CFPB · Slower timely-response band

John C. Heath, Attorney at Law, PLLC

2.1K CFPB complaints · 93.7% timely (slow band) · top issue Didn't provide services promised.

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2.1K CFPB complaints

John C. Heath, Attorney at Law, PLLC answers 93.7% on time (lower third) across 2.1K filings. Relief 3.1% · top product Debt or credit management. Allegations, not findings.

  • Volume rank #215 of 342
  • Slower timely-response band
  • +8350% filings 2014 to 2025

CFPB relief outcome brief

CCDB company john-c-heath-attorney-at-law-pllc

3.1% relief · 93.7% timely · 2.1K filings · Debt or credit management

Same-product relief peers

Nearest relief peer: Americor Funding, LLC (2.3% relief)

John C. Heath, Attorney at L…3.1%Professional Debt Mediation,…0.1%The Bureaus, Inc.0.1%FinCo Services Inc DBA Curre…7.4%Populus Financial Group, Inc…0.3%
Closed-with-relief % among John C. Heath, Attorney at Law, PLLC and nearest filing-volume peers

John C. Heath, Attorney at Law, PLLC closes 3.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of John C. Heath, Attorney at Law, PLLC's 2.1K filings include narrative text

60.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 93.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

John C. Heath, Attorney at Law, PLLC complaint mix by product

Total complaints: 2.1K

John C. Heath, Attorney at Law, PLLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2.1K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt or: 825 complaints (40.0%), resolution 0.0% Debt or 40.0% Credit reporting: 519 complaints (25.2%), resolution 0.0% Credit reporting 25.2% Credit reporting,: 498 complaints (24.2%), resolution 9.6% Credit reporting, 24.2% Debt collection: 98 complaints (4.8%), resolution 2.0% Money transfer,: 53 complaints (2.6%), resolution 1.9% Other financial: 39 complaints (1.9%), resolution 25.6% Checking or: 30 complaints (1.5%), resolution 10.0%
  • Debt or 825 40.0% – 0% relief
  • Credit reporting 519 25.2% – 0% relief
  • Credit reporting, 498 24.2% – 10% relief
  • Debt collection 98 4.8% – 2% relief
  • Money transfer, 53 2.6% – 2% relief
  • Other financial 39 1.9% – 26% relief
  • Checking or 30 1.5% – 10% relief

How John C. Heath, Attorney at Law, PLLC's 2.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt or credit management 825
Credit reporting or other personal consumer reports 519
Credit reporting, credit repair services, or other personal consumer reports 498
Debt collection 98
Money transfer, virtual currency, or money service 53
Other financial service 39
Checking or savings account 30
Credit card 14
Payday loan, title loan, personal loan, or advance loan 3
Credit card or prepaid card 2
Student loan 2
Credit reporting 2
Prepaid card 1
Vehicle loan or lease 1
Payday loan, title loan, or personal loan 1

Nationwide filing states for John C. Heath, Attorney at Law, PLLC

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
TX
10.8% of this company's filings
TX225GA206SC168FL147CA137NY90MI81PA72

John C. Heath, Attorney at Law, PLLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
845
+8350% vs 2014
02004006008001,000 201420152016201720182019202020212022202320242025 845

Top States

State Complaints
TX 225
GA 206
SC 168
FL 147
CA 137
NY 90
MI 81
PA 72
IL 71
NC 71
VA 62
AL 60
MD 58
LA 54
OH 52
MS 51
NJ 41
TN 40
MO 37
WI 31

Top Issues

Issue Complaints
Didn't provide services promised 343
Charged upfront or unexpected fees 301
Fraud or scam 228
Confusing or misleading advertising or marketing 206
Improper use of your report 137
Problem with a company's investigation into an existing problem 125
Credit monitoring or identity theft protection services 116
Incorrect information on your report 103
Problem with customer service 75
Confusing or missing disclosures 73
Unexpected or other fees 57
Unable to get your credit report or credit score 35
Excessive fees 33
Attempts to collect debt not owed 25
Problem with a company's investigation into an existing issue 22
Problem with a credit reporting company's investigation into an existing problem 19
False statements or representation 18
Written notification about debt 17
Identity theft protection or other monitoring services 17
Took or threatened to take negative or legal action 15

Yearly Trend

Year Complaints Timely
2014 10 100%
2015 15 100%
2016 18 94.4%
2017 48 100%
2018 59 100%
2019 89 100%
2020 98 100%
2021 90 100%
2022 85 100%
2023 147 100%
2024 584 93.2%
2025 845 89.3%

Source: CFPB Consumer Complaint Database

John C. Heath, Attorney at Law, PLLC in the slower-timely third

John C. Heath, Attorney at Law, PLLC's 2,088 logged complaints reach a nationwide footprint - 50 states have at least one filing. 60.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-10-10. Timely response 93.7% sits in the lower third of the corpus.

John C. Heath, Attorney at Law, PLLC answers 93.7% of complaints inside the CFPB's tracked window (timely band: slow) and closes 3.1% with relief; 96.9% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt or credit management" · top issue "Didn't provide services promised."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about John C. Heath, Attorney at Law, PLLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for John C. Heath, Attorney at Law, PLLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest companies by total CFPB complaints. This record: 2.1K.

4 peers

Similar timely response rate

Nearest companies by CFPB 15-day timely-response %. This record: 93.7%.

4 peers

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for John C. Heath, Attorney at Law, PLLC (#215 of 342; 93.7% timely; 3.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Slower timely-response band