CFPB · Lower closed-with-relief share

Exeter Finance, LLC.

9.0K CFPB complaints · 0% relief (low band) · top issue Improper use of your report.

9.0K CFPB complaints

Exeter Finance, LLC. closes 0% with relief (lower third) on 9.0K filings. Timely 99.8% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Volume rank #73 of 342
  • Lower closed-with-relief share
  • +9431.3% filings 2013 to 2026

CFPB relief outcome brief

CCDB company exeter-finance-llc

0% relief · 99.8% timely · 9.0K filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Exeter Finance, LLC. (this)0%Toyota Motor Credit Corporat…6%Convergent Resources, Inc.0%EdFinancial Services0%Corelogic Inc0%
Closed-with-relief % among Exeter Finance, LLC. and nearest filing-volume peers

Exeter Finance, LLC. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 9.0K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Exeter Finance, LLC. complaint mix by product

Total complaints: 9.0K

Exeter Finance, LLC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9.0K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 3,034 complaints (34.0%), resolution 0.0% Credit reporting 34.0% Vehicle loan: 2,404 complaints (26.9%), resolution 0.0% Vehicle loan 26.9% Debt collection: 1,627 complaints (18.2%), resolution 0.0% Debt collection 18.2% Credit reporting,: 1,582 complaints (17.7%), resolution 0.0% Credit reporting, 17.7% Consumer Loan: 238 complaints (2.7%), resolution 0.0% Payday loan,: 20 complaints (0.2%), resolution 0.0% Credit reporting: 16 complaints (0.2%), resolution 0.0%
  • Credit reporting 3K 34.0% 0% relief
  • Vehicle loan 2K 26.9% 0% relief
  • Debt collection 2K 18.2% 0% relief
  • Credit reporting, 2K 17.7% 0% relief
  • Consumer Loan 238 2.7% 0% relief
  • Payday loan, 20 0.2% 0% relief
  • Credit reporting 16 0.2% 0% relief

Heavy-volume mix: how Exeter Finance, LLC.'s 9.0K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 3.0K
Vehicle loan or lease 2.4K
Debt collection 1.6K
Credit reporting, credit repair services, or other personal consumer reports 1.6K
Consumer Loan 238
Payday loan, title loan, personal loan, or advance loan 20
Credit reporting 16
Credit card 14
Payday loan, title loan, or personal loan 13
Debt or credit management 12
Credit card or prepaid card 11
Checking or savings account 6
Money transfer, virtual currency, or money service 3
Mortgage 2
Bank account or service 1

Nationwide filing states for Exeter Finance, LLC.

Top states by attributed volume, heavy-filing company

Nationwide footprint
Leading state
GA
14.3% of this company's filings
GA1.3KTX1.2KFL859CA800IL511SC404NC378AL269

Exeter Finance, LLC. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
1.5K
+9431.3% vs 2013
01,0002,0003,000 20132015201720192021202320252026 1,525

Top States

State Complaints
GA 1.3K
TX 1.2K
FL 859
CA 800
IL 511
SC 404
NC 378
AL 269
OH 258
PA 246
NY 225
TN 219
VA 218
LA 214
MD 209
NJ 190
MS 149
MI 147
MO 142
AZ 140

Top Issues

Issue Complaints
Improper use of your report 2.1K
Incorrect information on your report 1.9K
Managing the loan or lease 873
Attempts to collect debt not owed 656
Problem with a company's investigation into an existing problem 522
Repossession 444
Took or threatened to take negative or legal action 402
Getting a loan or lease 377
Problem with a credit reporting company's investigation into an existing problem 306
Struggling to pay your loan 271
False statements or representation 219
Problems at the end of the loan or lease 211
Written notification about debt 182
Communication tactics 110
Problems when you are unable to pay 77
Credit monitoring or identity theft protection services 39
Threatened to contact someone or share information improperly 24
Taking out the loan or lease 23
Shopping for a loan or lease 16
Problem with fraud alerts or security freezes 14

Yearly Trend

Year Complaints Timely
2013 16 100%
2014 63 100%
2015 73 100%
2016 108 100%
2017 212 100%
2018 248 99.6%
2019 245 100%
2020 335 100%
2021 543 99.6%
2022 696 99.6%
2023 896 99%
2024 1.4K 99.9%
2025 2.7K 100%
2026 1.5K 99.9%

Source: CFPB Consumer Complaint Database

Exeter Finance, LLC. in the lower-relief third

Exeter Finance, LLC.'s 8,983 logged complaints reach a nationwide footprint - 55 states have at least one filing. Only 39.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-26. Closed-with-relief 0% sits in the lower third of the corpus.

Exeter Finance, LLC. closes 0% with monetary or non-monetary relief and answers 99.8% inside the CFPB window; 99.4% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Credit reporting or other personal consumer reports" · top issue "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Exeter Finance, LLC..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Exeter Finance, LLC.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Exeter Finance, LLC. (#73 of 342; 99.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share