CFPB · Narrative-heavy record
World Omni Financial Corp.
1.6K CFPB complaints · 40.1% with narratives · top issue Incorrect information on your report.
World Omni Financial Corp.: 40.1% of 1.6K filings include consumer narratives. Timely 99.6% · relief 5.2% · top product Vehicle loan or lease. Allegations, not findings.
- Volume rank #253 of 342
- Narrative-heavy record
- +2750% filings 2013 to 2026
CFPB relief outcome brief
CCDB company world-omni-financial-corp
5.2% relief · 99.6% timely · 1.6K filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: Challenge Financial Services (5.4% relief)
World Omni Financial Corp. closes 5.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of World Omni Financial Corp.'s 1.6K filings include narrative text
40.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
World Omni Financial Corp. complaint mix by product
- Vehicle loan 638 38.9% – 3% relief
- Credit reporting 432 26.4% – 0% relief
- Debt collection 246 15.0% – 6% relief
- Credit reporting, 205 12.5% – 11% relief
- Consumer Loan 105 6.4% – 25% relief
- Payday loan, 7 0.4% – 0% relief
- Payday loan, 5 0.3% – 0% relief
Lighter-volume mix: how World Omni Financial Corp.'s 1.6K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 638 |
| Credit reporting or other personal consumer reports | 432 |
| Debt collection | 246 |
| Credit reporting, credit repair services, or other personal consumer reports | 205 |
| Consumer Loan | 105 |
| Payday loan, title loan, personal loan, or advance loan | 7 |
| Payday loan, title loan, or personal loan | 5 |
| Credit card or prepaid card | 5 |
| Checking or savings account | 2 |
| Credit card | 2 |
Concentrated filing states for World Omni Financial Corp.
Top states by attributed volume, lighter-filing company
- Leading state
- FL
- 51.3% of this company's filings
World Omni Financial Corp. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 228
- +2750% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 845 |
| GA | 284 |
| NC | 138 |
| AL | 108 |
| SC | 69 |
| TN | 31 |
| NY | 20 |
| VA | 14 |
| OH | 14 |
| TX | 12 |
| CA | 12 |
| NJ | 11 |
| MD | 8 |
| IL | 6 |
| PR | 6 |
| AZ | 5 |
| CO | 5 |
| OK | 4 |
| MT | 4 |
| MI | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 388 |
| Managing the loan or lease | 260 |
| Improper use of your report | 158 |
| Problems at the end of the loan or lease | 116 |
| Problem with a company's investigation into an existing problem | 101 |
| Repossession | 91 |
| Getting a loan or lease | 90 |
| Attempts to collect debt not owed | 88 |
| Struggling to pay your loan | 63 |
| Took or threatened to take negative or legal action | 61 |
| Problem with a credit reporting company's investigation into an existing problem | 60 |
| False statements or representation | 34 |
| Written notification about debt | 30 |
| Communication tactics | 25 |
| Problems when you are unable to pay | 20 |
| Taking out the loan or lease | 15 |
| Problem when making payments | 9 |
| Shopping for a loan or lease | 8 |
| Credit monitoring or identity theft protection services | 7 |
| Unable to get your credit report or credit score | 5 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 8 | 100% |
| 2014 | 28 | 100% |
| 2015 | 28 | 100% |
| 2016 | 39 | 100% |
| 2017 | 46 | 100% |
| 2018 | 78 | 97.4% |
| 2019 | 70 | 98.6% |
| 2020 | 69 | 100% |
| 2021 | 123 | 100% |
| 2022 | 104 | 100% |
| 2023 | 170 | 98.8% |
| 2024 | 260 | 100% |
| 2025 | 396 | 99.7% |
| 2026 | 228 | 99.6% |
Source: CFPB Consumer Complaint Database
World Omni Financial Corp.'s narrative-rich complaint ledger
World Omni Financial Corp.'s 1,647 logged complaints reach a nationwide footprint - 40 states have at least one filing. 40.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-25.
World Omni Financial Corp. answers 99.6% of complaints inside the CFPB's tracked window and closes 94% with a written explanation. 5.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about World Omni Financial Corp..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for World Omni Financial Corp.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 1.6K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for World Omni Financial Corp. (#253 of 342; 99.6% timely; 5.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record