CFPB · Narrative-heavy record
Solar Mosaic LLC
991 CFPB complaints · 52% with narratives · top issue Charged fees or interest you didn't expect.
Solar Mosaic LLC: 52% of 991 filings include consumer narratives. Timely 69.1% · relief 0.8% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.
- Narrative-heavy record
- +4900% filings 2019 to 2026
CFPB relief outcome brief
CCDB company solar-mosaic-llc
0.8% relief · 69.1% timely · 991 filings · Payday loan, title loan, personal loan, or advance loan
Same-product relief peers
Nearest relief peer: Fundo LLC (0.9% relief)
Solar Mosaic LLC closes 0.8% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Solar Mosaic LLC's 991 filings include narrative text
52% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Solar Mosaic LLC complaint mix by product
- Payday loan, 433 44.2% – 0% relief
- Debt collection 189 19.3% – 2% relief
- Credit reporting 139 14.2% – 0% relief
- Payday loan, 95 9.7% – 2% relief
- Mortgage 94 9.6% – 0% relief
- Credit reporting, 25 2.6% – 8% relief
- Checking or 5 0.5% – 0% relief
How Solar Mosaic LLC's 991 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 433 |
| Debt collection | 189 |
| Credit reporting or other personal consumer reports | 139 |
| Payday loan, title loan, or personal loan | 95 |
| Mortgage | 94 |
| Credit reporting, credit repair services, or other personal consumer reports | 25 |
| Checking or savings account | 5 |
| Credit card | 4 |
| Money transfer, virtual currency, or money service | 3 |
| Debt or credit management | 3 |
| Vehicle loan or lease | 1 |
Nationwide filing states for Solar Mosaic LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 23.2% of this company's filings
Solar Mosaic LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 300
- +4900% vs 2019
Top States
| State | Complaints |
|---|---|
| CA | 230 |
| FL | 150 |
| TX | 146 |
| NY | 49 |
| GA | 44 |
| AZ | 29 |
| AR | 25 |
| VA | 25 |
| CO | 24 |
| MD | 19 |
| WA | 19 |
| CT | 16 |
| PA | 16 |
| SC | 16 |
| NC | 15 |
| ID | 13 |
| NJ | 13 |
| IL | 10 |
| OR | 10 |
| NM | 10 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 126 |
| Incorrect information on your report | 118 |
| Problem with additional add-on products or services | 101 |
| Problem when making payments | 89 |
| Attempts to collect debt not owed | 87 |
| Getting the loan | 85 |
| Problem with the payoff process at the end of the loan | 52 |
| Problem with a company's investigation into an existing problem | 45 |
| Trouble during payment process | 44 |
| False statements or representation | 37 |
| Struggling to pay your loan | 35 |
| Took or threatened to take negative or legal action | 29 |
| Closing on a mortgage | 26 |
| Improper use of your report | 22 |
| Written notification about debt | 18 |
| Communication tactics | 15 |
| Credit monitoring or identity theft protection services | 10 |
| Applying for a mortgage or refinancing an existing mortgage | 9 |
| Struggling to pay mortgage | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 6 | 100% |
| 2020 | 13 | 76.9% |
| 2021 | 24 | 91.7% |
| 2022 | 41 | 100% |
| 2023 | 130 | 97.7% |
| 2024 | 186 | 95.2% |
| 2025 | 291 | 59.8% |
| 2026 | 300 | 42.7% |
Source: CFPB Consumer Complaint Database
Solar Mosaic LLC's narrative-rich complaint ledger
Solar Mosaic LLC's 991 logged complaints reach a nationwide footprint - 44 states have at least one filing. 52% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2026-06-24.
Solar Mosaic LLC answers 69.1% of complaints inside the CFPB's tracked window and closes 93.7% with a written explanation. 0.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Solar Mosaic LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Solar Mosaic LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 991.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 69.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Solar Mosaic LLC (69.1% timely; 0.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record