CL Holdings LLC
47.0K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CL Holdings LLC complaint mix by product
- Debt collection 37K 78.8% – 15% relief
- Credit reporting 8K 17.4% – 8% relief
- Credit reporting, 1K 2.9% – 18% relief
- Credit card 190 0.4% – 7% relief
- Debt or 103 0.2% – 7% relief
- Vehicle loan 98 0.2% – 10% relief
- Payday loan, 73 0.2% – 4% relief
How CL Holdings LLC's 47.0K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 37.0K |
| Credit reporting or other personal consumer reports | 8.2K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.3K |
| Credit card | 190 |
| Debt or credit management | 103 |
| Vehicle loan or lease | 98 |
| Payday loan, title loan, personal loan, or advance loan | 73 |
| Credit card or prepaid card | 34 |
| Student loan | 32 |
| Credit reporting | 15 |
| Consumer Loan | 10 |
| Payday loan, title loan, or personal loan | 9 |
| Checking or savings account | 8 |
| Money transfer, virtual currency, or money service | 4 |
| Bank account or service | 2 |
| Mortgage | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 7.0K |
| FL | 5.2K |
| GA | 4.4K |
| CA | 3.9K |
| IL | 2.2K |
| SC | 1.9K |
| PA | 1.8K |
| AL | 1.6K |
| NY | 1.4K |
| OH | 1.4K |
| VA | 1.3K |
| MI | 1.2K |
| LA | 1.2K |
| NC | 1.2K |
| MD | 1.0K |
| NJ | 953 |
| AZ | 945 |
| TN | 862 |
| IN | 647 |
| NV | 604 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 17.8K |
| Written notification about debt | 6.5K |
| Took or threatened to take negative or legal action | 5.5K |
| Incorrect information on your report | 5.1K |
| False statements or representation | 4.9K |
| Improper use of your report | 2.5K |
| Problem with a company's investigation into an existing problem | 1.6K |
| Communication tactics | 934 |
| Electronic communications | 477 |
| Problem with a credit reporting company's investigation into an existing problem | 334 |
| Cont'd attempts collect debt not owed | 329 |
| Threatened to contact someone or share information improperly | 226 |
| Disclosure verification of debt | 201 |
| Getting a credit card | 69 |
| Credit monitoring or identity theft protection services | 64 |
| Repossession | 42 |
| Taking/threatening an illegal action | 34 |
| Confusing or missing disclosures | 33 |
| Struggling to pay your loan | 28 |
| Improper contact or sharing of info | 28 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 33 | 97% |
| 2014 | 122 | 100% |
| 2015 | 170 | 100% |
| 2016 | 277 | 100% |
| 2017 | 421 | 100% |
| 2018 | 648 | 99.8% |
| 2019 | 673 | 100% |
| 2020 | 887 | 99.7% |
| 2021 | 1.3K | 99.9% |
| 2022 | 1.1K | 100% |
| 2023 | 1.9K | 99.9% |
| 2024 | 7.9K | 100% |
| 2025 | 15.5K | 100% |
| 2026 | 16.0K | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About CL Holdings LLC
CL Holdings LLC's 47,035 logged complaints reach a nationwide footprint - 61 states have at least one filing on record. Only 29.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-26.
CL Holdings LLC answers 100% of complaints inside the CFPB's tracked window and closes 86.1% with a written explanation. 13.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CL Holdings LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does CL Holdings LLC have?
47,035, per the CFPB's public complaint count for this company (see the full breakdown above).
Does CL Holdings LLC respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about CL Holdings LLC?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.