Total complaints
9.2K
Filed since 2020
9.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
9.2K consumer complaints filed with the CFPB
This profile shows OneMain Finance Corporation's complaint history from CFPB public records. 9,201 consumers have filed complaints since 2020. The company has a 100% timely response rate and has provided relief in 8.4% of cases.
Total complaints
9.2K
Filed since 2020
Timely response
100%
CFPB-tracked response window
Relief rate
8.4%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How OneMain Finance Corporation's 9.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 3.3K |
| Payday loan, title loan, personal loan, or advance loan | 1.6K |
| Debt collection | 1.6K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.4K |
| Payday loan, title loan, or personal loan | 653 |
| Vehicle loan or lease | 320 |
| Credit card | 254 |
| Credit card or prepaid card | 54 |
| Mortgage | 30 |
| Debt or credit management | 20 |
| Checking or savings account | 19 |
| Money transfer, virtual currency, or money service | 8 |
| Prepaid card | 2 |
| Student loan | 1 |
| State | Complaints |
|---|---|
| FL | 878 |
| CA | 859 |
| TX | 836 |
| GA | 829 |
| PA | 501 |
| IL | 486 |
| NC | 439 |
| NY | 390 |
| SC | 344 |
| VA | 300 |
| NJ | 268 |
| MD | 267 |
| OH | 263 |
| AL | 262 |
| TN | 232 |
| MI | 194 |
| AZ | 194 |
| MS | 174 |
| LA | 173 |
| IN | 150 |
| Issue | Complaints |
|---|---|
| Improper use of your report | 2.5K |
| Incorrect information on your report | 1.8K |
| Charged fees or interest you didn't expect | 547 |
| Attempts to collect debt not owed | 538 |
| Took or threatened to take negative or legal action | 427 |
| Problem with a company's investigation into an existing problem | 406 |
| Struggling to pay your loan | 397 |
| Problem with a credit reporting company's investigation into an existing problem | 285 |
| Problem with additional add-on products or services | 259 |
| Communication tactics | 241 |
| Problem when making payments | 209 |
| False statements or representation | 167 |
| Getting the loan | 163 |
| Written notification about debt | 135 |
| Problem with the payoff process at the end of the loan | 133 |
| Managing the loan or lease | 117 |
| Getting a line of credit | 97 |
| Credit monitoring or identity theft protection services | 62 |
| Getting a credit card | 61 |
| Problem with a purchase shown on your statement | 53 |
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 286 | 99.7% |
| 2021 | 689 | 100% |
| 2022 | 797 | 100% |
| 2023 | 1.3K | 99.9% |
| 2024 | 2.3K | 100% |
| 2025 | 2.8K | 100% |
| 2026 | 1.1K | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
OneMain Finance Corporation has accumulated 9,201 consumer complaints in the CFPB public database, with filings active across 57 U.S. states. Of those submissions, 2,961 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2020, and the most recent logged activity is 2026-04-09, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, OneMain Finance Corporation reports a 100% timely-response rate and has closed 89.8% of cases with a written explanation to the consumer. 8.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Improper use of your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating OneMain Finance Corporation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
OneMain Finance Corporation has received 9,201 consumer complaints filed with the Consumer Financial Protection Bureau.
OneMain Finance Corporation has a 100% timely response rate to CFPB complaints.
The most common issue reported against OneMain Finance Corporation is "Improper use of your report" in the "Credit reporting or other personal consumer reports" product category.
Read our methodology — how this data is sourced, computed, and verified.