2026 data Public-data reference. official source

DriveTime

921 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

921 consumer complaints filed with the CFPB

This profile shows DriveTime's complaint history from CFPB public records. 921 consumers have filed complaints since 2012. The company has a 97.2% timely response rate and has provided relief in 1.8% of cases.

921
Total Complaints
97.2%
Timely Response
4.9%
Disputed
1.8%
Relief Provided
44
States Active
2012
Since

Total complaints

921

Filed since 2012

Timely response

97.2%

CFPB-tracked response window

Relief rate

1.8%

Closed with monetary or non-monetary relief

Timely response rate 97.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.8%
Industry median

Share closed with monetary or non-monetary relief.

DriveTime complaint mix by product

Total complaints: 921

DriveTime complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 921 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Consumer Loan: 232 complaints (25.3%), resolution 6.5% Consumer Loan 25.3% Vehicle loan: 211 complaints (23.0%), resolution 0.0% Vehicle loan 23.0% Credit reporting,: 198 complaints (21.6%), resolution 0.5% Credit reporting, 21.6% Credit reporting: 158 complaints (17.2%), resolution 0.0% Credit reporting 17.2% Debt collection: 113 complaints (12.3%), resolution 0.9% Debt collection 12.3% Credit reporting: 3 complaints (0.3%), resolution 0.0% Credit card: 2 complaints (0.2%), resolution 0.0%
  • Consumer Loan 232 25.3% 7% relief
  • Vehicle loan 211 23.0% 0% relief
  • Credit reporting, 198 21.6% 1% relief
  • Credit reporting 158 17.2% 0% relief
  • Debt collection 113 12.3% 1% relief
  • Credit reporting 3 0.3% 0% relief
  • Credit card 2 0.2% 0% relief

How DriveTime's 921 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Consumer Loan 232
Vehicle loan or lease 211
Credit reporting, credit repair services, or other personal consumer reports 198
Credit reporting or other personal consumer reports 158
Debt collection 113
Credit reporting 3
Credit card or prepaid card 2
Bank account or service 1
Checking or savings account 1
Payday loan, title loan, personal loan, or advance loan 1
Payday loan, title loan, or personal loan 1

Top States

State Complaints
GA 130
FL 128
TX 117
CA 76
NC 61
VA 41
PA 36
SC 29
IL 28
AZ 24
TN 24
NV 24
AL 21
MD 21
OH 20
MI 12
IN 11
MS 11
NY 11
NJ 10

Top Issues

Issue Complaints
Improper use of your report 227
Managing the loan or lease 175
Incorrect information on your report 82
Problems when you are unable to pay 70
Getting a loan or lease 68
Taking out the loan or lease 30
Problem with a credit reporting company's investigation into an existing problem 29
Shopping for a loan or lease 25
Repossession 23
Attempts to collect debt not owed 22
Problem with a company's investigation into an existing problem 21
Struggling to pay your loan 21
Took or threatened to take negative or legal action 20
False statements or representation 17
Problems at the end of the loan or lease 16
Communication tactics 16
Written notification about debt 11
Disclosure verification of debt 8
Cont'd attempts collect debt not owed 7
Threatened to contact someone or share information improperly 5

Yearly Trend

Year Complaints Timely
2012 6 100%
2013 21 100%
2014 48 97.9%
2015 121 100%
2016 63 98.4%
2017 48 100%
2018 18 94.4%
2019 26 100%
2020 45 100%
2021 75 89.3%
2022 89 91%
2023 101 99%
2024 98 96.9%
2025 125 97.6%
2026 37 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About DriveTime

DriveTime has accumulated 921 consumer complaints in the CFPB public database, with filings active across 44 U.S. states. Of those submissions, 346 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, DriveTime reports a 97.2% timely-response rate and has closed 94.6% of cases with a written explanation to the consumer. 1.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Consumer Loan", and the single most common underlying issue is "Improper use of your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating DriveTime: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does DriveTime have?

DriveTime has received 921 consumer complaints filed with the Consumer Financial Protection Bureau.

Does DriveTime respond to complaints on time?

DriveTime has a 97.2% timely response rate to CFPB complaints.

What is the most common complaint about DriveTime?

The most common issue reported against DriveTime is "Improper use of your report" in the "Consumer Loan" product category.

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