2026 data Public-data reference Official source

Atlanticus Services Corporation

5.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

5.2K
Total Complaints
92.1%
Timely Response
0%
Disputed
32.5%
Relief Provided
55
States Active
2014
Since

Data updated June 2026

Timely response rate 92.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 32.5%
Industry median

Share closed with monetary or non-monetary relief.

Atlanticus Services Corporation complaint mix by product

Total complaints: 5.2K

Atlanticus Services Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5.2K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit card: 1,648 complaints (32.2%), resolution 51.5% Credit card 32.2% Credit reporting: 985 complaints (19.2%), resolution 33.3% Credit reporting 19.2% Credit card: 936 complaints (18.3%), resolution 17.5% Credit card 18.3% Debt collection: 870 complaints (17.0%), resolution 19.7% Debt collection 17.0% Credit reporting,: 579 complaints (11.3%), resolution 22.5% Credit reporting, 11.3% Payday loan,: 56 complaints (1.1%), resolution 17.9% Payday loan,: 44 complaints (0.9%), resolution 63.6%
  • Credit card 2K 32.2% 52% relief
  • Credit reporting 985 19.2% 33% relief
  • Credit card 936 18.3% 18% relief
  • Debt collection 870 17.0% 20% relief
  • Credit reporting, 579 11.3% 23% relief
  • Payday loan, 56 1.1% 18% relief
  • Payday loan, 44 0.9% 64% relief

How Atlanticus Services Corporation's 5.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit card 1.6K
Credit reporting or other personal consumer reports 985
Credit card or prepaid card 936
Debt collection 870
Credit reporting, credit repair services, or other personal consumer reports 579
Payday loan, title loan, or personal loan 56
Payday loan, title loan, personal loan, or advance loan 44
Consumer Loan 29
Debt or credit management 6
Checking or savings account 4
Mortgage 4
Money transfer, virtual currency, or money service 3
Credit reporting 3
Payday loan 2
Bank account or service 1
Prepaid card 1

Top States

State Complaints
CA 501
FL 497
TX 474
GA 373
NY 353
NC 211
PA 205
MI 183
OH 181
NJ 152
IL 146
VA 138
SC 109
MA 107
MO 99
TN 98
AL 96
MD 95
LA 94
AZ 93

Top Issues

Issue Complaints
Incorrect information on your report 928
Fees or interest 561
Improper use of your report 489
Problem with a purchase shown on your statement 433
Getting a credit card 399
Attempts to collect debt not owed 383
Closing your account 260
Problem when making payments 241
Other features, terms, or problems 209
Problem with a company's investigation into an existing problem 189
Took or threatened to take negative or legal action 125
Problem with a credit reporting company's investigation into an existing problem 110
Written notification about debt 102
False statements or representation 101
Struggling to pay your bill 81
Advertising and marketing, including promotional offers 76
Communication tactics 74
Trouble using your card 72
Charged fees or interest you didn't expect 32
Credit monitoring or identity theft protection services 31

Yearly Trend

Year Complaints Timely
2014 37 97.3%
2015 69 84.1%
2016 47 97.9%
2017 57 68.4%
2018 97 27.8%
2019 115 54.8%
2020 198 57.6%
2021 289 44.3%
2022 585 99%
2023 754 99.7%
2024 871 100%
2025 1.2K 100%
2026 817 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Atlanticus Services Corporation

Atlanticus Services Corporation's 5,171 logged complaints reach a nationwide footprint - 55 states have at least one filing on record. 51.4% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-06-26.

Atlanticus Services Corporation answers 92.1% of complaints inside the CFPB's tracked window and closes 63.3% with a written explanation. 32.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Atlanticus Services Corporation.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Atlanticus Services Corporation have?

5,171, per the CFPB's public complaint count for this company (see the full breakdown above).

Does Atlanticus Services Corporation respond to complaints on time?

92.1% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about Atlanticus Services Corporation?

"Incorrect information on your report", filed under the "Credit card" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.