CFPB · Heavy filing volume

Self Financial Inc.

11.9K CFPB complaints (heavy-volume third) · 56 states · top issue Incorrect information on your report.

11.9K CFPB complaints

Self Financial Inc. is in the heavy-volume third with 11.9K CFPB complaints (ranks #60 of 342). Timely 98.5% · relief 0.9% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Volume rank #60 of 342
  • Heavy filing volume
  • +2263.9% filings 2020 to 2026

CFPB relief outcome brief

CCDB company self-financial-inc

0.9% relief · 98.5% timely · 11.9K filings · Credit reporting or other personal consumer reports

Nearest relief peer: Veros Credit, LLC (0.9% relief)

Self Financial Inc. (this)0.9%Maximus Federal Services, In…0.7%OneMain Finance Corporation8.3%HSBC North America Holdings …7.4%Erc25%
Closed-with-relief % among Self Financial Inc. and nearest filing-volume peers

Self Financial Inc. closes 0.9% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 11.9K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 98.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Self Financial Inc. complaint mix by product

Total complaints: 11.9K

Self Financial Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 11.9K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 6,129 complaints (52.6%), resolution 0.1% Credit reporting 52.6% Debt collection: 2,607 complaints (22.4%), resolution 0.3% Debt collection 22.4% Credit reporting,: 1,424 complaints (12.2%), resolution 4.4% Credit reporting, 12.2% Credit card: 799 complaints (6.9%), resolution 0.6% Credit card 6.9% Credit card: 291 complaints (2.5%), resolution 5.2% Payday loan,: 249 complaints (2.1%), resolution 0.4% Payday loan,: 158 complaints (1.4%), resolution 3.8%
  • Credit reporting 6K 52.6% 0% relief
  • Debt collection 3K 22.4% 0% relief
  • Credit reporting, 1K 12.2% 4% relief
  • Credit card 799 6.9% 1% relief
  • Credit card 291 2.5% 5% relief
  • Payday loan, 249 2.1% 0% relief
  • Payday loan, 158 1.4% 4% relief

Heavy-volume mix: how Self Financial Inc.'s 11.9K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 6.1K
Debt collection 2.6K
Credit reporting, credit repair services, or other personal consumer reports 1.4K
Credit card 799
Credit card or prepaid card 291
Payday loan, title loan, personal loan, or advance loan 249
Payday loan, title loan, or personal loan 158
Checking or savings account 135
Debt or credit management 95
Money transfer, virtual currency, or money service 18
Prepaid card 17
Student loan 3

Nationwide filing states for Self Financial Inc.

Top states by attributed volume, heavy-filing company

Nationwide footprint
Leading state
TX
11.9% of this company's filings
TX1.4KFL1.3KGA1.2KCA813IL697NY590NC567PA552

Self Financial Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2.9K
+2263.9% vs 2020
01,0002,0003,0004,0005,000 2020202120222023202420252026 2,884

Top States

State Complaints
TX 1.4K
FL 1.3K
GA 1.2K
CA 813
IL 697
NY 590
NC 567
PA 552
SC 495
AL 349
OH 324
MI 300
NJ 293
MD 281
VA 239
LA 233
TN 222
MS 210
MA 195
AZ 181

Top Issues

Issue Complaints
Incorrect information on your report 4.4K
Improper use of your report 1.8K
Problem with a company's investigation into an existing problem 1.3K
Attempts to collect debt not owed 1.2K
Took or threatened to take negative or legal action 837
Problem with a credit reporting company's investigation into an existing problem 367
False statements or representation 310
Written notification about debt 252
Closing your account 167
Problem with a purchase shown on your statement 160
Problem when making payments 146
Getting a credit card 139
Other features, terms, or problems 98
Credit monitoring or identity theft protection services 77
Fees or interest 57
Problem with the payoff process at the end of the loan 57
Fraud or scam 51
Managing an account 41
Problem with customer service 40
Closing an account 39

Yearly Trend

Year Complaints Timely
2020 122 100%
2021 428 99.8%
2022 730 82.6%
2023 1.3K 99.2%
2024 2.3K 100%
2025 4.1K 99.8%
2026 2.9K 99%

Source: CFPB Consumer Complaint Database

Self Financial Inc. in the heavy-volume third

Self Financial Inc.'s 11,925 logged complaints reach a nationwide footprint - 56 states have at least one filing. Only 31.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2020 through 2026-06-26. Volume lands in the heaviest third of the indexed company corpus (#60 of 342).

Self Financial Inc. answers 98.5% of complaints inside the CFPB's tracked window and closes 94.3% with a written explanation. 0.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Self Financial Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Self Financial Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Self Financial Inc. (#60 of 342; 98.5% timely; 0.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Heavy filing volume