2026 data Public-data reference Official source

BlueChip Financial

910 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

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910
Total Complaints
98.5%
Timely Response
0%
Disputed
0.1%
Relief Provided
44
States Active
2013
Since

Data updated June 2026

Timely response rate 98.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.1%
Industry median

Share closed with monetary or non-monetary relief.

BlueChip Financial complaint mix by product

Total complaints: 910

BlueChip Financial complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 910 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 252 complaints (27.8%), resolution 0.0% Payday loan, 27.8% Debt collection: 238 complaints (26.2%), resolution 0.0% Debt collection 26.2% Payday loan,: 228 complaints (25.1%), resolution 0.0% Payday loan, 25.1% Payday loan: 133 complaints (14.7%), resolution 0.8% Payday loan 14.7% Consumer Loan: 34 complaints (3.7%), resolution 0.0% Credit reporting,: 12 complaints (1.3%), resolution 0.0% Credit reporting: 10 complaints (1.1%), resolution 0.0%
  • Payday loan, 252 27.8% – 0% relief
  • Debt collection 238 26.2% – 0% relief
  • Payday loan, 228 25.1% – 0% relief
  • Payday loan 133 14.7% – 1% relief
  • Consumer Loan 34 3.7% – 0% relief
  • Credit reporting, 12 1.3% – 0% relief
  • Credit reporting 10 1.1% – 0% relief

How BlueChip Financial's 910 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 252
Debt collection 238
Payday loan, title loan, personal loan, or advance loan 228
Payday loan 133
Consumer Loan 34
Credit reporting, credit repair services, or other personal consumer reports 12
Credit reporting or other personal consumer reports 10
Mortgage 1
Checking or savings account 1
Credit reporting 1

Top States

State Complaints
CA 125
FL 75
NJ 66
GA 61
WA 56
OH 55
TX 48
MI 43
IN 36
NC 32
OR 24
KY 18
MA 17
LA 17
TN 16
AZ 16
CO 15
MD 13
VA 13
KS 13

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 222
Struggling to pay your loan 141
Charged fees or interest I didn't expect 83
Communication tactics 58
Attempts to collect debt not owed 40
Took or threatened to take negative or legal action 39
Problem with the payoff process at the end of the loan 31
False statements or representation 31
Can't contact lender 21
Problem when making payments 18
Threatened to contact someone or share information improperly 18
Getting the loan 14
Incorrect information on your report 14
Cont'd attempts collect debt not owed 14
Managing the loan or lease 14
Problems when you are unable to pay 13
Written notification about debt 12
Received a loan you didn't apply for 11
Can't stop charges to bank account 10
Taking/threatening an illegal action 9

Yearly Trend

Year Complaints Timely
2013 4 100%
2014 41 100%
2015 69 98.6%
2016 111 98.2%
2017 105 92.4%
2018 99 100%
2019 70 100%
2020 46 97.8%
2021 39 97.4%
2022 27 100%
2023 42 100%
2024 65 100%
2025 137 99.3%
2026 55 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About BlueChip Financial

BlueChip Financial's 910 logged complaints reach a nationwide footprint - 44 states have at least one filing on record. 54% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-06-25.

BlueChip Financial answers 98.5% of complaints inside the CFPB's tracked window and closes 99.8% with a written explanation. 0.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Charged fees or interest you didn't expect."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about BlueChip Financial.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does BlueChip Financial have?

910, per the CFPB's public complaint count for this company (see the full breakdown above).

Does BlueChip Financial respond to complaints on time?

98.5% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about BlueChip Financial?

"Charged fees or interest you didn't expect", filed under the "Payday loan, title loan, or personal loan" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.