CFPB · Heavy filing volume
CL Holdings LLC
47.0K CFPB complaints (heavy-volume third) · 61 states · top issue Attempts to collect debt not owed.
CL Holdings LLC is in the heavy-volume third with 47.0K CFPB complaints (ranks #19 of 342). Timely 100% · relief 13.5% · top product Debt collection. Allegations, not findings.
- Volume rank #19 of 342
- Heavy filing volume
- +48387.9% filings 2013 to 2026
CFPB relief outcome brief
CCDB company cl-holdings-llc
13.5% relief · 100% timely · 47.0K filings · Debt collection
Same-product relief peers
Nearest relief peer: Overton, Russell, Doerr and Donovan, LLP (13.5% relief)
CL Holdings LLC closes 13.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 47.0K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CL Holdings LLC complaint mix by product
- Debt collection 37K 78.8% – 15% relief
- Credit reporting 8K 17.4% – 8% relief
- Credit reporting, 1K 2.9% – 18% relief
- Credit card 190 0.4% – 7% relief
- Debt or 103 0.2% – 7% relief
- Vehicle loan 98 0.2% – 10% relief
- Payday loan, 73 0.2% – 4% relief
Heavy-volume mix: how CL Holdings LLC's 47.0K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 37.0K |
| Credit reporting or other personal consumer reports | 8.2K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.3K |
| Credit card | 190 |
| Debt or credit management | 103 |
| Vehicle loan or lease | 98 |
| Payday loan, title loan, personal loan, or advance loan | 73 |
| Credit card or prepaid card | 34 |
| Student loan | 32 |
| Credit reporting | 15 |
| Consumer Loan | 10 |
| Payday loan, title loan, or personal loan | 9 |
| Checking or savings account | 8 |
| Money transfer, virtual currency, or money service | 4 |
| Bank account or service | 2 |
| Mortgage | 1 |
Nationwide filing states for CL Holdings LLC
Top states by attributed volume, heavy-filing company
- Leading state
- TX
- 15% of this company's filings
CL Holdings LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 16.0K
- +48387.9% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 7.0K |
| FL | 5.2K |
| GA | 4.4K |
| CA | 3.9K |
| IL | 2.2K |
| SC | 1.9K |
| PA | 1.8K |
| AL | 1.6K |
| NY | 1.4K |
| OH | 1.4K |
| VA | 1.3K |
| MI | 1.2K |
| LA | 1.2K |
| NC | 1.2K |
| MD | 1.0K |
| NJ | 953 |
| AZ | 945 |
| TN | 862 |
| IN | 647 |
| NV | 604 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 17.8K |
| Written notification about debt | 6.5K |
| Took or threatened to take negative or legal action | 5.5K |
| Incorrect information on your report | 5.1K |
| False statements or representation | 4.9K |
| Improper use of your report | 2.5K |
| Problem with a company's investigation into an existing problem | 1.6K |
| Communication tactics | 934 |
| Electronic communications | 477 |
| Problem with a credit reporting company's investigation into an existing problem | 334 |
| Cont'd attempts collect debt not owed | 329 |
| Threatened to contact someone or share information improperly | 226 |
| Disclosure verification of debt | 201 |
| Getting a credit card | 69 |
| Credit monitoring or identity theft protection services | 64 |
| Repossession | 42 |
| Taking/threatening an illegal action | 34 |
| Confusing or missing disclosures | 33 |
| Struggling to pay your loan | 28 |
| Improper contact or sharing of info | 28 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 33 | 97% |
| 2014 | 122 | 100% |
| 2015 | 170 | 100% |
| 2016 | 277 | 100% |
| 2017 | 421 | 100% |
| 2018 | 648 | 99.8% |
| 2019 | 673 | 100% |
| 2020 | 887 | 99.7% |
| 2021 | 1.3K | 99.9% |
| 2022 | 1.1K | 100% |
| 2023 | 1.9K | 99.9% |
| 2024 | 7.9K | 100% |
| 2025 | 15.5K | 100% |
| 2026 | 16.0K | 100% |
Source: CFPB Consumer Complaint Database
CL Holdings LLC in the heavy-volume third
CL Holdings LLC's 47,035 logged complaints reach a nationwide footprint - 61 states have at least one filing. Only 29.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-26. Volume lands in the heaviest third of the indexed company corpus (#19 of 342).
CL Holdings LLC answers 100% of complaints inside the CFPB's tracked window and closes 86.1% with a written explanation. 13.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CL Holdings LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for CL Holdings LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 47.0K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for CL Holdings LLC (#19 of 342; 100% timely; 13.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Heavy filing volume