Total complaints
7.3K
Filed since 2012
7.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
7.3K consumer complaints filed with the CFPB
This profile shows General Motors Financial Company, Inc.'s complaint history from CFPB public records. 7,346 consumers have filed complaints since 2012. The company has a 99.9% timely response rate and has provided relief in 15.9% of cases.
Total complaints
7.3K
Filed since 2012
Timely response
99.9%
CFPB-tracked response window
Relief rate
15.9%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How General Motors Financial Company, Inc.'s 7.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 2.2K |
| Credit reporting or other personal consumer reports | 1.9K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.7K |
| Debt collection | 877 |
| Consumer Loan | 571 |
| Credit reporting | 23 |
| Credit card | 20 |
| Payday loan, title loan, or personal loan | 17 |
| Credit card or prepaid card | 16 |
| Bank account or service | 14 |
| Checking or savings account | 8 |
| Money transfer, virtual currency, or money service | 8 |
| Payday loan, title loan, personal loan, or advance loan | 8 |
| Debt or credit management | 4 |
| Mortgage | 3 |
| Other financial service | 1 |
| State | Complaints |
|---|---|
| TX | 830 |
| FL | 811 |
| CA | 701 |
| GA | 442 |
| NY | 421 |
| MI | 412 |
| IL | 360 |
| PA | 326 |
| NJ | 245 |
| OH | 234 |
| NC | 212 |
| MA | 191 |
| MD | 170 |
| LA | 160 |
| SC | 145 |
| VA | 133 |
| AZ | 126 |
| TN | 117 |
| MO | 97 |
| IN | 96 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 1.8K |
| Improper use of your report | 1.6K |
| Managing the loan or lease | 895 |
| Problem with a credit reporting company's investigation into an existing problem | 423 |
| Problems at the end of the loan or lease | 415 |
| Attempts to collect debt not owed | 317 |
| Problem with a company's investigation into an existing problem | 290 |
| Getting a loan or lease | 237 |
| Struggling to pay your loan | 234 |
| Problems when you are unable to pay | 194 |
| Took or threatened to take negative or legal action | 189 |
| Repossession | 189 |
| Written notification about debt | 129 |
| Communication tactics | 85 |
| False statements or representation | 79 |
| Taking out the loan or lease | 58 |
| Shopping for a loan or lease | 41 |
| Credit monitoring or identity theft protection services | 38 |
| Disclosure verification of debt | 27 |
| Cont'd attempts collect debt not owed | 26 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 29 | 96.6% |
| 2013 | 82 | 98.8% |
| 2014 | 171 | 100% |
| 2015 | 157 | 99.4% |
| 2016 | 183 | 99.5% |
| 2017 | 317 | 100% |
| 2018 | 559 | 99.8% |
| 2019 | 422 | 99.5% |
| 2020 | 565 | 99.8% |
| 2021 | 695 | 100% |
| 2022 | 607 | 100% |
| 2023 | 694 | 99.9% |
| 2024 | 981 | 100% |
| 2025 | 1.4K | 100% |
| 2026 | 468 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
General Motors Financial Company, Inc. has accumulated 7,346 consumer complaints in the CFPB public database, with filings active across 56 U.S. states. Of those submissions, 2,292 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-04-09, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, General Motors Financial Company, Inc. reports a 99.9% timely-response rate and has closed 83.5% of cases with a written explanation to the consumer. 15.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating General Motors Financial Company, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
General Motors Financial Company, Inc. has received 7,346 consumer complaints filed with the Consumer Financial Protection Bureau.
General Motors Financial Company, Inc. has a 99.9% timely response rate to CFPB complaints.
The most common issue reported against General Motors Financial Company, Inc. is "Incorrect information on your report" in the "Vehicle loan or lease" product category.
Read our methodology — how this data is sourced, computed, and verified.