Atlanticus Services Corporation
5.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Atlanticus Services Corporation complaint mix by product
- Credit card 2K 32.2% – 52% relief
- Credit reporting 985 19.2% – 33% relief
- Credit card 936 18.3% – 18% relief
- Debt collection 870 17.0% – 20% relief
- Credit reporting, 579 11.3% – 23% relief
- Payday loan, 56 1.1% – 18% relief
- Payday loan, 44 0.9% – 64% relief
How Atlanticus Services Corporation's 5.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit card | 1.6K |
| Credit reporting or other personal consumer reports | 985 |
| Credit card or prepaid card | 936 |
| Debt collection | 870 |
| Credit reporting, credit repair services, or other personal consumer reports | 579 |
| Payday loan, title loan, or personal loan | 56 |
| Payday loan, title loan, personal loan, or advance loan | 44 |
| Consumer Loan | 29 |
| Debt or credit management | 6 |
| Checking or savings account | 4 |
| Mortgage | 4 |
| Money transfer, virtual currency, or money service | 3 |
| Credit reporting | 3 |
| Payday loan | 2 |
| Bank account or service | 1 |
| Prepaid card | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 501 |
| FL | 497 |
| TX | 474 |
| GA | 373 |
| NY | 353 |
| NC | 211 |
| PA | 205 |
| MI | 183 |
| OH | 181 |
| NJ | 152 |
| IL | 146 |
| VA | 138 |
| SC | 109 |
| MA | 107 |
| MO | 99 |
| TN | 98 |
| AL | 96 |
| MD | 95 |
| LA | 94 |
| AZ | 93 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 928 |
| Fees or interest | 561 |
| Improper use of your report | 489 |
| Problem with a purchase shown on your statement | 433 |
| Getting a credit card | 399 |
| Attempts to collect debt not owed | 383 |
| Closing your account | 260 |
| Problem when making payments | 241 |
| Other features, terms, or problems | 209 |
| Problem with a company's investigation into an existing problem | 189 |
| Took or threatened to take negative or legal action | 125 |
| Problem with a credit reporting company's investigation into an existing problem | 110 |
| Written notification about debt | 102 |
| False statements or representation | 101 |
| Struggling to pay your bill | 81 |
| Advertising and marketing, including promotional offers | 76 |
| Communication tactics | 74 |
| Trouble using your card | 72 |
| Charged fees or interest you didn't expect | 32 |
| Credit monitoring or identity theft protection services | 31 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 37 | 97.3% |
| 2015 | 69 | 84.1% |
| 2016 | 47 | 97.9% |
| 2017 | 57 | 68.4% |
| 2018 | 97 | 27.8% |
| 2019 | 115 | 54.8% |
| 2020 | 198 | 57.6% |
| 2021 | 289 | 44.3% |
| 2022 | 585 | 99% |
| 2023 | 754 | 99.7% |
| 2024 | 871 | 100% |
| 2025 | 1.2K | 100% |
| 2026 | 817 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Atlanticus Services Corporation
Atlanticus Services Corporation's 5,171 logged complaints reach a nationwide footprint - 55 states have at least one filing on record. 51.4% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-06-26.
Atlanticus Services Corporation answers 92.1% of complaints inside the CFPB's tracked window and closes 63.3% with a written explanation. 32.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Atlanticus Services Corporation.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Atlanticus Services Corporation have?
5,171, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Atlanticus Services Corporation respond to complaints on time?
92.1% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Atlanticus Services Corporation?
"Incorrect information on your report", filed under the "Credit card" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.