Total complaints
798
Filed since 2014
798 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
798 consumer complaints filed with the CFPB
This profile shows LDF Holdings, LLC's complaint history from CFPB public records. 798 consumers have filed complaints since 2014. The company has a 96.1% timely response rate and has provided relief in 6.9% of cases.
Total complaints
798
Filed since 2014
Timely response
96.1%
CFPB-tracked response window
Relief rate
6.9%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How LDF Holdings, LLC's 798 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 440 |
| Payday loan, title loan, personal loan, or advance loan | 145 |
| Debt collection | 100 |
| Payday loan | 63 |
| Credit reporting or other personal consumer reports | 17 |
| Consumer Loan | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 11 |
| Checking or savings account | 4 |
| Credit card | 1 |
| Student loan | 1 |
| State | Complaints |
|---|---|
| FL | 107 |
| CA | 87 |
| NJ | 53 |
| WA | 39 |
| GA | 38 |
| IL | 33 |
| MD | 30 |
| MA | 27 |
| IN | 27 |
| MI | 26 |
| OH | 25 |
| TX | 21 |
| OR | 20 |
| NC | 19 |
| PA | 17 |
| CO | 17 |
| AZ | 16 |
| MN | 13 |
| TN | 13 |
| NV | 12 |
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 261 |
| Struggling to pay your loan | 174 |
| Problem with the payoff process at the end of the loan | 40 |
| Communication tactics | 37 |
| Received a loan you didn't apply for | 29 |
| Charged fees or interest I didn't expect | 28 |
| Can't stop withdrawals from your bank account | 27 |
| Incorrect information on your report | 21 |
| Attempts to collect debt not owed | 21 |
| Can't stop charges to bank account | 16 |
| Took or threatened to take negative or legal action | 15 |
| Can't contact lender or servicer | 14 |
| Received a loan I didn't apply for | 13 |
| Threatened to contact someone or share information improperly | 13 |
| Problem when making payments | 12 |
| Getting the loan | 10 |
| Improper use of your report | 8 |
| False statements or representation | 7 |
| Problems when you are unable to pay | 6 |
| Written notification about debt | 4 |
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 5 | 60% |
| 2015 | 43 | 93% |
| 2016 | 35 | 77.1% |
| 2017 | 26 | 88.5% |
| 2018 | 118 | 95.8% |
| 2019 | 128 | 95.3% |
| 2020 | 84 | 100% |
| 2021 | 67 | 100% |
| 2022 | 74 | 97.3% |
| 2023 | 61 | 100% |
| 2024 | 78 | 98.7% |
| 2025 | 61 | 98.4% |
| 2026 | 18 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
LDF Holdings, LLC has accumulated 798 consumer complaints in the CFPB public database, with filings active across 50 U.S. states. Of those submissions, 408 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, LDF Holdings, LLC reports a 96.1% timely-response rate and has closed 92.9% of cases with a written explanation to the consumer. 6.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, or personal loan", and the single most common underlying issue is "Charged fees or interest you didn't expect".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating LDF Holdings, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
LDF Holdings, LLC has received 798 consumer complaints filed with the Consumer Financial Protection Bureau.
LDF Holdings, LLC has a 96.1% timely response rate to CFPB complaints.
The most common issue reported against LDF Holdings, LLC is "Charged fees or interest you didn't expect" in the "Payday loan, title loan, or personal loan" product category.
Read our methodology — how this data is sourced, computed, and verified.