CFPB · Diversified product mix

Mobiloans, LLC

889 CFPB complaints · diversified mix (top product 29.4%) · top issue Charged fees or interest I didn't expect.

889 CFPB complaints

Mobiloans, LLC: top product "Debt collection" is only 29.4% of 889 - multi-bucket mix. Timely 0.1% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • +225.9% filings 2013 to 2026

CFPB relief outcome brief

CCDB company mobiloans-llc

0% relief · 0.1% timely · 889 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Mobiloans, LLC (this)0%Allied Collection Services, …2.1%Collection Bureau of America…2.1%Associated Banc-Corp15.2%Lobel Financial Corporation3.7%
Closed-with-relief % among Mobiloans, LLC and nearest filing-volume peers

Mobiloans, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 889 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 0.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Mobiloans, LLC complaint mix by product

Total complaints: 889

Mobiloans, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 889 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 261 complaints (29.8%), resolution 0.0% Debt collection 29.8% Payday loan: 154 complaints (17.6%), resolution 0.0% Payday loan 17.6% Payday loan,: 149 complaints (17.0%), resolution 0.0% Payday loan, 17.0% Credit reporting: 119 complaints (13.6%), resolution 0.0% Credit reporting 13.6% Payday loan,: 84 complaints (9.6%), resolution 0.0% Payday loan, 9.6% Credit reporting,: 69 complaints (7.9%), resolution 0.0% Credit reporting, 7.9% Consumer Loan: 40 complaints (4.6%), resolution 0.0%
  • Debt collection 261 29.8% 0% relief
  • Payday loan 154 17.6% 0% relief
  • Payday loan, 149 17.0% 0% relief
  • Credit reporting 119 13.6% 0% relief
  • Payday loan, 84 9.6% 0% relief
  • Credit reporting, 69 7.9% 0% relief
  • Consumer Loan 40 4.6% 0% relief

How Mobiloans, LLC's 889 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 261
Payday loan 154
Payday loan, title loan, or personal loan 149
Credit reporting or other personal consumer reports 119
Payday loan, title loan, personal loan, or advance loan 84
Credit reporting, credit repair services, or other personal consumer reports 69
Consumer Loan 40
Credit card 4
Money transfer, virtual currency, or money service 3
Bank account or service 2
Credit reporting 2
Debt or credit management 1
Mortgage 1

Nationwide filing states for Mobiloans, LLC

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
CA
20.9% of this company's filings
CA186FL169TX96WA40OH35TN35MI35VA34

Mobiloans, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
88
+225.9% vs 2013
050100150 20132015201720192021202320252026 88

Top States

State Complaints
CA 186
FL 169
TX 96
WA 40
OH 35
TN 35
MI 35
VA 34
NJ 28
AL 23
IN 22
NV 22
PA 22
NC 18
SC 13
KY 10
MS 10
OK 10
NE 9
MA 7

Top Issues

Issue Complaints
Charged fees or interest I didn't expect 105
Charged fees or interest you didn't expect 96
Incorrect information on your report 96
Took or threatened to take negative or legal action 68
Attempts to collect debt not owed 65
Improper use of your report 60
Struggling to pay your loan 51
Communication tactics 45
Problem with a company's investigation into an existing problem 33
Written notification about debt 31
Problem with a credit reporting company's investigation into an existing problem 19
Managing the loan or lease 15
False statements or representation 14
Problems when you are unable to pay 13
Problem when making payments 12
Problem with the payoff process at the end of the loan 12
Threatened to contact someone or share information improperly 11
Can't contact lender 10
Charged bank acct wrong day or amt 10
Disclosure verification of debt 9

Yearly Trend

Year Complaints Timely
2013 27 0%
2014 92 0%
2015 56 0%
2016 52 0%
2017 73 0%
2018 54 0%
2019 55 0%
2020 41 0%
2021 40 0%
2022 46 0%
2023 38 0%
2024 88 0%
2025 139 0%
2026 88 1.1%

Source: CFPB Consumer Complaint Database

Mobiloans, LLC spreads across product buckets

Mobiloans, LLC's 889 logged complaints reach a nationwide footprint - 43 states have at least one filing. Only 36.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25.

Mobiloans, LLC answers 0.1% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Charged fees or interest I didn't expect."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mobiloans, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Mobiloans, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Mobiloans, LLC (0.1% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix