CFPB · Faster timely-response band

Kikoff Inc.

6.4K CFPB complaints · 100% timely (fast band) · top issue Incorrect information on your report.

6.4K CFPB complaints

Kikoff Inc. answers 100% on time (upper third) across 6.4K filings. Relief 3.2% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Volume rank #95 of 342
  • Faster timely-response band
  • +192500% filings 2020 to 2026

CFPB relief outcome brief

CCDB company kikoff-inc

3.2% relief · 100% timely · 6.4K filings · Credit reporting or other personal consumer reports

Nearest relief peer: Cherry Technologies Inc. (3.2% relief)

Kikoff Inc. (this)3.2%Servicer under contract with…0%Sofi Technologies, Inc.8%Pentagon Federal Credit Union23.2%NCB Management Services Inc.0.2%
Closed-with-relief % among Kikoff Inc. and nearest filing-volume peers

Kikoff Inc. closes 3.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 6.4K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Kikoff Inc. complaint mix by product

Total complaints: 6.4K

Kikoff Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6.4K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 3,570 complaints (56.7%), resolution 2.2% Credit reporting 56.7% Debt collection: 1,766 complaints (28.0%), resolution 3.4% Debt collection 28.0% Credit reporting,: 368 complaints (5.8%), resolution 7.9% Credit card: 255 complaints (4.0%), resolution 5.1% Payday loan,: 145 complaints (2.3%), resolution 3.4% Debt or: 144 complaints (2.3%), resolution 4.2% Credit card: 50 complaints (0.8%), resolution 10.0%
  • Credit reporting 4K 56.7% 2% relief
  • Debt collection 2K 28.0% 3% relief
  • Credit reporting, 368 5.8% 8% relief
  • Credit card 255 4.0% 5% relief
  • Payday loan, 145 2.3% 3% relief
  • Debt or 144 2.3% 4% relief
  • Credit card 50 0.8% 10% relief

Heavy-volume mix: how Kikoff Inc.'s 6.4K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 3.6K
Debt collection 1.8K
Credit reporting, credit repair services, or other personal consumer reports 368
Credit card 255
Payday loan, title loan, personal loan, or advance loan 145
Debt or credit management 144
Credit card or prepaid card 50
Checking or savings account 44
Payday loan, title loan, or personal loan 30
Money transfer, virtual currency, or money service 8
Prepaid card 2
Vehicle loan or lease 1

Nationwide filing states for Kikoff Inc.

Top states by attributed volume, heavy-filing company

Nationwide footprint
Leading state
TX
13.3% of this company's filings
TX847FL769GA651CA448NY333NC298IL295PA249

Kikoff Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
1.9K
+192500% vs 2020
01,0002,0003,000 2020202120222023202420252026 1,926

Top States

State Complaints
TX 847
FL 769
GA 651
CA 448
NY 333
NC 298
IL 295
PA 249
SC 241
NJ 168
MI 167
AL 165
MD 157
OH 153
LA 143
VA 137
AZ 110
TN 101
MA 99
MS 90

Top Issues

Issue Complaints
Incorrect information on your report 2.3K
Improper use of your report 863
Took or threatened to take negative or legal action 768
Problem with a company's investigation into an existing problem 733
Attempts to collect debt not owed 616
False statements or representation 204
Written notification about debt 148
Problem with a credit reporting company's investigation into an existing problem 99
Getting a credit card 94
Credit monitoring or identity theft protection services 59
Confusing or misleading advertising or marketing 52
Problem when making payments 39
Didn't provide services promised 35
Closing your account 34
Problem with customer service 29
Charged upfront or unexpected fees 27
Confusing or missing disclosures 25
Communication tactics 22
Problem with a purchase shown on your statement 21
Managing an account 16

Yearly Trend

Year Complaints Timely
2020 1 100%
2021 86 100%
2022 207 100%
2023 378 100%
2024 1.0K 100%
2025 2.7K 100%
2026 1.9K 100%

Source: CFPB Consumer Complaint Database

Kikoff Inc. in the faster-timely third

Kikoff Inc.'s 6,383 logged complaints reach a nationwide footprint - 53 states have at least one filing. Only 28.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2020 through 2026-06-26. Timely response 100% sits in the upper third of the corpus.

Kikoff Inc. answers 100% of complaints inside the CFPB's tracked window (timely band: fast) and closes 3.2% with relief; 95.7% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Credit reporting or other personal consumer reports" · top issue "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Kikoff Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Kikoff Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Kikoff Inc. (#95 of 342; 100% timely; 3.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Faster timely-response band