CFPB · Narrative-heavy record
Payfare International Inc.
304 CFPB complaints · 72% with narratives · top issue Managing an account.
Payfare International Inc.: 72% of 304 filings include consumer narratives. Timely 99.7% · relief 0.7% · top product Checking or savings account. Allegations, not findings.
- Narrative-heavy record
- +633.3% filings 2021 to 2026
CFPB relief outcome brief
CCDB company payfare-international-inc
0.7% relief · 99.7% timely · 304 filings · Checking or savings account
Same-product relief peers
Nearest relief peer: Bank Ozk (0.7% relief)
Payfare International Inc. closes 0.7% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Payfare International Inc.'s 304 filings include narrative text
72% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Payfare International Inc. complaint mix by product
- Checking or 126 41.4% – 1% relief
- Prepaid card 86 28.3% – 1% relief
- Credit card 53 17.4% – 0% relief
- Money transfer, 23 7.6% – 0% relief
- Credit card 12 3.9% – 0% relief
- Credit reporting 4 1.3% – 0% relief
How Payfare International Inc.'s 304 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 126 |
| Prepaid card | 86 |
| Credit card or prepaid card | 53 |
| Money transfer, virtual currency, or money service | 23 |
| Credit card | 12 |
| Credit reporting or other personal consumer reports | 4 |
Where Payfare International Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 13.2% of this company's filings
Payfare International Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 22
- +633.3% vs 2021
Top States
| State | Complaints |
|---|---|
| CA | 40 |
| TX | 31 |
| GA | 27 |
| FL | 24 |
| IL | 16 |
| OH | 13 |
| AZ | 12 |
| MI | 10 |
| MA | 8 |
| TN | 8 |
| NC | 8 |
| PA | 8 |
| MD | 8 |
| VA | 8 |
| NY | 7 |
| MO | 7 |
| MN | 6 |
| NJ | 6 |
| WA | 6 |
| CO | 6 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 84 |
| Problem with a purchase or transfer | 71 |
| Problem with a lender or other company charging your account | 33 |
| Trouble using the card | 27 |
| Unexpected or other fees | 26 |
| Problem with a purchase shown on your statement | 14 |
| Problem getting a card or closing an account | 9 |
| Trouble accessing funds in your mobile or digital wallet | 7 |
| Problem caused by your funds being low | 5 |
| Fraud or scam | 5 |
| Money was not available when promised | 4 |
| Unauthorized transactions or other transaction problem | 3 |
| Closing an account | 3 |
| Other transaction problem | 2 |
| Other features, terms, or problems | 2 |
| Improper use of your report | 2 |
| Trouble using your card | 2 |
| Problem with a company's investigation into an existing issue | 2 |
| Problem when making payments | 1 |
| Opening an account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 3 | 100% |
| 2022 | 28 | 100% |
| 2023 | 101 | 100% |
| 2024 | 109 | 100% |
| 2025 | 41 | 97.6% |
| 2026 | 22 | 100% |
Source: CFPB Consumer Complaint Database
Payfare International Inc.'s narrative-rich complaint ledger
Payfare International Inc.'s 304 logged complaints stay concentrated: only 38 states show a filing. 72% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2026-06-23.
Payfare International Inc. answers 99.7% of complaints inside the CFPB's tracked window and closes 99% with a written explanation. 0.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Payfare International Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Payfare International Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 304.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Payfare International Inc. (99.7% timely; 0.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record