2026 data Public-data reference. official source

NATIONAL DEBT RELIEF LLC

215 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

215 consumer complaints filed with the CFPB

This profile shows NATIONAL DEBT RELIEF LLC's complaint history from CFPB public records. 215 consumers have filed complaints since 2023. The company has a 87% timely response rate and has provided relief in 0% of cases.

215
Total Complaints
87%
Timely Response
0%
Disputed
0%
Relief Provided
36
States Active
2023
Since

Total complaints

215

Filed since 2023

Timely response

87%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 87.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

NATIONAL DEBT RELIEF LLC complaint mix by product

Total complaints: 215

NATIONAL DEBT RELIEF LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 215 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt or: 166 complaints (77.2%), resolution 0.0% Debt or 77.2% Debt collection: 31 complaints (14.4%), resolution 0.0% Debt collection 14.4% Credit reporting: 14 complaints (6.5%), resolution 0.0% Credit reporting 6.5% Credit card: 2 complaints (0.9%), resolution 0.0% Checking or: 2 complaints (0.9%), resolution 0.0%
  • Debt or 166 77.2% 0% relief
  • Debt collection 31 14.4% 0% relief
  • Credit reporting 14 6.5% 0% relief
  • Credit card 2 0.9% 0% relief
  • Checking or 2 0.9% 0% relief

How NATIONAL DEBT RELIEF LLC's 215 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt or credit management 166
Debt collection 31
Credit reporting or other personal consumer reports 14
Credit card 2
Checking or savings account 2

Top States

State Complaints
CA 31
FL 25
PA 13
TX 12
NY 12
AZ 9
TN 9
MA 8
CO 8
WA 8
MI 6
VA 6
MD 6
MS 6
IN 5
NV 5
MN 5
LA 4
NC 4
GA 3

Top Issues

Issue Complaints
Didn't provide services promised 72
Charged upfront or unexpected fees 26
Problem with customer service 21
Confusing or misleading advertising or marketing 19
Unauthorized withdrawals or charges 19
False statements or representation 9
Confusing or missing disclosures 9
Attempts to collect debt not owed 8
Took or threatened to take negative or legal action 6
Problem with a company's investigation into an existing problem 5
Communication tactics 5
Credit monitoring or identity theft protection services 3
Improper use of your report 3
Incorrect information on your report 3
Electronic communications 2
Other features, terms, or problems 1
Problem with a purchase shown on your statement 1
Threatened to contact someone or share information improperly 1
Managing an account 1
Problem with a lender or other company charging your account 1

Yearly Trend

Year Complaints Timely
2023 12 66.7%
2024 51 72.5%
2025 103 91.3%
2026 49 98%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About NATIONAL DEBT RELIEF LLC

NATIONAL DEBT RELIEF LLC has accumulated 215 consumer complaints in the CFPB public database, with filings active across 36 U.S. states. Of those submissions, 72 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2023, and the most recent logged activity is 2026-03-31, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, NATIONAL DEBT RELIEF LLC reports a 87% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt or credit management", and the single most common underlying issue is "Didn't provide services promised".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating NATIONAL DEBT RELIEF LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does NATIONAL DEBT RELIEF LLC have?

NATIONAL DEBT RELIEF LLC has received 215 consumer complaints filed with the Consumer Financial Protection Bureau.

Does NATIONAL DEBT RELIEF LLC respond to complaints on time?

NATIONAL DEBT RELIEF LLC has a 87% timely response rate to CFPB complaints.

What is the most common complaint about NATIONAL DEBT RELIEF LLC?

The most common issue reported against NATIONAL DEBT RELIEF LLC is "Didn't provide services promised" in the "Debt or credit management" product category.

Related