First National Bank of Omaha
4.1K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
First National Bank of Omaha complaint mix by product
- Credit card 1K 34.1% – 24% relief
- Credit card 931 23.9% – 22% relief
- Credit reporting 470 12.1% – 26% relief
- Checking or 381 9.8% – 18% relief
- Debt collection 377 9.7% – 11% relief
- Credit reporting, 311 8.0% – 20% relief
- Bank account 99 2.5% – 26% relief
How First National Bank of Omaha's 4.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit card | 1.3K |
| Credit card or prepaid card | 931 |
| Credit reporting or other personal consumer reports | 470 |
| Checking or savings account | 381 |
| Debt collection | 377 |
| Credit reporting, credit repair services, or other personal consumer reports | 311 |
| Bank account or service | 99 |
| Mortgage | 78 |
| Payday loan, title loan, personal loan, or advance loan | 53 |
| Money transfer, virtual currency, or money service | 31 |
| Consumer Loan | 19 |
| Payday loan, title loan, or personal loan | 17 |
| Vehicle loan or lease | 7 |
| Prepaid card | 3 |
| Credit reporting | 3 |
| Money transfers | 3 |
| Payday loan | 1 |
| Student loan | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 493 |
| NY | 329 |
| TX | 320 |
| FL | 282 |
| IL | 255 |
| NE | 234 |
| GA | 158 |
| PA | 129 |
| OH | 112 |
| VA | 112 |
| CO | 110 |
| MI | 107 |
| MN | 105 |
| NJ | 96 |
| AZ | 91 |
| NC | 89 |
| MD | 78 |
| MA | 71 |
| KS | 66 |
| NV | 63 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 433 |
| Problem with a purchase shown on your statement | 375 |
| Improper use of your report | 277 |
| Other features, terms, or problems | 257 |
| Getting a credit card | 231 |
| Managing an account | 220 |
| Fees or interest | 190 |
| Problem when making payments | 173 |
| Closing your account | 142 |
| Attempts to collect debt not owed | 142 |
| Trouble using your card | 122 |
| Problem with a company's investigation into an existing problem | 104 |
| Billing disputes | 99 |
| Advertising and marketing, including promotional offers | 83 |
| Took or threatened to take negative or legal action | 80 |
| Opening an account | 76 |
| Problem with a credit reporting company's investigation into an existing problem | 60 |
| APR or interest rate | 54 |
| Other | 51 |
| Written notification about debt | 50 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2011 | 11 | 81.8% |
| 2012 | 144 | 99.3% |
| 2013 | 132 | 94.7% |
| 2014 | 139 | 96.4% |
| 2015 | 134 | 98.5% |
| 2016 | 175 | 99.4% |
| 2017 | 176 | 100% |
| 2018 | 238 | 99.6% |
| 2019 | 216 | 100% |
| 2020 | 204 | 100% |
| 2021 | 213 | 100% |
| 2022 | 330 | 100% |
| 2023 | 496 | 98.6% |
| 2024 | 526 | 100% |
| 2025 | 643 | 99.7% |
| 2026 | 335 | 99.7% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About First National Bank of Omaha
First National Bank of Omaha's 4,112 logged complaints reach a nationwide footprint - 54 states have at least one filing on record. Only 39.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2011 through 2026-06-26.
First National Bank of Omaha answers 99.3% of complaints inside the CFPB's tracked window and closes 77.3% with a written explanation. 21.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about First National Bank of Omaha.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does First National Bank of Omaha have?
4,112, per the CFPB's public complaint count for this company (see the full breakdown above).
Does First National Bank of Omaha respond to complaints on time?
99.3% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about First National Bank of Omaha?
"Incorrect information on your report", filed under the "Credit card" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.