Problems caused by my funds being low

11.8K consumer complaints across 138 companies

This page tracks consumer complaints about "Problems caused by my funds being low" filed with the CFPB. 11,844 complaints mention this issue across 138 companies. The most affected product category is "Bank account or service".

11.8K
Total Complaints
138
Companies
Bank account or service
Top Product

Companies with Most Complaints for This Issue

# Company Complaints
1 Bank of America, National Association 2.0K
2 Wells Fargo & Company 1.8K
3 JPMorgan Chase & Co. 1.0K
4 TD Bank Us Holding Company 796
5 PNC Bank N.A. 695
6 U.S. Bancorp 637
7 Citizens Financial Group, Inc. 527
8 Regions Financial Corporation 502
9 Suntrust Banks, Inc. 458
10 BB&T Corporation 414
11 Fifth Third Financial Corporation 256
12 Tcf National Bank 253
13 Santander Bank, National Association 197
14 Capital One Financial Corporation 185
15 Huntington National Bank, the 167
16 Keycorp 156
17 Bbva Financial Corporation 155
18 M&T Bank Corporation 154
19 Citibank, N.a. 149
20 United Services Automobile Association 101
21 Navy Federal Credit Union 83
22 Bank of the West 82
23 Comerica 60
24 First Niagara Financial Group, Inc. 58
25 HSBC North America Holdings Inc. 50
26 Huntington National Bank, the - Firstmerit Bank, N.a. Branch 47
27 U.S. Bank National Association - San Francisco Main Branch 44
28 People'S United Bank, National Association 42
29 Ally Financial Inc. 42
30 Zions Bancorporation 39
31 BMO Bank National Association 31
32 Bok Financial Corp 30
33 Webster Bank, National Association 30
34 First National Bank of Pennsylvania 28
35 Commerce Bank 27
36 Associated Banc-Corp 26
37 Paypal Holdings, Inc 22
38 First Horizon Bank 22
39 Synovus Bank 18
40 Arvest Bank Group, Inc. 18
41 Fidelity National Information Services, Inc. (FNIS) 17
42 First National Bank of Omaha 16
43 Valley National Bancorp 16
44 First Citizens Bancshares, Inc. 16
45 Discover Bank 15
46 Flagstar Bank, N.A. 14
47 American Express Company 14
48 Popular Bank 13
49 Astoria Bank 13
50 Rabobank, National Association 12

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the Data Says About "Problems caused by my funds being low" Complaints

The CFPB public record contains 11,844 consumer complaints tagged with the issue "Problems caused by my funds being low", distributed across 138 distinct companies that have been named as the respondent on at least one filing. That mid-range spread suggests the issue recurs across a meaningful slice of the market without being universal, worth checking whether it clusters inside one product category or one business model.

The most common product category where "Problems caused by my funds being low" is raised is "Bank account or service". See our methodology for how CFPB complaint routing and product-issue pairings work.

How to read complaint data responsibly

The CFPB categorizes each complaint based on the consumer's own description of the problem, so the label "Problems caused by my funds being low" reflects consumer perception, not a regulatory finding. A complaint is an allegation, not proven wrongdoing, and the presence of a filing against a company does not mean that company violated any law or rule. Use this page to understand the shape of consumer concerns around "Problems caused by my funds being low", then cross-check individual companies using their own CFPB profiles and the official CFPB database. For legal, financial, or regulatory advice, consult a licensed professional, this page is informational only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. This page draws directly on the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.