CFPB · Narrative-heavy record

Nissan Motor Acceptance Company LLC

5.3K CFPB complaints · 45.9% with narratives · top issue Incorrect information on your report.

Products ↓ All companies
5.3K CFPB complaints

Nissan Motor Acceptance Company LLC: 45.9% of 5.3K filings include consumer narratives. Timely 99% · relief 0.5% · top product Vehicle loan or lease. Allegations, not findings.

  • Volume rank #107 of 342
  • Narrative-heavy record
  • +1736% filings 2012 to 2026

CFPB relief outcome brief

CCDB company nissan-motor-acceptance-company-llc

0.5% relief · 99% timely · 5.3K filings · Vehicle loan or lease

Same-product relief peers

Nearest relief peer: Mercedes Benz Financial Services (0.4% relief)

Nissan Motor Acceptance Comp…0.5%Bbva Financial Corporation26.4%Atlanticus Services Corporat…32.5%Aldous & Associates, PLLC0.2%Amsher Collection Services, …1.3%
Closed-with-relief % among Nissan Motor Acceptance Company LLC and nearest filing-volume peers

Nissan Motor Acceptance Company LLC closes 0.5% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Nissan Motor Acceptance Company LLC's 5.3K filings include narrative text

45.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 99.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Nissan Motor Acceptance Company LLC complaint mix by product

Total complaints: 5.3K

Nissan Motor Acceptance Company LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5.3K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 2,008 complaints (38.5%), resolution 0.3% Vehicle loan 38.5% Credit reporting: 1,004 complaints (19.2%), resolution 0.0% Credit reporting 19.2% Credit reporting,: 982 complaints (18.8%), resolution 1.0% Credit reporting, 18.8% Debt collection: 680 complaints (13.0%), resolution 0.3% Debt collection 13.0% Consumer Loan: 515 complaints (9.9%), resolution 1.0% Consumer Loan 9.9% Payday loan,: 21 complaints (0.4%), resolution 0.0% Credit card: 10 complaints (0.2%), resolution 0.0%
  • Vehicle loan 2K 38.5% – 0% relief
  • Credit reporting 1K 19.2% – 0% relief
  • Credit reporting, 982 18.8% – 1% relief
  • Debt collection 680 13.0% – 0% relief
  • Consumer Loan 515 9.9% – 1% relief
  • Payday loan, 21 0.4% – 0% relief
  • Credit card 10 0.2% – 0% relief

Heavy-volume mix: how Nissan Motor Acceptance Company LLC's 5.3K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 2.0K
Credit reporting or other personal consumer reports 1.0K
Credit reporting, credit repair services, or other personal consumer reports 982
Debt collection 680
Consumer Loan 515
Payday loan, title loan, or personal loan 21
Credit card or prepaid card 10
Credit reporting 10
Credit card 8
Payday loan, title loan, personal loan, or advance loan 5
Checking or savings account 3
Bank account or service 3
Money transfer, virtual currency, or money service 3
Debt or credit management 2

Nationwide filing states for Nissan Motor Acceptance Company LLC

Top states by attributed volume, heavy-filing company

Nationwide footprint
Leading state
TX
11.9% of this company's filings
TX625CA568FL543NY504GA407NJ264IL190NC170

Nissan Motor Acceptance Company LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
459
+1736% vs 2012
05001,0001,500 20122014201620182020202220242026 459

Top States

State Complaints
TX 625
CA 568
FL 543
NY 504
GA 407
NJ 264
IL 190
NC 170
VA 167
MD 156
PA 152
MA 135
TN 106
AZ 99
CT 93
LA 92
SC 83
OH 83
AL 71
NV 67

Top Issues

Issue Complaints
Incorrect information on your report 1.2K
Managing the loan or lease 919
Improper use of your report 593
Problems at the end of the loan or lease 440
Problem with a credit reporting company's investigation into an existing problem 291
Attempts to collect debt not owed 238
Getting a loan or lease 234
Problem with a company's investigation into an existing problem 213
Repossession 192
Struggling to pay your loan 184
Took or threatened to take negative or legal action 143
Written notification about debt 95
Problems when you are unable to pay 91
False statements or representation 84
Taking out the loan or lease 70
Communication tactics 60
Shopping for a loan or lease 41
Credit monitoring or identity theft protection services 31
Cont'd attempts collect debt not owed 21
Disclosure verification of debt 17

Yearly Trend

Year Complaints Timely
2012 25 96%
2013 64 100%
2014 113 100%
2015 139 98.6%
2016 180 100%
2017 240 98.8%
2018 286 99.7%
2019 299 100%
2020 419 99.5%
2021 532 99.6%
2022 424 99.8%
2023 455 100%
2024 598 99.5%
2025 1.0K 97.6%
2026 459 97.6%

Source: CFPB Consumer Complaint Database

Nissan Motor Acceptance Company LLC's narrative-rich complaint ledger

Nissan Motor Acceptance Company LLC's 5,254 logged complaints reach a nationwide footprint - 55 states have at least one filing. 45.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-25.

Nissan Motor Acceptance Company LLC answers 99% of complaints inside the CFPB's tracked window and closes 98.3% with a written explanation. 0.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Nissan Motor Acceptance Company LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Nissan Motor Acceptance Company LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest companies by total CFPB complaints. This record: 5.3K.

4 peers

Similar timely response rate

Nearest companies by CFPB 15-day timely-response %. This record: 99%.

4 peers

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Nissan Motor Acceptance Company LLC (#107 of 342; 99% timely; 0.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record