2026 data Public-data reference. official source

WESTERN UNION COMPANY, THE

3.8K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3.8K consumer complaints filed with the CFPB

This profile shows WESTERN UNION COMPANY, THE's complaint history from CFPB public records. 3,845 consumers have filed complaints since 2013. The company has a 99.3% timely response rate and has provided relief in 1.9% of cases.

3.8K
Total Complaints
99.3%
Timely Response
3.1%
Disputed
1.9%
Relief Provided
58
States Active
2013
Since

Total complaints

3.8K

Filed since 2013

Timely response

99.3%

CFPB-tracked response window

Relief rate

1.9%

Closed with monetary or non-monetary relief

Timely response rate 99.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.9%
Industry median

Share closed with monetary or non-monetary relief.

WESTERN UNION COMPANY, THE complaint mix by product

Total complaints: 3.8K

WESTERN UNION COMPANY, THE complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3.8K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Money transfer,: 2,258 complaints (59.5%), resolution 1.6% Money transfer, 59.5% Money transfers: 1,306 complaints (34.4%), resolution 2.6% Money transfers 34.4% Mortgage: 83 complaints (2.2%), resolution 0.0% Other financial: 49 complaints (1.3%), resolution 2.0% Checking or: 42 complaints (1.1%), resolution 0.0% Bank account: 38 complaints (1.0%), resolution 5.3% Debt collection: 21 complaints (0.6%), resolution 0.0%
  • Money transfer, 2K 59.5% 2% relief
  • Money transfers 1K 34.4% 3% relief
  • Mortgage 83 2.2% 0% relief
  • Other financial 49 1.3% 2% relief
  • Checking or 42 1.1% 0% relief
  • Bank account 38 1.0% 5% relief
  • Debt collection 21 0.6% 0% relief

How WESTERN UNION COMPANY, THE's 3.8K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Money transfer, virtual currency, or money service 2.3K
Money transfers 1.3K
Mortgage 83
Other financial service 49
Checking or savings account 42
Bank account or service 38
Debt collection 21
Prepaid card 14
Credit card or prepaid card 13
Credit card 5
Credit reporting, credit repair services, or other personal consumer reports 4
Credit reporting or other personal consumer reports 3
Payday loan, title loan, or personal loan 3
Vehicle loan or lease 2
Student loan 2
Consumer Loan 1
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
CA 414
TX 315
NY 314
FL 299
GA 190
NJ 145
VA 128
PA 117
IL 111
MD 109
NC 103
MA 100
OH 100
MI 84
WA 71
AZ 67
CT 58
CO 47
OR 45
TN 45

Top Issues

Issue Complaints
Fraud or scam 913
Other transaction problem 704
Money was not available when promised 693
Other transaction issues 386
Lost or stolen money order 208
Other service issues 147
Problem with customer service 131
Other service problem 113
Wrong amount charged or received 112
Unexpected or other fees 72
Confusing or missing disclosures 45
Incorrect/missing disclosures or info 43
Trouble during payment process 38
Loan servicing, payments, escrow account 37
Managing an account 29
Making/receiving payments, sending money 16
Deposits and withdrawals 14
Incorrect exchange rate 13
Confusing or misleading advertising or marketing 11
Customer service/Customer relations 10

Yearly Trend

Year Complaints Timely
2013 171 100%
2014 401 99.8%
2015 401 96.3%
2016 383 98.7%
2017 356 99.2%
2018 359 99.7%
2019 292 99%
2020 277 100%
2021 199 100%
2022 180 100%
2023 181 100%
2024 210 100%
2025 309 100%
2026 126 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About WESTERN UNION COMPANY, THE

WESTERN UNION COMPANY, THE has accumulated 3,845 consumer complaints in the CFPB public database, with filings active across 58 U.S. states. Of those submissions, 949 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, WESTERN UNION COMPANY, THE reports a 99.3% timely-response rate and has closed 98.1% of cases with a written explanation to the consumer. 1.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Money transfer, virtual currency, or money service", and the single most common underlying issue is "Fraud or scam".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating WESTERN UNION COMPANY, THE: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does WESTERN UNION COMPANY, THE have?

WESTERN UNION COMPANY, THE has received 3,845 consumer complaints filed with the Consumer Financial Protection Bureau.

Does WESTERN UNION COMPANY, THE respond to complaints on time?

WESTERN UNION COMPANY, THE has a 99.3% timely response rate to CFPB complaints.

What is the most common complaint about WESTERN UNION COMPANY, THE?

The most common issue reported against WESTERN UNION COMPANY, THE is "Fraud or scam" in the "Money transfer, virtual currency, or money service" product category.

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