2026 data Public-data reference. official source

Westlake Services, LLC

10.1K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

10.1K consumer complaints filed with the CFPB

This profile shows Westlake Services, LLC's complaint history from CFPB public records. 10,109 consumers have filed complaints since 2013. The company has a 99.6% timely response rate and has provided relief in 0.3% of cases.

10.1K
Total Complaints
99.6%
Timely Response
0.8%
Disputed
0.3%
Relief Provided
55
States Active
2013
Since

Total complaints

10.1K

Filed since 2013

Timely response

99.6%

CFPB-tracked response window

Relief rate

0.3%

Closed with monetary or non-monetary relief

Timely response rate 99.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.3%
Industry median

Share closed with monetary or non-monetary relief.

Westlake Services, LLC complaint mix by product

Total complaints: 10.1K

Westlake Services, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10.1K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 3,695 complaints (36.9%), resolution 0.2% Vehicle loan 36.9% Credit reporting: 2,588 complaints (25.9%), resolution 0.0% Credit reporting 25.9% Debt collection: 1,846 complaints (18.4%), resolution 0.1% Debt collection 18.4% Credit reporting,: 1,214 complaints (12.1%), resolution 0.2% Credit reporting, 12.1% Consumer Loan: 376 complaints (3.8%), resolution 4.0% Payday loan,: 150 complaints (1.5%), resolution 0.0% Payday loan,: 142 complaints (1.4%), resolution 0.7%
  • Vehicle loan 4K 36.9% 0% relief
  • Credit reporting 3K 25.9% 0% relief
  • Debt collection 2K 18.4% 0% relief
  • Credit reporting, 1K 12.1% 0% relief
  • Consumer Loan 376 3.8% 4% relief
  • Payday loan, 150 1.5% 0% relief
  • Payday loan, 142 1.4% 1% relief

How Westlake Services, LLC's 10.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 3.7K
Credit reporting or other personal consumer reports 2.6K
Debt collection 1.8K
Credit reporting, credit repair services, or other personal consumer reports 1.2K
Consumer Loan 376
Payday loan, title loan, personal loan, or advance loan 150
Payday loan, title loan, or personal loan 142
Credit card 26
Debt or credit management 24
Checking or savings account 11
Credit card or prepaid card 10
Money transfer, virtual currency, or money service 10
Credit reporting 4
Prepaid card 4
Mortgage 4
Student loan 2
Bank account or service 2
Payday loan 1

Top States

State Complaints
FL 1.4K
GA 1.3K
CA 1.2K
TX 1.1K
IL 399
NC 371
NY 349
NJ 346
SC 335
PA 307
MD 266
OH 233
AL 219
VA 216
AZ 184
TN 168
LA 159
IN 142
NV 129
MI 124

Top Issues

Issue Complaints
Incorrect information on your report 1.9K
Improper use of your report 1.6K
Managing the loan or lease 1.5K
Repossession 767
Attempts to collect debt not owed 714
Problems at the end of the loan or lease 452
Getting a loan or lease 425
Problem with a company's investigation into an existing problem 403
Took or threatened to take negative or legal action 401
Struggling to pay your loan 357
Problem with a credit reporting company's investigation into an existing problem 270
Written notification about debt 249
False statements or representation 223
Communication tactics 197
Problems when you are unable to pay 117
Charged fees or interest you didn't expect 63
Taking out the loan or lease 46
Vehicle was repossessed or sold the vehicle 42
Credit monitoring or identity theft protection services 39
Problem with the payoff process at the end of the loan 37

Yearly Trend

Year Complaints Timely
2013 33 100%
2014 66 92.4%
2015 125 88.8%
2016 159 96.2%
2017 194 98.5%
2018 257 100%
2019 276 100%
2020 402 99.3%
2021 542 100%
2022 663 99.8%
2023 1.7K 99.9%
2024 1.8K 99.7%
2025 2.7K 100%
2026 1.2K 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Westlake Services, LLC

Westlake Services, LLC has accumulated 10,109 consumer complaints in the CFPB public database, with filings active across 55 U.S. states. Of those submissions, 3,621 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-10, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Westlake Services, LLC reports a 99.6% timely-response rate and has closed 99.7% of cases with a written explanation to the consumer. 0.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Westlake Services, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Westlake Services, LLC have?

Westlake Services, LLC has received 10,109 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Westlake Services, LLC respond to complaints on time?

Westlake Services, LLC has a 99.6% timely response rate to CFPB complaints.

What is the most common complaint about Westlake Services, LLC?

The most common issue reported against Westlake Services, LLC is "Incorrect information on your report" in the "Vehicle loan or lease" product category.

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