CFPB · Narrative-heavy record
Credit Sage LLC
79 CFPB complaints · 65.8% with narratives · top issue Charged upfront or unexpected fees.
Credit Sage LLC: 65.8% of 79 filings include consumer narratives. Timely 100% · relief 0% · top product Debt or credit management. Allegations, not findings.
- Narrative-heavy record
- +2700% filings 2022 to 2026
CFPB relief outcome brief
CCDB company credit-sage-llc
0% relief · 100% timely · 79 filings · Debt or credit management
Same-product relief peers
Nearest relief peer: National Debt Relief LLC (0% relief)
Credit Sage LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Credit Sage LLC's 79 filings include narrative text
65.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Sage LLC complaint mix by product
- Debt or 55 69.6% – 0% relief
- Credit reporting 11 13.9% – 0% relief
- Credit reporting, 6 7.6% – 0% relief
- Debt collection 4 5.1% – 0% relief
- Checking or 1 1.3% – 0% relief
- Credit card 1 1.3% – 0% relief
- Money transfer, 1 1.3% – 0% relief
How Credit Sage LLC's 79 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt or credit management | 55 |
| Credit reporting or other personal consumer reports | 11 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Debt collection | 4 |
| Checking or savings account | 1 |
| Credit card | 1 |
| Money transfer, virtual currency, or money service | 1 |
Where Credit Sage LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 11.4% of this company's filings
Credit Sage LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 28
- +2700% vs 2022
Top States
| State | Complaints |
|---|---|
| TX | 9 |
| CA | 8 |
| NC | 6 |
| OH | 4 |
| TN | 3 |
| IL | 3 |
| PA | 3 |
| CO | 3 |
| NV | 3 |
| VA | 3 |
| FL | 2 |
| WA | 2 |
| KY | 2 |
| DE | 2 |
| OR | 2 |
| MD | 2 |
| WV | 2 |
| IN | 2 |
| SC | 2 |
| MO | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged upfront or unexpected fees | 27 |
| Didn't provide services promised | 14 |
| Confusing or misleading advertising or marketing | 12 |
| Fraud or scam | 4 |
| Confusing or missing disclosures | 4 |
| Improper use of your report | 3 |
| False statements or representation | 3 |
| Credit monitoring or identity theft protection services | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Problem with a lender or other company charging your account | 1 |
| Unable to get your credit report or credit score | 1 |
| Incorrect information on your report | 1 |
| Problem with a purchase shown on your statement | 1 |
| Wrong amount charged or received | 1 |
| Attempts to collect debt not owed | 1 |
| Identity theft protection or other monitoring services | 1 |
| Problem with fraud alerts or security freezes | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 1 | 100% |
| 2023 | 6 | 100% |
| 2024 | 10 | 100% |
| 2025 | 34 | 100% |
| 2026 | 28 | 100% |
Source: CFPB Consumer Complaint Database
Credit Sage LLC's narrative-rich complaint ledger
Credit Sage LLC's 79 logged complaints stay concentrated: only 32 states show a filing. 65.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-05-30.
Credit Sage LLC answers 100% of complaints inside the CFPB's tracked window and closes 97.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt or credit management" draws the most filings, most often for "Charged upfront or unexpected fees."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Sage LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Credit Sage LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 79.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Credit Sage LLC (100% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record