CFPB · Slower timely-response band
Lending Club Corp
1.5K CFPB complaints · 89.2% timely (slow band) · top issue Incorrect information on your report.
Lending Club Corp answers 89.2% on time (lower third) across 1.5K filings. Relief 14.5% · top product Payday loan, title loan, or personal loan. Allegations, not findings.
- Volume rank #275 of 342
- Slower timely-response band
- +6700% filings 2015 to 2022
CFPB relief outcome brief
CCDB company lending-club-corp
14.5% relief · 89.2% timely · 1.5K filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: Moneytree Inc (14% relief)
Lending Club Corp closes 14.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Lending Club Corp's 1.5K filings include narrative text
57.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Lending Club Corp complaint mix by product
- Payday loan, 531 36.4% – 16% relief
- Credit reporting, 431 29.5% – 12% relief
- Debt collection 295 20.2% – 12% relief
- Consumer Loan 92 6.3% – 23% relief
- Checking or 76 5.2% – 20% relief
- Money transfer, 19 1.3% – 16% relief
- Credit card 15 1.0% – 13% relief
Lighter-volume mix: how Lending Club Corp's 1.5K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 531 |
| Credit reporting, credit repair services, or other personal consumer reports | 431 |
| Debt collection | 295 |
| Consumer Loan | 92 |
| Checking or savings account | 76 |
| Money transfer, virtual currency, or money service | 19 |
| Credit card or prepaid card | 15 |
| Vehicle loan or lease | 13 |
| Mortgage | 5 |
| Bank account or service | 3 |
| Credit card | 2 |
| Credit reporting | 2 |
| Student loan | 1 |
| Payday loan | 1 |
Nationwide filing states for Lending Club Corp
Top states by attributed volume, lighter-filing company
- Leading state
- CA
- 16% of this company's filings
Lending Club Corp rising annual filings
Annual filing volume from the CFPB public database
- 2022
- 136
- +6700% vs 2015
Top States
| State | Complaints |
|---|---|
| CA | 238 |
| FL | 150 |
| NY | 116 |
| TX | 108 |
| GA | 76 |
| IL | 63 |
| NJ | 60 |
| NC | 49 |
| MD | 47 |
| PA | 43 |
| VA | 42 |
| MA | 40 |
| MI | 40 |
| AZ | 31 |
| WA | 28 |
| CO | 24 |
| OH | 23 |
| TN | 22 |
| SC | 22 |
| MN | 21 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 345 |
| Attempts to collect debt not owed | 153 |
| Problem when making payments | 150 |
| Problem with a credit reporting company's investigation into an existing problem | 130 |
| Charged fees or interest you didn't expect | 95 |
| Struggling to pay your loan | 67 |
| Managing the loan or lease | 55 |
| Getting the loan | 53 |
| Problem with the payoff process at the end of the loan | 52 |
| Communication tactics | 42 |
| Managing an account | 42 |
| Written notification about debt | 39 |
| False statements or representation | 28 |
| Improper use of your report | 22 |
| Taking out the loan or lease | 19 |
| Problem with additional add-on products or services | 16 |
| Took or threatened to take negative or legal action | 13 |
| Getting a line of credit | 12 |
| Closing an account | 12 |
| Problems when you are unable to pay | 11 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 50% |
| 2016 | 85 | 98.8% |
| 2017 | 110 | 98.2% |
| 2018 | 175 | 100% |
| 2019 | 225 | 76.9% |
| 2020 | 316 | 68.7% |
| 2021 | 437 | 98.9% |
| 2022 | 136 | 99.3% |
Source: CFPB Consumer Complaint Database
Lending Club Corp in the slower-timely third
Lending Club Corp's 1,486 logged complaints reach a nationwide footprint - 51 states have at least one filing. 57.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2022-04-19. Timely response 89.2% sits in the lower third of the corpus.
Lending Club Corp answers 89.2% of complaints inside the CFPB's tracked window (timely band: slow) and closes 14.5% with relief; 85.5% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Payday loan, title loan, or personal loan" · top issue "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lending Club Corp.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Lending Club Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 1.5K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 89.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Lending Club Corp (#275 of 342; 89.2% timely; 14.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Slower timely-response band