2026 data Public-data reference. official source

Branch Messenger, Inc.

173 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

173 consumer complaints filed with the CFPB

This profile shows Branch Messenger, Inc.'s complaint history from CFPB public records. 173 consumers have filed complaints since 2022. The company has a 100% timely response rate and has provided relief in 0% of cases.

173
Total Complaints
100%
Timely Response
0%
Disputed
0%
Relief Provided
36
States Active
2022
Since

Total complaints

173

Filed since 2022

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Branch Messenger, Inc. complaint mix by product

Total complaints: 173

Branch Messenger, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 173 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 89 complaints (51.4%), resolution 0.0% Checking or 51.4% Prepaid card: 40 complaints (23.1%), resolution 0.0% Prepaid card 23.1% Money transfer,: 29 complaints (16.8%), resolution 0.0% Money transfer, 16.8% Credit card: 11 complaints (6.4%), resolution 0.0% Credit card 6.4% Credit reporting: 2 complaints (1.2%), resolution 0.0% Credit card: 2 complaints (1.2%), resolution 0.0%
  • Checking or 89 51.4% 0% relief
  • Prepaid card 40 23.1% 0% relief
  • Money transfer, 29 16.8% 0% relief
  • Credit card 11 6.4% 0% relief
  • Credit reporting 2 1.2% 0% relief
  • Credit card 2 1.2% 0% relief

How Branch Messenger, Inc.'s 173 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 89
Prepaid card 40
Money transfer, virtual currency, or money service 29
Credit card 11
Credit reporting or other personal consumer reports 2
Credit card or prepaid card 2

Top States

State Complaints
CA 25
FL 18
AZ 12
TX 11
NV 10
GA 10
NY 7
NC 6
PA 6
MI 6
VA 6
CO 4
MD 4
OR 4
IL 4
AL 4
ID 3
OH 3
NJ 3
MO 3

Top Issues

Issue Complaints
Managing an account 55
Problem with a purchase or transfer 24
Problem with a lender or other company charging your account 19
Fraud or scam 8
Unexpected or other fees 8
Closing an account 8
Problem with a purchase shown on your statement 8
Unauthorized transactions or other transaction problem 6
Problem getting a card or closing an account 6
Opening an account 5
Trouble accessing funds in your mobile or digital wallet 4
Other transaction problem 4
Trouble using the card 3
Problem caused by your funds being low 2
Money was not available when promised 2
Problem with a company's investigation into an existing issue 2
Advertising 2
Other features, terms, or problems 2
Getting a credit card 1
Confusing or misleading advertising or marketing 1

Yearly Trend

Year Complaints Timely
2022 4 100%
2023 19 100%
2024 19 100%
2025 79 100%
2026 52 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Branch Messenger, Inc.

Branch Messenger, Inc. has accumulated 173 consumer complaints in the CFPB public database, with filings active across 36 U.S. states. Of those submissions, 70 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-04-06, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Branch Messenger, Inc. reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Branch Messenger, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Branch Messenger, Inc. have?

Branch Messenger, Inc. has received 173 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Branch Messenger, Inc. respond to complaints on time?

Branch Messenger, Inc. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Branch Messenger, Inc.?

The most common issue reported against Branch Messenger, Inc. is "Managing an account" in the "Checking or savings account" product category.

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