7%
2022 351 100%
2023 531 100%
2024 744 100%
2025 843 100%
2026 33 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Synovus Bank

Synovus Bank has accumulated 3,758 consumer complaints in the CFPB public database, with filings active across 52 U.S. states. Of those submissions, 1,334 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2011, and the most recent logged activity is 2026-01-16, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Synovus Bank reports a 99.9% timely-response rate and has closed 90.6% of cases with a written explanation to the consumer. 9.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Synovus Bank: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Synovus Bank have?

Synovus Bank has received 3,758 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Synovus Bank respond to complaints on time?

Synovus Bank has a 99.9% timely response rate to CFPB complaints.

What is the most common complaint about Synovus Bank?

The most common issue reported against Synovus Bank is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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