Advertising and marketing, including promotional offers

11.8K consumer complaints across 175 companies

This page tracks consumer complaints about "Advertising and marketing, including promotional offers" filed with the CFPB. 11,776 complaints mention this issue across 175 companies. The most affected product category is "Credit card or prepaid card".

11.8K
Total Complaints
175
Companies
Credit card or prepaid card
Top Product

Companies with Most Complaints for This Issue

# Company Complaints
1 AMERICAN EXPRESS COMPANY 1.8K
2 CITIBANK, N.A. 1.5K
3 JPMORGAN CHASE & CO. 1.4K
4 CAPITAL ONE FINANCIAL CORPORATION 1.3K
5 SYNCHRONY FINANCIAL 1.2K
6 BANK OF AMERICA, NATIONAL ASSOCIATION 549
7 Bread Financial Holdings, Inc. 536
8 BARCLAYS BANK DELAWARE 493
9 WELLS FARGO & COMPANY 354
10 U.S. BANCORP 316
11 DISCOVER BANK 306
12 TRANSUNION INTERMEDIATE HOLDINGS, INC. 164
13 Credit Karma, LLC 162
14 Experian Information Solutions Inc. 159
15 GOLDMAN SACHS BANK USA 155
16 EQUIFAX, INC. 154
17 TD BANK US HOLDING COMPANY 113
18 CLGF Holdco 1, LLC 103
19 PNC Bank N.A. 75
20 NAVY FEDERAL CREDIT UNION 64
21 FIRST NATIONAL BANK OF OMAHA 62
22 UNITED SERVICES AUTOMOBILE ASSOCIATION 54
23 Atlanticus Services Corporation 48
24 Netspend Corporation 39
25 CITIZENS FINANCIAL GROUP, INC. 34
26 HSBC NORTH AMERICA HOLDINGS INC. 33
27 FIFTH THIRD FINANCIAL CORPORATION 26
28 PENTAGON FEDERAL CREDIT UNION 26
29 Chime Financial Inc 25
30 Bilt Technologies, Inc. 25
31 Continental Finance Company, LLC 24
32 BMO Bank, N.A. 21
33 TRUIST FINANCIAL CORPORATION 19
34 KEYCORP 18
35 Synovus Bank 17
36 TomoCredit Inc. 16
37 ALLIANT CREDIT UNION 15
38 Social Finance, Inc. 15
39 Paypal Holdings, Inc 15
40 Avant Holding Company, Inc. 15
41 BBVA FINANCIAL CORPORATION 14
42 UPGRADE, INC. 13
43 Self Financial Inc. 11
44 COMMERCE BANK 10
45 REGIONS FINANCIAL CORPORATION 10
46 ENCORE CAPITAL GROUP INC. 10
47 Block, Inc. 9
48 ROBINHOOD MARKETS INC. 9
49 BANK OF THE WEST 9
50 OneMain Finance Corporation 9

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the Data Says About "Advertising and marketing, including promotional offers" Complaints

The CFPB public record contains 11,776 consumer complaints tagged with the issue "Advertising and marketing, including promotional offers", distributed across 175 distinct companies that have been named as the respondent on at least one filing. That spread tells you whether the pattern is concentrated in a handful of firms or is a systemic theme across the market — an issue touching many companies often signals a structural friction in how a product category is sold, serviced, or collected on, rather than a single company's operational problem.

The most common product category where "Advertising and marketing, including promotional offers" is raised is "Credit card or prepaid card". Product-to-issue pairings matter because the CFPB routes complaints to the appropriate federal or state regulator based on the financial product involved, and patterns inside a product category often mirror the specific consumer-protection rules that apply (TILA, RESPA, FCRA, FDCPA, EFTA, or state UDAP statutes, depending on the product). A high number of companies appearing against the same issue inside one product category is therefore a stronger signal than volume alone: it suggests the issue is a category-level risk worth studying.

The CFPB categorizes each complaint based on the consumer's own description of the problem, so the label "Advertising and marketing, including promotional offers" reflects consumer perception — not a regulatory finding. A complaint is an allegation, not proven wrongdoing, and the presence of a filing against a company does not mean that company violated any law or rule. Use this page to understand the shape of consumer concerns around "Advertising and marketing, including promotional offers", then cross-check individual companies using their own CFPB profiles and the official CFPB database. For legal, financial, or regulatory advice, consult a licensed professional — this page is informational only.

About this issue: "Advertising and marketing, including promotional offers" is a consumer-reported issue category defined by the CFPB. Complaints are categorized based on the consumer's description of their problem. The presence of complaints does not imply wrongdoing by any company.

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