2026 data Public-data reference. official source

CL Holdings LLC

35.0K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

35.0K consumer complaints filed with the CFPB

This profile shows CL Holdings LLC's complaint history from CFPB public records. 34,962 consumers have filed complaints since 2013. The company has a 100% timely response rate and has provided relief in 4.9% of cases.

35.0K
Total Complaints
100%
Timely Response
0.2%
Disputed
4.9%
Relief Provided
61
States Active
2013
Since

Total complaints

35.0K

Filed since 2013

Timely response

100%

CFPB-tracked response window

Relief rate

4.9%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.9%
Industry median

Share closed with monetary or non-monetary relief.

CL Holdings LLC complaint mix by product

Total complaints: 35.0K

CL Holdings LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 35.0K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 27,211 complaints (78.1%), resolution 5.3% Debt collection 78.1% Credit reporting: 6,140 complaints (17.6%), resolution 0.0% Credit reporting 17.6% Credit reporting,: 1,156 complaints (3.3%), resolution 19.2% Credit card: 153 complaints (0.4%), resolution 5.2% Vehicle loan: 78 complaints (0.2%), resolution 9.0% Debt or: 71 complaints (0.2%), resolution 0.0% Payday loan,: 53 complaints (0.2%), resolution 0.0%
  • Debt collection 27K 78.1% 5% relief
  • Credit reporting 6K 17.6% 0% relief
  • Credit reporting, 1K 3.3% 19% relief
  • Credit card 153 0.4% 5% relief
  • Vehicle loan 78 0.2% 9% relief
  • Debt or 71 0.2% 0% relief
  • Payday loan, 53 0.2% 0% relief

How CL Holdings LLC's 35.0K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 27.2K
Credit reporting or other personal consumer reports 6.1K
Credit reporting, credit repair services, or other personal consumer reports 1.2K
Credit card 153
Vehicle loan or lease 78
Debt or credit management 71
Payday loan, title loan, personal loan, or advance loan 53
Credit card or prepaid card 29
Student loan 28
Credit reporting 14
Consumer Loan 10
Payday loan, title loan, or personal loan 9
Checking or savings account 6
Money transfer, virtual currency, or money service 3
Bank account or service 1

Top States

State Complaints
TX 5.2K
FL 3.8K
GA 3.4K
CA 2.9K
IL 1.6K
PA 1.4K
SC 1.4K
AL 1.1K
OH 1.1K
NY 1.0K
MI 952
VA 946
LA 896
NC 853
MD 768
AZ 696
NJ 689
TN 656
IN 472
NV 468

Top Issues

Issue Complaints
Attempts to collect debt not owed 12.6K
Written notification about debt 5.0K
Took or threatened to take negative or legal action 4.2K
Incorrect information on your report 3.9K
False statements or representation 3.6K
Improper use of your report 1.9K
Problem with a company's investigation into an existing problem 1.2K
Communication tactics 746
Electronic communications 346
Cont'd attempts collect debt not owed 308
Problem with a credit reporting company's investigation into an existing problem 288
Disclosure verification of debt 183
Threatened to contact someone or share information improperly 169
Getting a credit card 56
Credit monitoring or identity theft protection services 50
Repossession 34
Taking/threatening an illegal action 33
Improper contact or sharing of info 26
Confusing or missing disclosures 24
Struggling to pay your loan 23

Yearly Trend

Year Complaints Timely
2013 33 97%
2014 122 100%
2015 154 100%
2016 254 100%
2017 391 100%
2018 571 99.8%
2019 565 100%
2020 753 99.7%
2021 1.2K 99.9%
2022 914 100%
2023 1.7K 99.9%
2024 6.8K 100%
2025 13.3K 100%
2026 8.3K 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About CL Holdings LLC

CL Holdings LLC has accumulated 34,962 consumer complaints in the CFPB public database, with filings active across 61 U.S. states. Of those submissions, 7,903 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-05, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, CL Holdings LLC reports a 100% timely-response rate and has closed 94.8% of cases with a written explanation to the consumer. 4.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating CL Holdings LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does CL Holdings LLC have?

CL Holdings LLC has received 34,962 consumer complaints filed with the Consumer Financial Protection Bureau.

Does CL Holdings LLC respond to complaints on time?

CL Holdings LLC has a 100% timely response rate to CFPB complaints.

What is the most common complaint about CL Holdings LLC?

The most common issue reported against CL Holdings LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

Related