2026 data Public-data reference. official source

Mercedes Benz Financial Services

2.4K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2.4K consumer complaints filed with the CFPB

This profile shows Mercedes Benz Financial Services's complaint history from CFPB public records. 2,388 consumers have filed complaints since 2012. The company has a 99.4% timely response rate and has provided relief in 0.4% of cases.

2.4K
Total Complaints
99.4%
Timely Response
1.7%
Disputed
0.4%
Relief Provided
49
States Active
2012
Since

Total complaints

2.4K

Filed since 2012

Timely response

99.4%

CFPB-tracked response window

Relief rate

0.4%

Closed with monetary or non-monetary relief

Timely response rate 99.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.4%
Industry median

Share closed with monetary or non-monetary relief.

Mercedes Benz Financial Services complaint mix by product

Total complaints: 2.4K

Mercedes Benz Financial Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2.4K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 776 complaints (32.9%), resolution 0.1% Vehicle loan 32.9% Credit reporting: 732 complaints (31.0%), resolution 0.0% Credit reporting 31.0% Credit reporting,: 447 complaints (18.9%), resolution 0.0% Credit reporting, 18.9% Debt collection: 248 complaints (10.5%), resolution 0.0% Debt collection 10.5% Consumer Loan: 129 complaints (5.5%), resolution 7.0% Credit card: 17 complaints (0.7%), resolution 0.0% Credit card: 11 complaints (0.5%), resolution 0.0%
  • Vehicle loan 776 32.9% 0% relief
  • Credit reporting 732 31.0% 0% relief
  • Credit reporting, 447 18.9% 0% relief
  • Debt collection 248 10.5% 0% relief
  • Consumer Loan 129 5.5% 7% relief
  • Credit card 17 0.7% 0% relief
  • Credit card 11 0.5% 0% relief

How Mercedes Benz Financial Services's 2.4K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 776
Credit reporting or other personal consumer reports 732
Credit reporting, credit repair services, or other personal consumer reports 447
Debt collection 248
Consumer Loan 129
Credit card or prepaid card 17
Credit card 11
Money transfer, virtual currency, or money service 7
Payday loan, title loan, or personal loan 5
Checking or savings account 4
Credit reporting 4
Payday loan, title loan, personal loan, or advance loan 3
Bank account or service 2
Mortgage 2
Debt or credit management 1

Top States

State Complaints
CA 529
FL 413
TX 221
NY 186
GA 158
NJ 90
MD 80
PA 66
IL 66
NC 58
VA 48
CT 46
OH 45
NV 42
MA 35
MI 32
LA 24
AL 20
AZ 19
DC 17

Top Issues

Issue Complaints
Incorrect information on your report 691
Improper use of your report 374
Managing the loan or lease 288
Getting a loan or lease 148
Problems at the end of the loan or lease 140
Attempts to collect debt not owed 121
Repossession 116
Problem with a company's investigation into an existing problem 114
Problem with a credit reporting company's investigation into an existing problem 104
Took or threatened to take negative or legal action 50
Struggling to pay your loan 46
Written notification about debt 27
Taking out the loan or lease 20
Problem when making payments 18
Problems when you are unable to pay 18
False statements or representation 17
Credit monitoring or identity theft protection services 15
Shopping for a loan or lease 12
Communication tactics 12
Disclosure verification of debt 8

Yearly Trend

Year Complaints Timely
2012 6 33.3%
2013 14 78.6%
2014 32 96.9%
2015 31 100%
2016 51 92.2%
2017 60 98.3%
2018 77 100%
2019 69 100%
2020 98 100%
2021 220 100%
2022 234 99.6%
2023 308 100%
2024 388 100%
2025 605 100%
2026 195 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Mercedes Benz Financial Services

Mercedes Benz Financial Services has accumulated 2,388 consumer complaints in the CFPB public database, with filings active across 49 U.S. states. Of those submissions, 628 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-04-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Mercedes Benz Financial Services reports a 99.4% timely-response rate and has closed 98.3% of cases with a written explanation to the consumer. 0.4% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Mercedes Benz Financial Services: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Mercedes Benz Financial Services have?

Mercedes Benz Financial Services has received 2,388 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Mercedes Benz Financial Services respond to complaints on time?

Mercedes Benz Financial Services has a 99.4% timely response rate to CFPB complaints.

What is the most common complaint about Mercedes Benz Financial Services?

The most common issue reported against Mercedes Benz Financial Services is "Incorrect information on your report" in the "Vehicle loan or lease" product category.

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