Wlcc
715 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Wlcc complaint mix by product
- Payday loan, 273 38.6% – 0% relief
- Payday loan, 204 28.8% – 12% relief
- Debt collection 161 22.7% – 9% relief
- Payday loan 39 5.5% – 64% relief
- Credit reporting 18 2.5% – 0% relief
- Checking or 7 1.0% – 0% relief
- Consumer Loan 6 0.8% – 100% relief
How Wlcc's 715 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 273 |
| Payday loan, title loan, or personal loan | 204 |
| Debt collection | 161 |
| Payday loan | 39 |
| Credit reporting or other personal consumer reports | 18 |
| Checking or savings account | 7 |
| Consumer Loan | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Money transfer, virtual currency, or money service | 2 |
| Credit card | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 138 |
| FL | 83 |
| OH | 46 |
| WA | 40 |
| TX | 35 |
| MI | 35 |
| IL | 23 |
| IN | 20 |
| NJ | 19 |
| AZ | 18 |
| OK | 17 |
| SC | 16 |
| CO | 14 |
| GA | 14 |
| PA | 13 |
| MN | 13 |
| NV | 13 |
| IA | 12 |
| LA | 12 |
| MS | 12 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 138 |
| Struggling to pay your loan | 110 |
| Can't stop withdrawals from your bank account | 57 |
| Threatened to contact someone or share information improperly | 45 |
| Problem when making payments | 39 |
| Communication tactics | 34 |
| Attempts to collect debt not owed | 31 |
| Received a loan you didn't apply for | 27 |
| Charged fees or interest I didn't expect | 25 |
| Getting the loan | 21 |
| Can't contact lender or servicer | 21 |
| Problem with the payoff process at the end of the loan | 20 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 19 |
| Took or threatened to take negative or legal action | 15 |
| False statements or representation | 12 |
| Written notification about debt | 11 |
| Improper use of your report | 10 |
| Incorrect information on your report | 9 |
| Was approved for a loan, but didn't receive the money | 9 |
| Electronic communications | 9 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 22 | 100% |
| 2016 | 29 | 100% |
| 2017 | 28 | 100% |
| 2018 | 36 | 100% |
| 2019 | 49 | 100% |
| 2020 | 47 | 100% |
| 2021 | 48 | 100% |
| 2022 | 38 | 100% |
| 2023 | 87 | 100% |
| 2024 | 76 | 98.7% |
| 2025 | 146 | 99.3% |
| 2026 | 108 | 98.1% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Wlcc
Wlcc's 715 logged complaints reach a nationwide footprint - 46 states have at least one filing on record. 57.9% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-06-25.
Wlcc answers 99.4% of complaints inside the CFPB's tracked window and closes 89.1% with a written explanation. 9.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Wlcc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Wlcc have?
715, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Wlcc respond to complaints on time?
99.4% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Wlcc?
"Charged fees or interest you didn't expect", filed under the "Payday loan, title loan, personal loan, or advance loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.