CFPB · Faster timely-response band
FC HoldCo LLC
3.6K CFPB complaints · 99.9% timely (fast band) · top issue Improper use of your report.
FC HoldCo LLC answers 99.9% on time (upper third) across 3.6K filings. Relief 0.2% · top product Credit reporting or other personal consumer reports. Allegations, not findings.
- Volume rank #148 of 342
- Faster timely-response band
- +2071.4% filings 2014 to 2026
CFPB relief outcome brief
CCDB company fc-holdco-llc
0.2% relief · 99.9% timely · 3.6K filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: FactorTrust, Inc. (0.2% relief)
FC HoldCo LLC closes 0.2% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of FC HoldCo LLC's 3.6K filings include narrative text
45.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
FC HoldCo LLC complaint mix by product
- Credit reporting 1K 34.9% – 0% relief
- Vehicle loan 978 27.2% – 0% relief
- Credit reporting, 750 20.9% – 0% relief
- Debt collection 506 14.1% – 0% relief
- Consumer Loan 84 2.3% – 6% relief
- Payday loan, 14 0.4% – 0% relief
- Credit card 7 0.2% – 0% relief
How FC HoldCo LLC's 3.6K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 1.3K |
| Vehicle loan or lease | 978 |
| Credit reporting, credit repair services, or other personal consumer reports | 750 |
| Debt collection | 506 |
| Consumer Loan | 84 |
| Payday loan, title loan, or personal loan | 14 |
| Credit card | 7 |
| Credit card or prepaid card | 6 |
| Credit reporting | 5 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Debt or credit management | 2 |
| Mortgage | 1 |
| Money transfer, virtual currency, or money service | 1 |
Nationwide filing states for FC HoldCo LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 15.5% of this company's filings
FC HoldCo LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 304
- +2071.4% vs 2014
Top States
| State | Complaints |
|---|---|
| TX | 559 |
| FL | 452 |
| GA | 324 |
| CA | 287 |
| IL | 188 |
| AZ | 158 |
| NC | 148 |
| PA | 129 |
| MD | 124 |
| AL | 109 |
| VA | 93 |
| OH | 91 |
| NY | 88 |
| LA | 87 |
| TN | 72 |
| SC | 66 |
| NJ | 66 |
| NV | 64 |
| MI | 64 |
| MO | 60 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 1.1K |
| Incorrect information on your report | 801 |
| Managing the loan or lease | 346 |
| Problem with a company's investigation into an existing problem | 184 |
| Attempts to collect debt not owed | 170 |
| Repossession | 159 |
| Struggling to pay your loan | 148 |
| Problem with a credit reporting company's investigation into an existing problem | 115 |
| Problems at the end of the loan or lease | 100 |
| Took or threatened to take negative or legal action | 99 |
| Getting a loan or lease | 88 |
| False statements or representation | 83 |
| Written notification about debt | 79 |
| Communication tactics | 55 |
| Problems when you are unable to pay | 23 |
| Credit monitoring or identity theft protection services | 21 |
| Unable to get your credit report or credit score | 13 |
| Problem with fraud alerts or security freezes | 10 |
| Shopping for a loan or lease | 9 |
| Taking out the loan or lease | 8 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 14 | 100% |
| 2015 | 23 | 100% |
| 2016 | 45 | 100% |
| 2017 | 123 | 100% |
| 2018 | 126 | 99.2% |
| 2019 | 158 | 100% |
| 2020 | 185 | 100% |
| 2021 | 259 | 100% |
| 2022 | 284 | 99.3% |
| 2023 | 480 | 100% |
| 2024 | 724 | 100% |
| 2025 | 886 | 100% |
| 2026 | 304 | 99.7% |
Source: CFPB Consumer Complaint Database
FC HoldCo LLC in the faster-timely third
FC HoldCo LLC's 3,611 logged complaints reach a nationwide footprint - 51 states have at least one filing. 45.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-26. Timely response 99.9% sits in the upper third of the corpus.
FC HoldCo LLC answers 99.9% of complaints inside the CFPB's tracked window (timely band: fast) and closes 0.2% with relief; 99.4% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Credit reporting or other personal consumer reports" · top issue "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FC HoldCo LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for FC HoldCo LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 3.6K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for FC HoldCo LLC (#148 of 342; 99.9% timely; 0.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Faster timely-response band