Confusing or misleading advertising or marketing

2.3K consumer complaints across 405 companies

This page tracks consumer complaints about "Confusing or misleading advertising or marketing" filed with the CFPB. 2,276 complaints mention this issue across 405 companies. The most affected product category is "Money transfer, virtual currency, or money service".

2.3K
Total Complaints
405
Companies
Money transfer, virtual currency, or money service
Top Product

Companies with Most Complaints for This Issue

# Company Complaints
1 John C. Heath, Attorney at Law, PLLC 178
2 Block, Inc. 171
3 Paypal Holdings, Inc 133
4 Experian Information Solutions Inc. 131
5 EQUIFAX, INC. 90
6 TRANSUNION INTERMEDIATE HOLDINGS, INC. 80
7 Credit Karma, LLC 76
8 Early Warning Services, LLC 72
9 FREEDOM FINANCIAL NETWORK 71
10 CAPITAL ONE FINANCIAL CORPORATION 47
11 BANK OF AMERICA, NATIONAL ASSOCIATION 47
12 WELLS FARGO & COMPANY 45
13 JPMORGAN CHASE & CO. 40
14 Kikoff Inc. 38
15 SYNCHRONY FINANCIAL 34
16 ENCORE CAPITAL GROUP INC. 27
17 Chime Financial Inc 26
18 Self Financial Inc. 24
19 MoneyLion Inc. 21
20 NATIONAL DEBT RELIEF LLC 19
21 CITIBANK, N.A. 18
22 Google Compare Credit Cards Inc. 17
23 Americor Funding, LLC 17
24 Bread Financial Holdings, Inc. 16
25 Consumer Financial Services Solutions, Inc. 16
26 OneMain Finance Corporation 14
27 PNC Bank N.A. 14
28 AMERICAN EXPRESS COMPANY 13
29 DISCOVER BANK 12
30 WESTERN UNION COMPANY, THE 11
31 Portfolio Recovery Associates, LLC 11
32 NAVY FEDERAL CREDIT UNION 11
33 The J. G. Wentworth Company 10
34 Credit Sage LLC 9
35 TRUIST FINANCIAL CORPORATION 9
36 Albert Corporation 8
37 Affirm Holdings, Inc 8
38 Servicer under contract with Federal Student Aid 8
39 TomoCredit Inc. 8
40 ROBINHOOD MARKETS INC. 8
41 Credit Glory LLC 8
42 Cordoba Legal Group, PLLC. 7
43 Equitable Acceptance Corp 7
44 Progrexion Holdings, Inc. 7
45 Nelnet, Inc. 7
46 Securus J Holdings, LLC 7
47 Klarna AB 6
48 Nationwide Debt Reduction Services, LLC 6
49 FIFTH THIRD FINANCIAL CORPORATION 6
50 Kriya Capital, LLC 6

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the Data Says About "Confusing or misleading advertising or marketing" Complaints

The CFPB public record contains 2,276 consumer complaints tagged with the issue "Confusing or misleading advertising or marketing", distributed across 405 distinct companies that have been named as the respondent on at least one filing. That spread tells you whether the pattern is concentrated in a handful of firms or is a systemic theme across the market — an issue touching many companies often signals a structural friction in how a product category is sold, serviced, or collected on, rather than a single company's operational problem.

The most common product category where "Confusing or misleading advertising or marketing" is raised is "Money transfer, virtual currency, or money service". Product-to-issue pairings matter because the CFPB routes complaints to the appropriate federal or state regulator based on the financial product involved, and patterns inside a product category often mirror the specific consumer-protection rules that apply (TILA, RESPA, FCRA, FDCPA, EFTA, or state UDAP statutes, depending on the product). A high number of companies appearing against the same issue inside one product category is therefore a stronger signal than volume alone: it suggests the issue is a category-level risk worth studying.

The CFPB categorizes each complaint based on the consumer's own description of the problem, so the label "Confusing or misleading advertising or marketing" reflects consumer perception — not a regulatory finding. A complaint is an allegation, not proven wrongdoing, and the presence of a filing against a company does not mean that company violated any law or rule. Use this page to understand the shape of consumer concerns around "Confusing or misleading advertising or marketing", then cross-check individual companies using their own CFPB profiles and the official CFPB database. For legal, financial, or regulatory advice, consult a licensed professional — this page is informational only.

About this issue: "Confusing or misleading advertising or marketing" is a consumer-reported issue category defined by the CFPB. Complaints are categorized based on the consumer's description of their problem. The presence of complaints does not imply wrongdoing by any company.

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