Total complaints
1.8K
Filed since 2013
1.8K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1.8K consumer complaints filed with the CFPB
This profile shows Populus Financial Group, Inc. (F/K/A Ace Cash Express)'s complaint history from CFPB public records. 1,797 consumers have filed complaints since 2013. The company has a 98.1% timely response rate and has provided relief in 0.3% of cases.
Total complaints
1.8K
Filed since 2013
Timely response
98.1%
CFPB-tracked response window
Relief rate
0.3%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Populus Financial Group, Inc. (F/K/A Ace Cash Express)'s 1.8K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 870 |
| Payday loan, title loan, or personal loan | 319 |
| Payday loan | 303 |
| Consumer Loan | 75 |
| Payday loan, title loan, personal loan, or advance loan | 74 |
| Money transfer, virtual currency, or money service | 48 |
| Credit reporting, credit repair services, or other personal consumer reports | 32 |
| Checking or savings account | 19 |
| Credit card or prepaid card | 12 |
| Other financial service | 12 |
| Bank account or service | 10 |
| Prepaid card | 6 |
| Credit reporting or other personal consumer reports | 6 |
| Money transfers | 6 |
| Credit card | 2 |
| Debt or credit management | 2 |
| Vehicle loan or lease | 1 |
| State | Complaints |
|---|---|
| TX | 578 |
| CA | 268 |
| OH | 116 |
| FL | 96 |
| CO | 63 |
| MO | 57 |
| TN | 47 |
| LA | 46 |
| VA | 33 |
| OR | 33 |
| NC | 27 |
| WA | 25 |
| MD | 25 |
| MN | 25 |
| PA | 25 |
| AZ | 25 |
| IN | 22 |
| NV | 21 |
| KS | 20 |
| NM | 19 |
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 222 |
| Communication tactics | 206 |
| Struggling to pay your loan | 122 |
| Taking/threatening an illegal action | 119 |
| False statements or representation | 107 |
| Charged fees or interest I didn't expect | 104 |
| Can't contact lender | 93 |
| Cont'd attempts collect debt not owed | 60 |
| Charged fees or interest you didn't expect | 60 |
| Attempts to collect debt not owed | 56 |
| Received a loan you didn't apply for | 39 |
| Problem with the payoff process at the end of the loan | 36 |
| Payment to acct not credited | 35 |
| Problems when you are unable to pay | 35 |
| Improper contact or sharing of info | 34 |
| Fraud or scam | 34 |
| Can't contact lender or servicer | 29 |
| Threatened to contact someone or share information improperly | 26 |
| Received a loan I didn't apply for | 26 |
| Getting the loan | 25 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 53 | 100% |
| 2014 | 207 | 99.5% |
| 2015 | 212 | 93.4% |
| 2016 | 259 | 96.1% |
| 2017 | 169 | 98.2% |
| 2018 | 133 | 100% |
| 2019 | 178 | 98.9% |
| 2020 | 195 | 99% |
| 2021 | 155 | 100% |
| 2022 | 61 | 100% |
| 2023 | 33 | 97% |
| 2024 | 43 | 97.7% |
| 2025 | 74 | 100% |
| 2026 | 25 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Populus Financial Group, Inc. (F/K/A Ace Cash Express) has accumulated 1,797 consumer complaints in the CFPB public database, with filings active across 48 U.S. states. Of those submissions, 741 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Populus Financial Group, Inc. (F/K/A Ace Cash Express) reports a 98.1% timely-response rate and has closed 95.9% of cases with a written explanation to the consumer. 0.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Populus Financial Group, Inc. (F/K/A Ace Cash Express): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Populus Financial Group, Inc. (F/K/A Ace Cash Express) has received 1,797 consumer complaints filed with the Consumer Financial Protection Bureau.
Populus Financial Group, Inc. (F/K/A Ace Cash Express) has a 98.1% timely response rate to CFPB complaints.
The most common issue reported against Populus Financial Group, Inc. (F/K/A Ace Cash Express) is "Took or threatened to take negative or legal action" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.