CFPB · Diversified product mix
Aqua Finance, Inc.
909 CFPB complaints · diversified mix (top product 26%) · top issue Incorrect information on your report.
Aqua Finance, Inc.: top product "Debt collection" is only 26% of 909 - multi-bucket mix. Timely 84.5% · relief 5.6%. Allegations, not findings.
- Diversified product mix
- +4700% filings 2014 to 2026
CFPB relief outcome brief
CCDB company aqua-finance-inc
5.6% relief · 84.5% timely · 909 filings · Debt collection
Same-product relief peers
Nearest relief peer: Rauch-Milliken International, Inc. (5.6% relief)
Aqua Finance, Inc. closes 5.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Aqua Finance, Inc.'s 909 filings include narrative text
44.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Aqua Finance, Inc. complaint mix by product
- Debt collection 236 27.4% – 4% relief
- Credit reporting 184 21.4% – 5% relief
- Payday loan, 165 19.2% – 7% relief
- Credit reporting, 110 12.8% – 6% relief
- Payday loan, 95 11.0% – 8% relief
- Vehicle loan 52 6.0% – 10% relief
- Consumer Loan 19 2.2% – 0% relief
How Aqua Finance, Inc.'s 909 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 236 |
| Credit reporting or other personal consumer reports | 184 |
| Payday loan, title loan, personal loan, or advance loan | 165 |
| Credit reporting, credit repair services, or other personal consumer reports | 110 |
| Payday loan, title loan, or personal loan | 95 |
| Vehicle loan or lease | 52 |
| Consumer Loan | 19 |
| Credit card | 17 |
| Credit card or prepaid card | 13 |
| Mortgage | 12 |
| Debt or credit management | 4 |
| Checking or savings account | 1 |
| Money transfer, virtual currency, or money service | 1 |
Nationwide filing states for Aqua Finance, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 20.7% of this company's filings
Aqua Finance, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 144
- +4700% vs 2014
Top States
| State | Complaints |
|---|---|
| TX | 188 |
| FL | 167 |
| CA | 93 |
| GA | 48 |
| NC | 40 |
| NY | 24 |
| AZ | 23 |
| NV | 23 |
| IL | 23 |
| MI | 18 |
| SC | 18 |
| PA | 17 |
| VA | 16 |
| TN | 16 |
| MD | 15 |
| IN | 15 |
| WA | 14 |
| NJ | 14 |
| OH | 14 |
| CO | 9 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 184 |
| Charged fees or interest you didn't expect | 112 |
| Improper use of your report | 79 |
| Attempts to collect debt not owed | 72 |
| Took or threatened to take negative or legal action | 50 |
| Problem when making payments | 44 |
| False statements or representation | 39 |
| Managing the loan or lease | 34 |
| Written notification about debt | 34 |
| Problem with a company's investigation into an existing problem | 30 |
| Problem with a credit reporting company's investigation into an existing problem | 24 |
| Problem with the payoff process at the end of the loan | 21 |
| Getting the loan | 21 |
| Struggling to pay your loan | 19 |
| Problem with additional add-on products or services | 19 |
| Communication tactics | 18 |
| Getting a loan or lease | 13 |
| Fees or interest | 7 |
| Trouble during payment process | 6 |
| Taking/threatening an illegal action | 6 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 3 | 100% |
| 2015 | 21 | 95.2% |
| 2016 | 12 | 91.7% |
| 2017 | 23 | 87% |
| 2018 | 16 | 81.3% |
| 2019 | 38 | 15.8% |
| 2020 | 37 | 0% |
| 2021 | 71 | 21.1% |
| 2022 | 73 | 90.4% |
| 2023 | 74 | 98.6% |
| 2024 | 133 | 100% |
| 2025 | 264 | 100% |
| 2026 | 144 | 100% |
Source: CFPB Consumer Complaint Database
Aqua Finance, Inc. spreads across product buckets
Aqua Finance, Inc.'s 909 logged complaints reach a nationwide footprint - 48 states have at least one filing. 44.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-24.
Aqua Finance, Inc. answers 84.5% of complaints inside the CFPB's tracked window and closes 93% with a written explanation. 5.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Aqua Finance, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Aqua Finance, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 909.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 84.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Aqua Finance, Inc. (84.5% timely; 5.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix