CFPB · Faster timely-response band
Toyota Motor Credit Corporation
8.9K CFPB complaints · 100% timely (fast band) · top issue Incorrect information on your report.
Toyota Motor Credit Corporation answers 100% on time (upper third) across 8.9K filings. Relief 6% · top product Vehicle loan or lease. Allegations, not findings.
- Volume rank #74 of 342
- Faster timely-response band
- +4824% filings 2012 to 2026
CFPB relief outcome brief
CCDB company toyota-motor-credit-corporation
6% relief · 100% timely · 8.9K filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: American Finance LLC (5.9% relief)
Toyota Motor Credit Corporation closes 6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Toyota Motor Credit Corporation's 8.9K filings include narrative text
41.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Toyota Motor Credit Corporation complaint mix by product
- Vehicle loan 3K 38.8% – 6% relief
- Credit reporting 2K 23.8% – 3% relief
- Credit reporting, 1K 15.8% – 6% relief
- Debt collection 1K 11.9% – 4% relief
- Consumer Loan 773 8.8% – 16% relief
- Credit card 39 0.4% – 0% relief
- Credit card 35 0.4% – 0% relief
Heavy-volume mix: how Toyota Motor Credit Corporation's 8.9K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 3.4K |
| Credit reporting or other personal consumer reports | 2.1K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.4K |
| Debt collection | 1.0K |
| Consumer Loan | 773 |
| Credit card or prepaid card | 39 |
| Credit card | 35 |
| Payday loan, title loan, or personal loan | 25 |
| Credit reporting | 21 |
| Payday loan, title loan, personal loan, or advance loan | 16 |
| Money transfer, virtual currency, or money service | 14 |
| Checking or savings account | 10 |
| Mortgage | 7 |
| Debt or credit management | 5 |
| Bank account or service | 4 |
| Money transfers | 1 |
Nationwide filing states for Toyota Motor Credit Corporation
Top states by attributed volume, heavy-filing company
- Leading state
- CA
- 19.1% of this company's filings
Toyota Motor Credit Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 1.2K
- +4824% vs 2012
Top States
| State | Complaints |
|---|---|
| CA | 1.7K |
| TX | 966 |
| NY | 765 |
| FL | 674 |
| PA | 424 |
| NJ | 421 |
| MA | 394 |
| IL | 323 |
| MD | 284 |
| VA | 257 |
| AZ | 234 |
| GA | 226 |
| NV | 177 |
| OH | 168 |
| LA | 139 |
| MS | 118 |
| TN | 113 |
| CT | 109 |
| NC | 108 |
| CO | 88 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 2.2K |
| Managing the loan or lease | 1.6K |
| Improper use of your report | 836 |
| Problems at the end of the loan or lease | 636 |
| Problem with a credit reporting company's investigation into an existing problem | 491 |
| Problem with a company's investigation into an existing problem | 457 |
| Getting a loan or lease | 411 |
| Repossession | 361 |
| Attempts to collect debt not owed | 361 |
| Took or threatened to take negative or legal action | 258 |
| Struggling to pay your loan | 223 |
| Written notification about debt | 166 |
| Problems when you are unable to pay | 126 |
| Taking out the loan or lease | 121 |
| False statements or representation | 119 |
| Shopping for a loan or lease | 66 |
| Communication tactics | 61 |
| Problem when making payments | 41 |
| Credit monitoring or identity theft protection services | 40 |
| Cont'd attempts collect debt not owed | 34 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 25 | 100% |
| 2013 | 108 | 100% |
| 2014 | 174 | 100% |
| 2015 | 159 | 100% |
| 2016 | 304 | 100% |
| 2017 | 416 | 100% |
| 2018 | 505 | 100% |
| 2019 | 361 | 100% |
| 2020 | 475 | 99.8% |
| 2021 | 682 | 100% |
| 2022 | 601 | 100% |
| 2023 | 811 | 100% |
| 2024 | 1.2K | 100% |
| 2025 | 1.8K | 99.9% |
| 2026 | 1.2K | 100% |
Source: CFPB Consumer Complaint Database
Toyota Motor Credit Corporation in the faster-timely third
Toyota Motor Credit Corporation's 8,873 logged complaints reach a nationwide footprint - 55 states have at least one filing. 41.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-26. Timely response 100% sits in the upper third of the corpus.
Toyota Motor Credit Corporation answers 100% of complaints inside the CFPB's tracked window (timely band: fast) and closes 6% with relief; 92.4% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Vehicle loan or lease" · top issue "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Toyota Motor Credit Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Toyota Motor Credit Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 8.9K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Toyota Motor Credit Corporation (#74 of 342; 100% timely; 6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Faster timely-response band