2026 data Public-data reference. official source

LDF Holdings, LLC

798 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

798 consumer complaints filed with the CFPB

This profile shows LDF Holdings, LLC's complaint history from CFPB public records. 798 consumers have filed complaints since 2014. The company has a 96.1% timely response rate and has provided relief in 6.9% of cases.

798
Total Complaints
96.1%
Timely Response
1.4%
Disputed
6.9%
Relief Provided
50
States Active
2014
Since

Total complaints

798

Filed since 2014

Timely response

96.1%

CFPB-tracked response window

Relief rate

6.9%

Closed with monetary or non-monetary relief

Timely response rate 96.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.9%
Industry median

Share closed with monetary or non-monetary relief.

LDF Holdings, LLC complaint mix by product

Total complaints: 798

LDF Holdings, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 798 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 440 complaints (55.6%), resolution 5.5% Payday loan, 55.6% Payday loan,: 145 complaints (18.3%), resolution 0.0% Payday loan, 18.3% Debt collection: 100 complaints (12.6%), resolution 8.0% Debt collection 12.6% Payday loan: 63 complaints (8.0%), resolution 33.3% Payday loan 8.0% Credit reporting: 17 complaints (2.1%), resolution 0.0% Consumer Loan: 16 complaints (2.0%), resolution 12.5% Credit reporting,: 11 complaints (1.4%), resolution 0.0%
  • Payday loan, 440 55.6% 6% relief
  • Payday loan, 145 18.3% 0% relief
  • Debt collection 100 12.6% 8% relief
  • Payday loan 63 8.0% 33% relief
  • Credit reporting 17 2.1% 0% relief
  • Consumer Loan 16 2.0% 13% relief
  • Credit reporting, 11 1.4% 0% relief

How LDF Holdings, LLC's 798 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 440
Payday loan, title loan, personal loan, or advance loan 145
Debt collection 100
Payday loan 63
Credit reporting or other personal consumer reports 17
Consumer Loan 16
Credit reporting, credit repair services, or other personal consumer reports 11
Checking or savings account 4
Credit card 1
Student loan 1

Top States

State Complaints
FL 107
CA 87
NJ 53
WA 39
GA 38
IL 33
MD 30
MA 27
IN 27
MI 26
OH 25
TX 21
OR 20
NC 19
PA 17
CO 17
AZ 16
MN 13
TN 13
NV 12

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 261
Struggling to pay your loan 174
Problem with the payoff process at the end of the loan 40
Communication tactics 37
Received a loan you didn't apply for 29
Charged fees or interest I didn't expect 28
Can't stop withdrawals from your bank account 27
Incorrect information on your report 21
Attempts to collect debt not owed 21
Can't stop charges to bank account 16
Took or threatened to take negative or legal action 15
Can't contact lender or servicer 14
Received a loan I didn't apply for 13
Threatened to contact someone or share information improperly 13
Problem when making payments 12
Getting the loan 10
Improper use of your report 8
False statements or representation 7
Problems when you are unable to pay 6
Written notification about debt 4

Yearly Trend

Year Complaints Timely
2014 5 60%
2015 43 93%
2016 35 77.1%
2017 26 88.5%
2018 118 95.8%
2019 128 95.3%
2020 84 100%
2021 67 100%
2022 74 97.3%
2023 61 100%
2024 78 98.7%
2025 61 98.4%
2026 18 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About LDF Holdings, LLC

LDF Holdings, LLC has accumulated 798 consumer complaints in the CFPB public database, with filings active across 50 U.S. states. Of those submissions, 408 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, LDF Holdings, LLC reports a 96.1% timely-response rate and has closed 92.9% of cases with a written explanation to the consumer. 6.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.4% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, or personal loan", and the single most common underlying issue is "Charged fees or interest you didn't expect".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating LDF Holdings, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does LDF Holdings, LLC have?

LDF Holdings, LLC has received 798 consumer complaints filed with the Consumer Financial Protection Bureau.

Does LDF Holdings, LLC respond to complaints on time?

LDF Holdings, LLC has a 96.1% timely response rate to CFPB complaints.

What is the most common complaint about LDF Holdings, LLC?

The most common issue reported against LDF Holdings, LLC is "Charged fees or interest you didn't expect" in the "Payday loan, title loan, or personal loan" product category.

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