TomoCredit Inc.
358 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
TomoCredit Inc. complaint mix by product
- Credit reporting 137 38.7% – 1% relief
- Credit card 111 31.4% – 0% relief
- Debt or 71 20.1% – 0% relief
- Payday loan, 15 4.2% – 0% relief
- Debt collection 9 2.5% – 0% relief
- Checking or 6 1.7% – 0% relief
- Money transfer, 5 1.4% – 0% relief
How TomoCredit Inc.'s 358 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 137 |
| Credit card | 111 |
| Debt or credit management | 71 |
| Payday loan, title loan, personal loan, or advance loan | 15 |
| Debt collection | 9 |
| Checking or savings account | 6 |
| Money transfer, virtual currency, or money service | 5 |
| Prepaid card | 3 |
| Mortgage | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 44 |
| FL | 39 |
| PA | 25 |
| IL | 22 |
| NY | 22 |
| TX | 21 |
| GA | 21 |
| MD | 15 |
| MI | 12 |
| NC | 12 |
| LA | 12 |
| OH | 11 |
| AZ | 9 |
| MS | 8 |
| NJ | 8 |
| NV | 8 |
| WI | 6 |
| MA | 6 |
| OR | 5 |
| WA | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 43 |
| Credit monitoring or identity theft protection services | 39 |
| Closing your account | 36 |
| Problem with a company's investigation into an existing problem | 34 |
| Didn't provide services promised | 29 |
| Other features, terms, or problems | 21 |
| Problem with customer service | 20 |
| Advertising and marketing, including promotional offers | 20 |
| Problem with a purchase shown on your statement | 19 |
| Improper use of your report | 14 |
| Charged upfront or unexpected fees | 10 |
| Confusing or misleading advertising or marketing | 9 |
| Getting a credit card | 8 |
| Unable to get your credit report or credit score | 7 |
| Getting a line of credit | 5 |
| Problem with a lender or other company charging your account | 5 |
| Unauthorized transactions or other transaction problem | 4 |
| Problem with additional add-on products or services | 4 |
| False statements or representation | 3 |
| Electronic communications | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 179 | 83.8% |
| 2025 | 135 | 85.9% |
| 2026 | 44 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About TomoCredit Inc.
TomoCredit Inc.'s 358 logged complaints reach a nationwide footprint - 41 states have at least one filing on record. 60.3% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2024 through 2026-06-09.
TomoCredit Inc. answers 86.6% of complaints inside the CFPB's tracked window and closes 99.7% with a written explanation. 0.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about TomoCredit Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does TomoCredit Inc. have?
358, per the CFPB's public complaint count for this company (see the full breakdown above).
Does TomoCredit Inc. respond to complaints on time?
86.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about TomoCredit Inc.?
"Incorrect information on your report", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.