CFPB · Diversified product mix
BlueChip Financial
910 CFPB complaints · diversified mix (top product 27.7%) · top issue Charged fees or interest you didn't expect.
BlueChip Financial: top product "Payday loan, title loan, or personal loan" is only 27.7% of 910 - multi-bucket mix. Timely 98.5% · relief 0.1%. Allegations, not findings.
- Diversified product mix
- +1275% filings 2013 to 2026
CFPB relief outcome brief
CCDB company bluechip-financial
0.1% relief · 98.5% timely · 910 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: Wheels Financial Group, LLC. (0.2% relief)
BlueChip Financial closes 0.1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of BlueChip Financial's 910 filings include narrative text
54% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
BlueChip Financial complaint mix by product
- Payday loan, 252 27.8% – 0% relief
- Debt collection 238 26.2% – 0% relief
- Payday loan, 228 25.1% – 0% relief
- Payday loan 133 14.7% – 1% relief
- Consumer Loan 34 3.7% – 0% relief
- Credit reporting, 12 1.3% – 0% relief
- Credit reporting 10 1.1% – 0% relief
How BlueChip Financial's 910 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 252 |
| Debt collection | 238 |
| Payday loan, title loan, personal loan, or advance loan | 228 |
| Payday loan | 133 |
| Consumer Loan | 34 |
| Credit reporting, credit repair services, or other personal consumer reports | 12 |
| Credit reporting or other personal consumer reports | 10 |
| Mortgage | 1 |
| Checking or savings account | 1 |
| Credit reporting | 1 |
Nationwide filing states for BlueChip Financial
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 13.7% of this company's filings
BlueChip Financial rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 55
- +1275% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 125 |
| FL | 75 |
| NJ | 66 |
| GA | 61 |
| WA | 56 |
| OH | 55 |
| TX | 48 |
| MI | 43 |
| IN | 36 |
| NC | 32 |
| OR | 24 |
| KY | 18 |
| MA | 17 |
| LA | 17 |
| TN | 16 |
| AZ | 16 |
| CO | 15 |
| MD | 13 |
| VA | 13 |
| KS | 13 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 222 |
| Struggling to pay your loan | 141 |
| Charged fees or interest I didn't expect | 83 |
| Communication tactics | 58 |
| Attempts to collect debt not owed | 40 |
| Took or threatened to take negative or legal action | 39 |
| Problem with the payoff process at the end of the loan | 31 |
| False statements or representation | 31 |
| Can't contact lender | 21 |
| Problem when making payments | 18 |
| Threatened to contact someone or share information improperly | 18 |
| Getting the loan | 14 |
| Incorrect information on your report | 14 |
| Cont'd attempts collect debt not owed | 14 |
| Managing the loan or lease | 14 |
| Problems when you are unable to pay | 13 |
| Written notification about debt | 12 |
| Received a loan you didn't apply for | 11 |
| Can't stop charges to bank account | 10 |
| Taking/threatening an illegal action | 9 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 41 | 100% |
| 2015 | 69 | 98.6% |
| 2016 | 111 | 98.2% |
| 2017 | 105 | 92.4% |
| 2018 | 99 | 100% |
| 2019 | 70 | 100% |
| 2020 | 46 | 97.8% |
| 2021 | 39 | 97.4% |
| 2022 | 27 | 100% |
| 2023 | 42 | 100% |
| 2024 | 65 | 100% |
| 2025 | 137 | 99.3% |
| 2026 | 55 | 100% |
Source: CFPB Consumer Complaint Database
BlueChip Financial spreads across product buckets
BlueChip Financial's 910 logged complaints reach a nationwide footprint - 44 states have at least one filing. 54% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-25.
BlueChip Financial answers 98.5% of complaints inside the CFPB's tracked window and closes 99.8% with a written explanation. 0.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about BlueChip Financial.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for BlueChip Financial: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 910.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for BlueChip Financial (98.5% timely; 0.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix