CFPB · Single-product concentration
National Debt Relief LLC
348 CFPB complaints · 78.4% in "Debt or credit management" · top issue Didn't provide services promised.
National Debt Relief LLC: 78.4% of 348 CFPB complaints sit in "Debt or credit management". Timely 88.2% · relief 0%. Allegations, not findings.
- Single-product concentration
- +671.4% filings 2023 to 2026
CFPB relief outcome brief
CCDB company national-debt-relief-llc
0% relief · 88.2% timely · 348 filings · Debt or credit management
Same-product relief peers
Nearest relief peer: Michel Law, LLC d/b/a Level One Law (0% relief)
National Debt Relief LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of National Debt Relief LLC's 348 filings include narrative text
50.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
National Debt Relief LLC complaint mix by product
- Debt or 273 78.4% – 0% relief
- Debt collection 50 14.4% – 0% relief
- Credit reporting 16 4.6% – 0% relief
- Payday loan, 3 0.9% – 0% relief
- Credit card 3 0.9% – 0% relief
- Checking or 2 0.6% – 0% relief
- Money transfer, 1 0.3% – 0% relief
How National Debt Relief LLC's 348 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt or credit management | 273 |
| Debt collection | 50 |
| Credit reporting or other personal consumer reports | 16 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Credit card | 3 |
| Checking or savings account | 2 |
| Money transfer, virtual currency, or money service | 1 |
Nationwide filing states for National Debt Relief LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 14.7% of this company's filings
National Debt Relief LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 108
- +671.4% vs 2023
Top States
| State | Complaints |
|---|---|
| CA | 51 |
| FL | 43 |
| TX | 25 |
| NY | 21 |
| PA | 17 |
| WA | 17 |
| MD | 16 |
| AZ | 15 |
| MA | 13 |
| TN | 13 |
| CO | 10 |
| MI | 8 |
| NV | 8 |
| VA | 8 |
| MN | 7 |
| NC | 7 |
| IN | 7 |
| SC | 6 |
| MS | 6 |
| DE | 5 |
Top Issues
| Issue | Complaints |
|---|---|
| Didn't provide services promised | 106 |
| Charged upfront or unexpected fees | 48 |
| Confusing or misleading advertising or marketing | 36 |
| Unauthorized withdrawals or charges | 32 |
| Problem with customer service | 29 |
| Confusing or missing disclosures | 23 |
| False statements or representation | 18 |
| Attempts to collect debt not owed | 10 |
| Communication tactics | 10 |
| Took or threatened to take negative or legal action | 8 |
| Problem with a company's investigation into an existing problem | 6 |
| Incorrect information on your report | 4 |
| Improper use of your report | 3 |
| Credit monitoring or identity theft protection services | 3 |
| Electronic communications | 3 |
| Charged fees or interest you didn't expect | 2 |
| Other features, terms, or problems | 2 |
| Threatened to contact someone or share information improperly | 1 |
| Problem with a lender or other company charging your account | 1 |
| Managing an account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 14 | 71.4% |
| 2024 | 65 | 73.8% |
| 2025 | 161 | 88.2% |
| 2026 | 108 | 99.1% |
Source: CFPB Consumer Complaint Database
National Debt Relief LLC filings cluster in one product
National Debt Relief LLC's 348 logged complaints reach a nationwide footprint - 42 states have at least one filing. 50.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-06-13.
National Debt Relief LLC answers 88.2% of complaints inside the CFPB's tracked window and closes 99.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt or credit management" draws the most filings, most often for "Didn't provide services promised."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Debt Relief LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for National Debt Relief LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 348.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 88.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for National Debt Relief LLC (88.2% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration