2026 data Public-data reference. official source

General Motors Financial Company, Inc.

7.3K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

7.3K consumer complaints filed with the CFPB

This profile shows General Motors Financial Company, Inc.'s complaint history from CFPB public records. 7,346 consumers have filed complaints since 2012. The company has a 99.9% timely response rate and has provided relief in 15.9% of cases.

7.3K
Total Complaints
99.9%
Timely Response
2.5%
Disputed
15.9%
Relief Provided
56
States Active
2012
Since

Total complaints

7.3K

Filed since 2012

Timely response

99.9%

CFPB-tracked response window

Relief rate

15.9%

Closed with monetary or non-monetary relief

Timely response rate 99.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 15.9%
Industry median

Share closed with monetary or non-monetary relief.

General Motors Financial Company, Inc. complaint mix by product

Total complaints: 7.3K

General Motors Financial Company, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 7.3K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 2,159 complaints (29.7%), resolution 13.5% Vehicle loan 29.7% Credit reporting: 1,884 complaints (25.9%), resolution 18.6% Credit reporting 25.9% Credit reporting,: 1,733 complaints (23.8%), resolution 21.3% Credit reporting, 23.8% Debt collection: 877 complaints (12.1%), resolution 7.5% Debt collection 12.1% Consumer Loan: 571 complaints (7.9%), resolution 12.8% Consumer Loan 7.9% Credit reporting: 23 complaints (0.3%), resolution 17.4% Credit card: 20 complaints (0.3%), resolution 15.0%
  • Vehicle loan 2K 29.7% 14% relief
  • Credit reporting 2K 25.9% 19% relief
  • Credit reporting, 2K 23.8% 21% relief
  • Debt collection 877 12.1% 8% relief
  • Consumer Loan 571 7.9% 13% relief
  • Credit reporting 23 0.3% 17% relief
  • Credit card 20 0.3% 15% relief

How General Motors Financial Company, Inc.'s 7.3K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 2.2K
Credit reporting or other personal consumer reports 1.9K
Credit reporting, credit repair services, or other personal consumer reports 1.7K
Debt collection 877
Consumer Loan 571
Credit reporting 23
Credit card 20
Payday loan, title loan, or personal loan 17
Credit card or prepaid card 16
Bank account or service 14
Checking or savings account 8
Money transfer, virtual currency, or money service 8
Payday loan, title loan, personal loan, or advance loan 8
Debt or credit management 4
Mortgage 3
Other financial service 1

Top States

State Complaints
TX 830
FL 811
CA 701
GA 442
NY 421
MI 412
IL 360
PA 326
NJ 245
OH 234
NC 212
MA 191
MD 170
LA 160
SC 145
VA 133
AZ 126
TN 117
MO 97
IN 96

Top Issues

Issue Complaints
Incorrect information on your report 1.8K
Improper use of your report 1.6K
Managing the loan or lease 895
Problem with a credit reporting company's investigation into an existing problem 423
Problems at the end of the loan or lease 415
Attempts to collect debt not owed 317
Problem with a company's investigation into an existing problem 290
Getting a loan or lease 237
Struggling to pay your loan 234
Problems when you are unable to pay 194
Took or threatened to take negative or legal action 189
Repossession 189
Written notification about debt 129
Communication tactics 85
False statements or representation 79
Taking out the loan or lease 58
Shopping for a loan or lease 41
Credit monitoring or identity theft protection services 38
Disclosure verification of debt 27
Cont'd attempts collect debt not owed 26

Yearly Trend

Year Complaints Timely
2012 29 96.6%
2013 82 98.8%
2014 171 100%
2015 157 99.4%
2016 183 99.5%
2017 317 100%
2018 559 99.8%
2019 422 99.5%
2020 565 99.8%
2021 695 100%
2022 607 100%
2023 694 99.9%
2024 981 100%
2025 1.4K 100%
2026 468 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About General Motors Financial Company, Inc.

General Motors Financial Company, Inc. has accumulated 7,346 consumer complaints in the CFPB public database, with filings active across 56 U.S. states. Of those submissions, 2,292 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-04-09, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, General Motors Financial Company, Inc. reports a 99.9% timely-response rate and has closed 83.5% of cases with a written explanation to the consumer. 15.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating General Motors Financial Company, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does General Motors Financial Company, Inc. have?

General Motors Financial Company, Inc. has received 7,346 consumer complaints filed with the Consumer Financial Protection Bureau.

Does General Motors Financial Company, Inc. respond to complaints on time?

General Motors Financial Company, Inc. has a 99.9% timely response rate to CFPB complaints.

What is the most common complaint about General Motors Financial Company, Inc.?

The most common issue reported against General Motors Financial Company, Inc. is "Incorrect information on your report" in the "Vehicle loan or lease" product category.

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