CFPB · Faster timely-response band
Kikoff Inc.
6.4K CFPB complaints · 100% timely (fast band) · top issue Incorrect information on your report.
Kikoff Inc. answers 100% on time (upper third) across 6.4K filings. Relief 3.2% · top product Credit reporting or other personal consumer reports. Allegations, not findings.
- Faster timely-response band
- +192500% filings 2020 to 2026
CFPB relief outcome brief
CCDB company kikoff-inc
3.2% relief · 100% timely · 6.4K filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Cherry Technologies Inc. (3.2% relief)
Kikoff Inc. closes 3.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Kikoff Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (15/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
15 / 100 percentile-benchmarked
3.2% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
100% of complaints answered inside the CFPB 15-day window
Closed with explanation
92 / 100 percentile-benchmarked
95.7% of complaints closed with an explanation to the consumer
How 6.4K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Kikoff Inc. complaint mix by product
- Credit reporting 4K 56.7% – 2% relief
- Debt collection 2K 28.0% – 3% relief
- Credit reporting, 368 5.8% – 8% relief
- Credit card 255 4.0% – 5% relief
- Payday loan, 145 2.3% – 3% relief
- Debt or 144 2.3% – 4% relief
- Credit card 50 0.8% – 10% relief
Heavy-volume mix: how Kikoff Inc.'s 6.4K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 3.6K |
| Debt collection | 1.8K |
| Credit reporting, credit repair services, or other personal consumer reports | 368 |
| Credit card | 255 |
| Payday loan, title loan, personal loan, or advance loan | 145 |
| Debt or credit management | 144 |
| Credit card or prepaid card | 50 |
| Checking or savings account | 44 |
| Payday loan, title loan, or personal loan | 30 |
| Money transfer, virtual currency, or money service | 8 |
| Prepaid card | 2 |
| Vehicle loan or lease | 1 |
Nationwide filing states for Kikoff Inc.
Top states by attributed volume, heavy-filing company
- Leading state
- TX
- 13.3% of this company's filings
Kikoff Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 1.9K
- +192500% vs 2020
Volume vs. relief
Where Kikoff Inc. sits on volume vs. relief
Among the 342 companies large enough to be indexed on PlainComplaint, Kikoff Inc. files more complaint volume than 72% of them, and closes complaints with relief more often than 51% of them, placing it in the quadrant for high volume, above-average relief. Complaint volume and relief rate are independent figures: a high-volume company can still resolve most complaints, and a low-volume one can resolve few.
Total complaints: 6,383 · Closed with relief: 3.2%
Top States
| State | Complaints |
|---|---|
| TX | 847 |
| FL | 769 |
| GA | 651 |
| CA | 448 |
| NY | 333 |
| NC | 298 |
| IL | 295 |
| PA | 249 |
| SC | 241 |
| NJ | 168 |
| MI | 167 |
| AL | 165 |
| MD | 157 |
| OH | 153 |
| LA | 143 |
| VA | 137 |
| AZ | 110 |
| TN | 101 |
| MA | 99 |
| MS | 90 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 2.3K |
| Improper use of your report | 863 |
| Took or threatened to take negative or legal action | 768 |
| Problem with a company's investigation into an existing problem | 733 |
| Attempts to collect debt not owed | 616 |
| False statements or representation | 204 |
| Written notification about debt | 148 |
| Problem with a credit reporting company's investigation into an existing problem | 99 |
| Getting a credit card | 94 |
| Credit monitoring or identity theft protection services | 59 |
| Confusing or misleading advertising or marketing | 52 |
| Problem when making payments | 39 |
| Didn't provide services promised | 35 |
| Closing your account | 34 |
| Problem with customer service | 29 |
| Charged upfront or unexpected fees | 27 |
| Confusing or missing disclosures | 25 |
| Communication tactics | 22 |
| Problem with a purchase shown on your statement | 21 |
| Managing an account | 16 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 1 | 100% |
| 2021 | 86 | 100% |
| 2022 | 207 | 100% |
| 2023 | 378 | 100% |
| 2024 | 1.0K | 100% |
| 2025 | 2.7K | 100% |
| 2026 | 1.9K | 100% |
Source: CFPB Consumer Complaint Database
Kikoff Inc. in the faster-timely third
Kikoff Inc.'s 6,383 logged complaints reach a nationwide footprint - 53 states have at least one filing. Only 28.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2020 through 2026-06-26. Timely response 100% sits in the upper third of the corpus.
Kikoff Inc. answers 100% of complaints inside the CFPB's tracked window (timely band: fast) and closes 3.2% with relief; 95.7% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Credit reporting or other personal consumer reports" · top issue "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Kikoff Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Kikoff Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 6.4K.
- Servicer under contract with Federal Student Aid Δ 36 complaints · 0% relief 6.4Kcomplaints
- Sofi Technologies, Inc. Δ 44 complaints · 8% relief 6.3Kcomplaints
- Pentagon Federal Credit Union Δ 96 complaints · 23.2% relief 6.3Kcomplaints
- NCB Management Services Inc. Δ 126 complaints · 0.2% relief 6.5Kcomplaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Kikoff Inc. (#95 of 342; 100% timely; 3.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Faster timely-response band