Credit Fresh Holdings Inc
736 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Credit Fresh Holdings Inc complaint mix by product
- Debt collection 273 37.2% – 0% relief
- Payday loan, 252 34.3% – 0% relief
- Credit reporting 168 22.9% – 0% relief
- Payday loan, 23 3.1% – 0% relief
- Credit reporting, 8 1.1% – 0% relief
- Credit card 8 1.1% – 0% relief
- Money transfer, 2 0.3% – 0% relief
How Credit Fresh Holdings Inc's 736 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 273 |
| Payday loan, title loan, personal loan, or advance loan | 252 |
| Credit reporting or other personal consumer reports | 168 |
| Payday loan, title loan, or personal loan | 23 |
| Credit reporting, credit repair services, or other personal consumer reports | 8 |
| Credit card | 8 |
| Money transfer, virtual currency, or money service | 2 |
| Mortgage | 1 |
| Debt or credit management | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 155 |
| FL | 143 |
| AZ | 50 |
| OH | 40 |
| SC | 40 |
| MI | 37 |
| WA | 31 |
| AL | 21 |
| IN | 18 |
| TN | 18 |
| NC | 18 |
| PA | 16 |
| GA | 16 |
| NJ | 15 |
| AR | 14 |
| IL | 12 |
| OK | 11 |
| LA | 10 |
| MS | 9 |
| KY | 8 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 158 |
| Incorrect information on your report | 115 |
| Took or threatened to take negative or legal action | 115 |
| Attempts to collect debt not owed | 51 |
| Problem with a company's investigation into an existing problem | 41 |
| Communication tactics | 37 |
| Struggling to pay your loan | 36 |
| Improper use of your report | 27 |
| Written notification about debt | 26 |
| Problem with the payoff process at the end of the loan | 23 |
| Threatened to contact someone or share information improperly | 22 |
| Problem when making payments | 22 |
| False statements or representation | 18 |
| Problem with additional add-on products or services | 9 |
| Getting a line of credit | 5 |
| Credit monitoring or identity theft protection services | 4 |
| Electronic communications | 4 |
| Getting the loan | 3 |
| Getting a credit card | 2 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 15 | 100% |
| 2023 | 55 | 100% |
| 2024 | 135 | 100% |
| 2025 | 303 | 99.3% |
| 2026 | 228 | 99.6% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Credit Fresh Holdings Inc
Credit Fresh Holdings Inc's 736 logged complaints stay concentrated: only 37 states show a filing on record. 41.2% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2022 through 2026-06-25.
Credit Fresh Holdings Inc answers 99.6% of complaints inside the CFPB's tracked window and closes 98.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Fresh Holdings Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Credit Fresh Holdings Inc have?
736, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Credit Fresh Holdings Inc respond to complaints on time?
99.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Credit Fresh Holdings Inc?
"Charged fees or interest you didn't expect", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.