CFPB · Broad respondent spread

Charged fees or interest you didn't expect

15.4K CFPB complaints · 839 companies (broad spread) · top product Payday loan, title loan, personal loan, or advance loan.

15.4K CFPB complaints

"Charged fees or interest you didn't expect" names 839 companies (broad spread) on 15.4K filings · OneMain Finance 4.7%. Allegations, not findings.

  • Volume rank #48 of 178
  • OneMain Finance 4.7% of filings
  • Data updated June 2026
  • Broad respondent spread
15.4K
Total Complaints
839
Companies
Payday loan, title loan, personal loan, or advance loan
Top Product

Companies filing under "Charged fees or interest you didn't expect"

# Company Complaints
1 OneMain Finance Corporation 730
2 Enova International, Inc. 728
3 Affirm Holdings, Inc 467
4 Synchrony Financial 394
5 LDF Holdings, LLC 338
6 CCF Intermediate Holdings LLC 303
7 Big Picture Loans, LLC 297
8 Wells Fargo & Company 293
9 Paramount GR Holdings, LLC 269
10 Acima Credit, LLC 252
11 TMX Finance LLC 250
12 GVA Holdings, LLC 224
13 Rosebud Economic Development Corporation 223
14 BlueChip Financial 222
15 Opportunity Financial, LLC 200
16 Bread Financial Holdings, Inc. 185
17 American First Finance, Inc. 173
18 Uprova Credit, LLC 172
19 Harpeth Financial Services, LLC 167
20 Duvera Billing Services, LLC 165
21 CURO Intermediate Holdings 163
22 Credit Fresh Holdings Inc 158
23 Tribal Lending Enterprise, Inc. 155
24 Crow Creek Sioux Tribe 152
25 Truist Financial Corporation 150
26 Wheels Financial Group, LLC. 149
27 Mariner Finance, LLC 144
28 Wlcc 138
29 Cng Financial Corporation 135
30 Onemain Financial Holdings, LLC. 135
31 Upstart Holdings, Inc. 131
32 Upgrade, Inc. 128
33 Solar Mosaic LLC 126
34 Wolf River Development Company 119
35 Minto Financial dba Minto Money 117
36 Aqua Finance, Inc. 112
37 MoneyLion Inc. 104
38 Klarna AB 102
39 Navy Federal Credit Union 101
40 Kashia Services 101
41 Lendmark Financial Services 99
42 Mobiloans, LLC 96
43 Lending Club Corp 95
44 TD Bank Us Holding Company 93
45 Marlette Funding, LLC 91
46 Populus Financial Group, Inc. (F/K/A Ace Cash Express) 85
47 Westlake Services, LLC 84
48 Regions Financial Corporation 83
49 GreenSky, LLC 82
50 Oportun Financial Corporation 80

Source: CFPB Consumer Complaint Database

"Charged fees or interest you didn't expect" across a broad respondent set

"Charged fees or interest you didn't expect" appears across 839 distinct companies in the CFPB public record, a wide respondent spread for this allegation label. Respondent breadth sits in the upper third of the indexed issue corpus. No single company exceeds 4.7% of these filings.

With 839 companies named, the pattern may reflect how a product category is sold or serviced rather than one firm's operations. Most filings pair with "Payday loan, title loan, personal loan, or advance loan". Consumer wording drives the label, not a regulatory finding. See methodology for how CFPB complaint routing works.

Disclaimer: CFPB public records only. A complaint is an allegation, not proof of wrongdoing. PlainComplaint does not provide financial advice.

Data sourced from official public datasets for "Charged fees or interest you didn't expect" (#48 of 178; 839 companies). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Broad respondent spread