National Debt Relief LLC
348 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
National Debt Relief LLC complaint mix by product
- Debt or 273 78.4% – 0% relief
- Debt collection 50 14.4% – 0% relief
- Credit reporting 16 4.6% – 0% relief
- Payday loan, 3 0.9% – 0% relief
- Credit card 3 0.9% – 0% relief
- Checking or 2 0.6% – 0% relief
- Money transfer, 1 0.3% – 0% relief
How National Debt Relief LLC's 348 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt or credit management | 273 |
| Debt collection | 50 |
| Credit reporting or other personal consumer reports | 16 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Credit card | 3 |
| Checking or savings account | 2 |
| Money transfer, virtual currency, or money service | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 51 |
| FL | 43 |
| TX | 25 |
| NY | 21 |
| PA | 17 |
| WA | 17 |
| MD | 16 |
| AZ | 15 |
| MA | 13 |
| TN | 13 |
| CO | 10 |
| MI | 8 |
| NV | 8 |
| VA | 8 |
| MN | 7 |
| NC | 7 |
| IN | 7 |
| SC | 6 |
| MS | 6 |
| DE | 5 |
Top Issues
| Issue | Complaints |
|---|---|
| Didn't provide services promised | 106 |
| Charged upfront or unexpected fees | 48 |
| Confusing or misleading advertising or marketing | 36 |
| Unauthorized withdrawals or charges | 32 |
| Problem with customer service | 29 |
| Confusing or missing disclosures | 23 |
| False statements or representation | 18 |
| Attempts to collect debt not owed | 10 |
| Communication tactics | 10 |
| Took or threatened to take negative or legal action | 8 |
| Problem with a company's investigation into an existing problem | 6 |
| Incorrect information on your report | 4 |
| Improper use of your report | 3 |
| Credit monitoring or identity theft protection services | 3 |
| Electronic communications | 3 |
| Charged fees or interest you didn't expect | 2 |
| Other features, terms, or problems | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with a lender or other company charging your account | 1 |
| Managing an account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 14 | 71.4% |
| 2024 | 65 | 73.8% |
| 2025 | 161 | 88.2% |
| 2026 | 108 | 99.1% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About National Debt Relief LLC
National Debt Relief LLC's 348 logged complaints reach a nationwide footprint - 42 states have at least one filing on record. 50.9% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2023 through 2026-06-13.
National Debt Relief LLC answers 88.2% of complaints inside the CFPB's tracked window and closes 99.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt or credit management" draws the most filings, most often for "Didn't provide services promised."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Debt Relief LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does National Debt Relief LLC have?
348, per the CFPB's public complaint count for this company (see the full breakdown above).
Does National Debt Relief LLC respond to complaints on time?
88.2% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about National Debt Relief LLC?
"Didn't provide services promised", filed under the "Debt or credit management" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.