Total complaints
10.1K
Filed since 2013
10.1K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
10.1K consumer complaints filed with the CFPB
This profile shows Westlake Services, LLC's complaint history from CFPB public records. 10,109 consumers have filed complaints since 2013. The company has a 99.6% timely response rate and has provided relief in 0.3% of cases.
Total complaints
10.1K
Filed since 2013
Timely response
99.6%
CFPB-tracked response window
Relief rate
0.3%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Westlake Services, LLC's 10.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 3.7K |
| Credit reporting or other personal consumer reports | 2.6K |
| Debt collection | 1.8K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.2K |
| Consumer Loan | 376 |
| Payday loan, title loan, personal loan, or advance loan | 150 |
| Payday loan, title loan, or personal loan | 142 |
| Credit card | 26 |
| Debt or credit management | 24 |
| Checking or savings account | 11 |
| Credit card or prepaid card | 10 |
| Money transfer, virtual currency, or money service | 10 |
| Credit reporting | 4 |
| Prepaid card | 4 |
| Mortgage | 4 |
| Student loan | 2 |
| Bank account or service | 2 |
| Payday loan | 1 |
| State | Complaints |
|---|---|
| FL | 1.4K |
| GA | 1.3K |
| CA | 1.2K |
| TX | 1.1K |
| IL | 399 |
| NC | 371 |
| NY | 349 |
| NJ | 346 |
| SC | 335 |
| PA | 307 |
| MD | 266 |
| OH | 233 |
| AL | 219 |
| VA | 216 |
| AZ | 184 |
| TN | 168 |
| LA | 159 |
| IN | 142 |
| NV | 129 |
| MI | 124 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 1.9K |
| Improper use of your report | 1.6K |
| Managing the loan or lease | 1.5K |
| Repossession | 767 |
| Attempts to collect debt not owed | 714 |
| Problems at the end of the loan or lease | 452 |
| Getting a loan or lease | 425 |
| Problem with a company's investigation into an existing problem | 403 |
| Took or threatened to take negative or legal action | 401 |
| Struggling to pay your loan | 357 |
| Problem with a credit reporting company's investigation into an existing problem | 270 |
| Written notification about debt | 249 |
| False statements or representation | 223 |
| Communication tactics | 197 |
| Problems when you are unable to pay | 117 |
| Charged fees or interest you didn't expect | 63 |
| Taking out the loan or lease | 46 |
| Vehicle was repossessed or sold the vehicle | 42 |
| Credit monitoring or identity theft protection services | 39 |
| Problem with the payoff process at the end of the loan | 37 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 33 | 100% |
| 2014 | 66 | 92.4% |
| 2015 | 125 | 88.8% |
| 2016 | 159 | 96.2% |
| 2017 | 194 | 98.5% |
| 2018 | 257 | 100% |
| 2019 | 276 | 100% |
| 2020 | 402 | 99.3% |
| 2021 | 542 | 100% |
| 2022 | 663 | 99.8% |
| 2023 | 1.7K | 99.9% |
| 2024 | 1.8K | 99.7% |
| 2025 | 2.7K | 100% |
| 2026 | 1.2K | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Westlake Services, LLC has accumulated 10,109 consumer complaints in the CFPB public database, with filings active across 55 U.S. states. Of those submissions, 3,621 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-10, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Westlake Services, LLC reports a 99.6% timely-response rate and has closed 99.7% of cases with a written explanation to the consumer. 0.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Westlake Services, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Westlake Services, LLC has received 10,109 consumer complaints filed with the Consumer Financial Protection Bureau.
Westlake Services, LLC has a 99.6% timely response rate to CFPB complaints.
The most common issue reported against Westlake Services, LLC is "Incorrect information on your report" in the "Vehicle loan or lease" product category.
Read our methodology — how this data is sourced, computed, and verified.