2026 data Public-data reference. official source

Mobiloans, LLC

740 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

740 consumer complaints filed with the CFPB

This profile shows Mobiloans, LLC's complaint history from CFPB public records. 740 consumers have filed complaints since 2013. The company has a 0% timely response rate and has provided relief in 0% of cases.

740
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
43
States Active
2013
Since

Total complaints

740

Filed since 2013

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Mobiloans, LLC complaint mix by product

Total complaints: 740

Mobiloans, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 740 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 217 complaints (29.8%), resolution 0.0% Debt collection 29.8% Payday loan: 142 complaints (19.5%), resolution 0.0% Payday loan 19.5% Payday loan,: 127 complaints (17.4%), resolution 0.0% Payday loan, 17.4% Credit reporting: 91 complaints (12.5%), resolution 0.0% Credit reporting 12.5% Credit reporting,: 60 complaints (8.2%), resolution 0.0% Credit reporting, 8.2% Payday loan,: 58 complaints (8.0%), resolution 0.0% Payday loan, 8.0% Consumer Loan: 34 complaints (4.7%), resolution 0.0%
  • Debt collection 217 29.8% 0% relief
  • Payday loan 142 19.5% 0% relief
  • Payday loan, 127 17.4% 0% relief
  • Credit reporting 91 12.5% 0% relief
  • Credit reporting, 60 8.2% 0% relief
  • Payday loan, 58 8.0% 0% relief
  • Consumer Loan 34 4.7% 0% relief

How Mobiloans, LLC's 740 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 217
Payday loan 142
Payday loan, title loan, or personal loan 127
Credit reporting or other personal consumer reports 91
Credit reporting, credit repair services, or other personal consumer reports 60
Payday loan, title loan, personal loan, or advance loan 58
Consumer Loan 34
Money transfer, virtual currency, or money service 3
Credit card 3
Bank account or service 2
Mortgage 1
Debt or credit management 1
Credit reporting 1

Top States

State Complaints
CA 144
FL 139
TX 79
WA 33
VA 32
OH 32
MI 31
TN 25
NJ 24
PA 22
IN 22
AL 21
NV 20
NC 15
SC 12
MS 9
OK 8
NE 8
KY 6
NY 5

Top Issues

Issue Complaints
Charged fees or interest I didn't expect 100
Charged fees or interest you didn't expect 79
Incorrect information on your report 69
Attempts to collect debt not owed 56
Took or threatened to take negative or legal action 53
Improper use of your report 51
Struggling to pay your loan 42
Communication tactics 37
Problem with a company's investigation into an existing problem 29
Written notification about debt 26
Problem with a credit reporting company's investigation into an existing problem 18
Managing the loan or lease 13
Problems when you are unable to pay 11
False statements or representation 11
Can't contact lender 10
Threatened to contact someone or share information improperly 10
Problem with the payoff process at the end of the loan 10
Charged bank acct wrong day or amt 9
Cont'd attempts collect debt not owed 9
Can't stop withdrawals from your bank account 7

Yearly Trend

Year Complaints Timely
2013 27 0%
2014 92 0%
2015 47 0%
2016 41 0%
2017 67 0%
2018 45 0%
2019 51 0%
2020 32 0%
2021 35 0%
2022 35 0%
2023 33 0%
2024 75 0%
2025 113 0%
2026 47 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Mobiloans, LLC

Mobiloans, LLC has accumulated 740 consumer complaints in the CFPB public database, with filings active across 43 U.S. states. Of those submissions, 211 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-23, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Mobiloans, LLC reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Charged fees or interest I didn't expect".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Mobiloans, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Mobiloans, LLC have?

Mobiloans, LLC has received 740 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Mobiloans, LLC respond to complaints on time?

Mobiloans, LLC has a 0% timely response rate to CFPB complaints.

What is the most common complaint about Mobiloans, LLC?

The most common issue reported against Mobiloans, LLC is "Charged fees or interest I didn't expect" in the "Debt collection" product category.

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