Total complaints
173
Filed since 2022
173 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
173 consumer complaints filed with the CFPB
This profile shows Branch Messenger, Inc.'s complaint history from CFPB public records. 173 consumers have filed complaints since 2022. The company has a 100% timely response rate and has provided relief in 0% of cases.
Total complaints
173
Filed since 2022
Timely response
100%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Branch Messenger, Inc.'s 173 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 89 |
| Prepaid card | 40 |
| Money transfer, virtual currency, or money service | 29 |
| Credit card | 11 |
| Credit reporting or other personal consumer reports | 2 |
| Credit card or prepaid card | 2 |
| State | Complaints |
|---|---|
| CA | 25 |
| FL | 18 |
| AZ | 12 |
| TX | 11 |
| NV | 10 |
| GA | 10 |
| NY | 7 |
| NC | 6 |
| PA | 6 |
| MI | 6 |
| VA | 6 |
| CO | 4 |
| MD | 4 |
| OR | 4 |
| IL | 4 |
| AL | 4 |
| ID | 3 |
| OH | 3 |
| NJ | 3 |
| MO | 3 |
| Issue | Complaints |
|---|---|
| Managing an account | 55 |
| Problem with a purchase or transfer | 24 |
| Problem with a lender or other company charging your account | 19 |
| Fraud or scam | 8 |
| Unexpected or other fees | 8 |
| Closing an account | 8 |
| Problem with a purchase shown on your statement | 8 |
| Unauthorized transactions or other transaction problem | 6 |
| Problem getting a card or closing an account | 6 |
| Opening an account | 5 |
| Trouble accessing funds in your mobile or digital wallet | 4 |
| Other transaction problem | 4 |
| Trouble using the card | 3 |
| Problem caused by your funds being low | 2 |
| Money was not available when promised | 2 |
| Problem with a company's investigation into an existing issue | 2 |
| Advertising | 2 |
| Other features, terms, or problems | 2 |
| Getting a credit card | 1 |
| Confusing or misleading advertising or marketing | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 4 | 100% |
| 2023 | 19 | 100% |
| 2024 | 19 | 100% |
| 2025 | 79 | 100% |
| 2026 | 52 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Branch Messenger, Inc. has accumulated 173 consumer complaints in the CFPB public database, with filings active across 36 U.S. states. Of those submissions, 70 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-04-06, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Branch Messenger, Inc. reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Branch Messenger, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Branch Messenger, Inc. has received 173 consumer complaints filed with the Consumer Financial Protection Bureau.
Branch Messenger, Inc. has a 100% timely response rate to CFPB complaints.
The most common issue reported against Branch Messenger, Inc. is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.