CFPB · Narrative-heavy record
American Honda Finance Corp
4.8K CFPB complaints · 44.9% with narratives · top issue Incorrect information on your report.
American Honda Finance Corp: 44.9% of 4.8K filings include consumer narratives. Timely 99.1% · relief 8.8% · top product Vehicle loan or lease. Allegations, not findings.
- Volume rank #116 of 342
- Narrative-heavy record
- +2217.4% filings 2012 to 2026
CFPB relief outcome brief
CCDB company american-honda-finance-corp
8.8% relief · 99.1% timely · 4.8K filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: Concorde Auto Management, LLC DBA Concorde Auto Acceptance (7.8% relief)
American Honda Finance Corp closes 8.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of American Honda Finance Corp's 4.8K filings include narrative text
44.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
American Honda Finance Corp complaint mix by product
- Vehicle loan 2K 41.6% – 10% relief
- Credit reporting, 886 18.6% – 12% relief
- Credit reporting 845 17.7% – 0% relief
- Consumer Loan 602 12.6% – 16% relief
- Debt collection 424 8.9% – 5% relief
- Payday loan, 14 0.3% – 7% relief
- Credit card 13 0.3% – 8% relief
How American Honda Finance Corp's 4.8K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 2.0K |
| Credit reporting, credit repair services, or other personal consumer reports | 886 |
| Credit reporting or other personal consumer reports | 845 |
| Consumer Loan | 602 |
| Debt collection | 424 |
| Payday loan, title loan, or personal loan | 14 |
| Credit card or prepaid card | 13 |
| Credit card | 13 |
| Credit reporting | 11 |
| Payday loan, title loan, personal loan, or advance loan | 9 |
| Money transfer, virtual currency, or money service | 5 |
| Checking or savings account | 3 |
| Bank account or service | 3 |
| Debt or credit management | 2 |
| Mortgage | 1 |
Nationwide filing states for American Honda Finance Corp
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 15.6% of this company's filings
American Honda Finance Corp rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 533
- +2217.4% vs 2012
Top States
| State | Complaints |
|---|---|
| CA | 750 |
| NY | 708 |
| FL | 512 |
| NJ | 360 |
| TX | 326 |
| MA | 182 |
| GA | 171 |
| VA | 147 |
| NC | 146 |
| PA | 146 |
| IL | 133 |
| OH | 132 |
| MD | 92 |
| AZ | 84 |
| LA | 74 |
| CT | 68 |
| SC | 62 |
| TN | 52 |
| NV | 49 |
| MI | 45 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 1.2K |
| Managing the loan or lease | 895 |
| Problems at the end of the loan or lease | 384 |
| Improper use of your report | 376 |
| Problem with a credit reporting company's investigation into an existing problem | 289 |
| Getting a loan or lease | 233 |
| Repossession | 188 |
| Struggling to pay your loan | 186 |
| Problem with a company's investigation into an existing problem | 164 |
| Problems when you are unable to pay | 159 |
| Attempts to collect debt not owed | 139 |
| Taking out the loan or lease | 93 |
| Took or threatened to take negative or legal action | 77 |
| Written notification about debt | 75 |
| Shopping for a loan or lease | 72 |
| Communication tactics | 48 |
| False statements or representation | 41 |
| Credit monitoring or identity theft protection services | 33 |
| Unable to get your credit report or credit score | 21 |
| Cont'd attempts collect debt not owed | 19 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 23 | 91.3% |
| 2013 | 76 | 98.7% |
| 2014 | 114 | 100% |
| 2015 | 150 | 100% |
| 2016 | 226 | 99.6% |
| 2017 | 230 | 99.6% |
| 2018 | 296 | 99.7% |
| 2019 | 263 | 100% |
| 2020 | 351 | 99.4% |
| 2021 | 459 | 96.7% |
| 2022 | 368 | 95.9% |
| 2023 | 389 | 100% |
| 2024 | 495 | 99.8% |
| 2025 | 844 | 99.9% |
| 2026 | 533 | 99.8% |
Source: CFPB Consumer Complaint Database
American Honda Finance Corp's narrative-rich complaint ledger
American Honda Finance Corp's 4,817 logged complaints reach a nationwide footprint - 52 states have at least one filing. 44.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-25.
American Honda Finance Corp answers 99.1% of complaints inside the CFPB's tracked window and closes 90.6% with a written explanation. 8.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about American Honda Finance Corp.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for American Honda Finance Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.8K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for American Honda Finance Corp (#116 of 342; 99.1% timely; 8.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record