LDF Holdings, LLC
985 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
LDF Holdings, LLC complaint mix by product
- Payday loan, 540 55.3% – 5% relief
- Payday loan, 193 19.8% – 0% relief
- Debt collection 129 13.2% – 6% relief
- Payday loan 67 6.9% – 33% relief
- Credit reporting 18 1.8% – 0% relief
- Consumer Loan 16 1.6% – 13% relief
- Credit reporting, 14 1.4% – 0% relief
How LDF Holdings, LLC's 985 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 540 |
| Payday loan, title loan, personal loan, or advance loan | 193 |
| Debt collection | 129 |
| Payday loan | 67 |
| Credit reporting or other personal consumer reports | 18 |
| Consumer Loan | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 14 |
| Checking or savings account | 4 |
| Money transfer, virtual currency, or money service | 2 |
| Credit card | 1 |
| Student loan | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 126 |
| CA | 111 |
| NJ | 64 |
| WA | 49 |
| GA | 44 |
| MD | 38 |
| IL | 37 |
| MI | 35 |
| MA | 32 |
| IN | 31 |
| OH | 30 |
| NC | 30 |
| TX | 27 |
| AZ | 24 |
| CO | 23 |
| OR | 22 |
| PA | 19 |
| TN | 17 |
| NV | 16 |
| LA | 16 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 338 |
| Struggling to pay your loan | 189 |
| Problem with the payoff process at the end of the loan | 46 |
| Received a loan you didn't apply for | 45 |
| Communication tactics | 43 |
| Can't stop withdrawals from your bank account | 37 |
| Charged fees or interest I didn't expect | 31 |
| Attempts to collect debt not owed | 27 |
| Incorrect information on your report | 23 |
| Getting the loan | 21 |
| Threatened to contact someone or share information improperly | 21 |
| Took or threatened to take negative or legal action | 19 |
| Can't contact lender or servicer | 17 |
| Problem when making payments | 16 |
| Can't stop charges to bank account | 16 |
| Received a loan I didn't apply for | 14 |
| Improper use of your report | 10 |
| False statements or representation | 9 |
| Written notification about debt | 7 |
| Was approved for a loan, but didn't receive the money | 6 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 5 | 60% |
| 2015 | 45 | 93.3% |
| 2016 | 36 | 77.8% |
| 2017 | 28 | 89.3% |
| 2018 | 138 | 95.7% |
| 2019 | 154 | 94.8% |
| 2020 | 107 | 100% |
| 2021 | 93 | 98.9% |
| 2022 | 89 | 97.8% |
| 2023 | 86 | 100% |
| 2024 | 87 | 97.7% |
| 2025 | 73 | 98.6% |
| 2026 | 44 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About LDF Holdings, LLC
LDF Holdings, LLC's 985 logged complaints reach a nationwide footprint - 50 states have at least one filing on record. 58.8% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2026-06-22.
LDF Holdings, LLC answers 96.3% of complaints inside the CFPB's tracked window and closes 93.7% with a written explanation. 6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about LDF Holdings, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does LDF Holdings, LLC have?
985, per the CFPB's public complaint count for this company (see the full breakdown above).
Does LDF Holdings, LLC respond to complaints on time?
96.3% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about LDF Holdings, LLC?
"Charged fees or interest you didn't expect", filed under the "Payday loan, title loan, or personal loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.