2026 data Public-data reference. official source

TOYOTA MOTOR CREDIT CORPORATION

6.7K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

6.7K consumer complaints filed with the CFPB

This profile shows TOYOTA MOTOR CREDIT CORPORATION's complaint history from CFPB public records. 6,682 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 5.8% of cases.

6.7K
Total Complaints
100%
Timely Response
2.7%
Disputed
5.8%
Relief Provided
53
States Active
2012
Since

Total complaints

6.7K

Filed since 2012

Timely response

100%

CFPB-tracked response window

Relief rate

5.8%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.8%
Industry median

Share closed with monetary or non-monetary relief.

TOYOTA MOTOR CREDIT CORPORATION complaint mix by product

Total complaints: 6.7K

TOYOTA MOTOR CREDIT CORPORATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6.7K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 2,373 complaints (35.9%), resolution 6.0% Vehicle loan 35.9% Credit reporting: 1,561 complaints (23.6%), resolution 3.1% Credit reporting 23.6% Credit reporting,: 1,133 complaints (17.2%), resolution 4.9% Credit reporting, 17.2% Debt collection: 776 complaints (11.7%), resolution 4.0% Debt collection 11.7% Consumer Loan: 693 complaints (10.5%), resolution 14.7% Consumer Loan 10.5% Credit card: 39 complaints (0.6%), resolution 0.0% Credit card: 30 complaints (0.5%), resolution 0.0%
  • Vehicle loan 2K 35.9% 6% relief
  • Credit reporting 2K 23.6% 3% relief
  • Credit reporting, 1K 17.2% 5% relief
  • Debt collection 776 11.7% 4% relief
  • Consumer Loan 693 10.5% 15% relief
  • Credit card 39 0.6% 0% relief
  • Credit card 30 0.5% 0% relief

How TOYOTA MOTOR CREDIT CORPORATION's 6.7K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 2.4K
Credit reporting or other personal consumer reports 1.6K
Credit reporting, credit repair services, or other personal consumer reports 1.1K
Debt collection 776
Consumer Loan 693
Credit card or prepaid card 39
Credit card 30
Credit reporting 20
Payday loan, title loan, or personal loan 19
Payday loan, title loan, personal loan, or advance loan 11
Money transfer, virtual currency, or money service 8
Checking or savings account 6
Bank account or service 4
Mortgage 4
Debt or credit management 4
Money transfers 1

Top States

State Complaints
CA 1.3K
TX 693
NY 602
FL 503
NJ 327
PA 326
MA 312
IL 246
MD 216
VA 191
AZ 169
GA 161
OH 134
NV 118
LA 111
MS 96
TN 81
CT 78
NC 77
CO 67

Top Issues

Issue Complaints
Incorrect information on your report 1.7K
Managing the loan or lease 1.2K
Improper use of your report 687
Problems at the end of the loan or lease 428
Problem with a credit reporting company's investigation into an existing problem 396
Problem with a company's investigation into an existing problem 289
Getting a loan or lease 281
Attempts to collect debt not owed 266
Repossession 231
Took or threatened to take negative or legal action 177
Struggling to pay your loan 174
Written notification about debt 126
Problems when you are unable to pay 116
Taking out the loan or lease 105
False statements or representation 86
Shopping for a loan or lease 64
Communication tactics 52
Problem when making payments 40
Credit monitoring or identity theft protection services 32
Cont'd attempts collect debt not owed 29

Yearly Trend

Year Complaints Timely
2012 25 100%
2013 108 100%
2014 174 100%
2015 139 100%
2016 253 100%
2017 349 100%
2018 382 100%
2019 279 100%
2020 393 99.7%
2021 541 100%
2022 479 100%
2023 641 100%
2024 957 100%
2025 1.4K 99.9%
2026 566 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About TOYOTA MOTOR CREDIT CORPORATION

TOYOTA MOTOR CREDIT CORPORATION has accumulated 6,682 consumer complaints in the CFPB public database, with filings active across 53 U.S. states. Of those submissions, 2,033 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-04-08, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, TOYOTA MOTOR CREDIT CORPORATION reports a 100% timely-response rate and has closed 93% of cases with a written explanation to the consumer. 5.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating TOYOTA MOTOR CREDIT CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does TOYOTA MOTOR CREDIT CORPORATION have?

TOYOTA MOTOR CREDIT CORPORATION has received 6,682 consumer complaints filed with the Consumer Financial Protection Bureau.

Does TOYOTA MOTOR CREDIT CORPORATION respond to complaints on time?

TOYOTA MOTOR CREDIT CORPORATION has a 100% timely response rate to CFPB complaints.

What is the most common complaint about TOYOTA MOTOR CREDIT CORPORATION?

The most common issue reported against TOYOTA MOTOR CREDIT CORPORATION is "Incorrect information on your report" in the "Vehicle loan or lease" product category.

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