CFPB · Narrative-heavy record
LDF Holdings, LLC
985 CFPB complaints · 58.8% with narratives · top issue Charged fees or interest you didn't expect.
LDF Holdings, LLC: 58.8% of 985 filings include consumer narratives. Timely 96.3% · relief 6% · top product Payday loan, title loan, or personal loan. Allegations, not findings.
- Narrative-heavy record
- +780% filings 2014 to 2026
CFPB relief outcome brief
CCDB company ldf-holdings-llc
6% relief · 96.3% timely · 985 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: LendingUSA (4.2% relief)
LDF Holdings, LLC closes 6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of LDF Holdings, LLC's 985 filings include narrative text
58.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
LDF Holdings, LLC complaint mix by product
- Payday loan, 540 55.3% – 5% relief
- Payday loan, 193 19.8% – 0% relief
- Debt collection 129 13.2% – 6% relief
- Payday loan 67 6.9% – 33% relief
- Credit reporting 18 1.8% – 0% relief
- Consumer Loan 16 1.6% – 13% relief
- Credit reporting, 14 1.4% – 0% relief
How LDF Holdings, LLC's 985 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 540 |
| Payday loan, title loan, personal loan, or advance loan | 193 |
| Debt collection | 129 |
| Payday loan | 67 |
| Credit reporting or other personal consumer reports | 18 |
| Consumer Loan | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 14 |
| Checking or savings account | 4 |
| Money transfer, virtual currency, or money service | 2 |
| Credit card | 1 |
| Student loan | 1 |
Nationwide filing states for LDF Holdings, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 12.8% of this company's filings
LDF Holdings, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 44
- +780% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 126 |
| CA | 111 |
| NJ | 64 |
| WA | 49 |
| GA | 44 |
| MD | 38 |
| IL | 37 |
| MI | 35 |
| MA | 32 |
| IN | 31 |
| OH | 30 |
| NC | 30 |
| TX | 27 |
| AZ | 24 |
| CO | 23 |
| OR | 22 |
| PA | 19 |
| TN | 17 |
| NV | 16 |
| LA | 16 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 338 |
| Struggling to pay your loan | 189 |
| Problem with the payoff process at the end of the loan | 46 |
| Received a loan you didn't apply for | 45 |
| Communication tactics | 43 |
| Can't stop withdrawals from your bank account | 37 |
| Charged fees or interest I didn't expect | 31 |
| Attempts to collect debt not owed | 27 |
| Incorrect information on your report | 23 |
| Getting the loan | 21 |
| Threatened to contact someone or share information improperly | 21 |
| Took or threatened to take negative or legal action | 19 |
| Can't contact lender or servicer | 17 |
| Problem when making payments | 16 |
| Can't stop charges to bank account | 16 |
| Received a loan I didn't apply for | 14 |
| Improper use of your report | 10 |
| False statements or representation | 9 |
| Written notification about debt | 7 |
| Was approved for a loan, but didn't receive the money | 6 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 5 | 60% |
| 2015 | 45 | 93.3% |
| 2016 | 36 | 77.8% |
| 2017 | 28 | 89.3% |
| 2018 | 138 | 95.7% |
| 2019 | 154 | 94.8% |
| 2020 | 107 | 100% |
| 2021 | 93 | 98.9% |
| 2022 | 89 | 97.8% |
| 2023 | 86 | 100% |
| 2024 | 87 | 97.7% |
| 2025 | 73 | 98.6% |
| 2026 | 44 | 100% |
Source: CFPB Consumer Complaint Database
LDF Holdings, LLC's narrative-rich complaint ledger
LDF Holdings, LLC's 985 logged complaints reach a nationwide footprint - 50 states have at least one filing. 58.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-22.
LDF Holdings, LLC answers 96.3% of complaints inside the CFPB's tracked window and closes 93.7% with a written explanation. 6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about LDF Holdings, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for LDF Holdings, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 985.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for LDF Holdings, LLC (96.3% timely; 6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record