2026 data Public-data reference. official source

Populus Financial Group, Inc. (F/K/A Ace Cash Express)

1.8K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1.8K consumer complaints filed with the CFPB

This profile shows Populus Financial Group, Inc. (F/K/A Ace Cash Express)'s complaint history from CFPB public records. 1,797 consumers have filed complaints since 2013. The company has a 98.1% timely response rate and has provided relief in 0.3% of cases.

1.8K
Total Complaints
98.1%
Timely Response
4.7%
Disputed
0.3%
Relief Provided
48
States Active
2013
Since

Total complaints

1.8K

Filed since 2013

Timely response

98.1%

CFPB-tracked response window

Relief rate

0.3%

Closed with monetary or non-monetary relief

Timely response rate 98.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.3%
Industry median

Share closed with monetary or non-monetary relief.

Populus Financial Group, Inc. (F/K/A Ace Cash Express) complaint mix by product

Total complaints: 1.8K

Populus Financial Group, Inc. (F/K/A Ace Cash Express) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.8K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 870 complaints (50.6%), resolution 0.1% Debt collection 50.6% Payday loan,: 319 complaints (18.5%), resolution 0.0% Payday loan, 18.5% Payday loan: 303 complaints (17.6%), resolution 1.0% Payday loan 17.6% Consumer Loan: 75 complaints (4.4%), resolution 1.3% Payday loan,: 74 complaints (4.3%), resolution 1.4% Money transfer,: 48 complaints (2.8%), resolution 0.0% Credit reporting,: 32 complaints (1.9%), resolution 0.0%
  • Debt collection 870 50.6% 0% relief
  • Payday loan, 319 18.5% 0% relief
  • Payday loan 303 17.6% 1% relief
  • Consumer Loan 75 4.4% 1% relief
  • Payday loan, 74 4.3% 1% relief
  • Money transfer, 48 2.8% 0% relief
  • Credit reporting, 32 1.9% 0% relief

How Populus Financial Group, Inc. (F/K/A Ace Cash Express)'s 1.8K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 870
Payday loan, title loan, or personal loan 319
Payday loan 303
Consumer Loan 75
Payday loan, title loan, personal loan, or advance loan 74
Money transfer, virtual currency, or money service 48
Credit reporting, credit repair services, or other personal consumer reports 32
Checking or savings account 19
Credit card or prepaid card 12
Other financial service 12
Bank account or service 10
Prepaid card 6
Credit reporting or other personal consumer reports 6
Money transfers 6
Credit card 2
Debt or credit management 2
Vehicle loan or lease 1

Top States

State Complaints
TX 578
CA 268
OH 116
FL 96
CO 63
MO 57
TN 47
LA 46
VA 33
OR 33
NC 27
WA 25
MD 25
MN 25
PA 25
AZ 25
IN 22
NV 21
KS 20
NM 19

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 222
Communication tactics 206
Struggling to pay your loan 122
Taking/threatening an illegal action 119
False statements or representation 107
Charged fees or interest I didn't expect 104
Can't contact lender 93
Cont'd attempts collect debt not owed 60
Charged fees or interest you didn't expect 60
Attempts to collect debt not owed 56
Received a loan you didn't apply for 39
Problem with the payoff process at the end of the loan 36
Payment to acct not credited 35
Problems when you are unable to pay 35
Improper contact or sharing of info 34
Fraud or scam 34
Can't contact lender or servicer 29
Threatened to contact someone or share information improperly 26
Received a loan I didn't apply for 26
Getting the loan 25

Yearly Trend

Year Complaints Timely
2013 53 100%
2014 207 99.5%
2015 212 93.4%
2016 259 96.1%
2017 169 98.2%
2018 133 100%
2019 178 98.9%
2020 195 99%
2021 155 100%
2022 61 100%
2023 33 97%
2024 43 97.7%
2025 74 100%
2026 25 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Populus Financial Group, Inc. (F/K/A Ace Cash Express)

Populus Financial Group, Inc. (F/K/A Ace Cash Express) has accumulated 1,797 consumer complaints in the CFPB public database, with filings active across 48 U.S. states. Of those submissions, 741 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Populus Financial Group, Inc. (F/K/A Ace Cash Express) reports a 98.1% timely-response rate and has closed 95.9% of cases with a written explanation to the consumer. 0.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Took or threatened to take negative or legal action".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Populus Financial Group, Inc. (F/K/A Ace Cash Express): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Populus Financial Group, Inc. (F/K/A Ace Cash Express) have?

Populus Financial Group, Inc. (F/K/A Ace Cash Express) has received 1,797 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Populus Financial Group, Inc. (F/K/A Ace Cash Express) respond to complaints on time?

Populus Financial Group, Inc. (F/K/A Ace Cash Express) has a 98.1% timely response rate to CFPB complaints.

What is the most common complaint about Populus Financial Group, Inc. (F/K/A Ace Cash Express)?

The most common issue reported against Populus Financial Group, Inc. (F/K/A Ace Cash Express) is "Took or threatened to take negative or legal action" in the "Debt collection" product category.

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