CFPB · Heavy issue volume

Problems caused by my funds being low

11.8K CFPB complaints (heavy-volume third) · 138 companies · top product Bank account or service.

11.8K CFPB complaints

"Problems caused by my funds being low" is in the heavy-volume third with 11.8K CFPB complaints (ranks #56 of 178) across 138 companies. Top product Bank account or service. Allegations, not findings.

  • Volume rank #56 of 178
  • Bank of America 16.5% of filings
  • Data updated June 2026
  • Heavy issue volume
11.8K
Total Complaints
138
Companies
Bank account or service
Top Product

Companies with most complaints for this issue

# Company Complaints
1 Bank of America, National Association 2.0K
2 Wells Fargo & Company 1.8K
3 JPMorgan Chase & Co. 1.0K
4 TD Bank Us Holding Company 796
5 PNC Bank N.A. 695
6 U.S. Bancorp 637
7 Citizens Financial Group, Inc. 527
8 Regions Financial Corporation 502
9 Suntrust Banks, Inc. 458
10 BB&T Corporation 414
11 Fifth Third Financial Corporation 256
12 Tcf National Bank 253
13 Santander Bank, National Association 197
14 Capital One Financial Corporation 185
15 Huntington National Bank, the 167
16 Keycorp 156
17 Bbva Financial Corporation 155
18 M&T Bank Corporation 154
19 Citibank, N.a. 149
20 United Services Automobile Association 101
21 Navy Federal Credit Union 83
22 Bank of the West 82
23 Comerica 60
24 First Niagara Financial Group, Inc. 58
25 HSBC North America Holdings Inc. 50
26 Huntington National Bank, the - Firstmerit Bank, N.a. Branch 47
27 U.S. Bank National Association - San Francisco Main Branch 44
28 People'S United Bank, National Association 42
29 Ally Financial Inc. 42
30 Zions Bancorporation 39
31 BMO Bank National Association 31
32 Bok Financial Corp 30
33 Webster Bank, National Association 30
34 First National Bank of Pennsylvania 28
35 Commerce Bank 27
36 Associated Banc-Corp 26
37 Paypal Holdings, Inc 22
38 First Horizon Bank 22
39 Synovus Bank 18
40 Arvest Bank Group, Inc. 18
41 Fidelity National Information Services, Inc. (FNIS) 17
42 First National Bank of Omaha 16
43 Valley National Bancorp 16
44 First Citizens Bancshares, Inc. 16
45 Discover Bank 15
46 Flagstar Bank, N.A. 14
47 American Express Company 14
48 Popular Bank 13
49 Astoria Bank 13
50 Rabobank, National Association 12

Source: CFPB Consumer Complaint Database

"Problems caused by my funds being low" in the heavy-volume third

"Problems caused by my funds being low" is tagged on 11,844 consumer complaints across 138 companies. Volume lands in the heaviest third of indexed issue categories (#56 of 178). No single company exceeds 16.5% of these filings.

The most common product category where "Problems caused by my funds being low" is raised is "Bank account or service". Use company profiles to see relief and timely-response rates on the firms named most often. Consumer wording drives the label, not a regulatory finding. See methodology for how CFPB complaint routing works.

Disclaimer: CFPB public records only. A complaint is an allegation, not proof of wrongdoing. PlainComplaint does not provide financial advice.

Data sourced from official public datasets for "Problems caused by my funds being low" (#56 of 178; 138 companies). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Heavy issue volume