CFPB · Diversified product mix

Wheels Financial Group, LLC.

851 CFPB complaints · diversified mix (top product 23%) · top issue Incorrect information on your report.

Products ↓ All companies
851 CFPB complaints

Wheels Financial Group, LLC.: top product "Payday loan, title loan, or personal loan" is only 23% of 851 - multi-bucket mix. Timely 98.7% · relief 0.2%. Allegations, not findings.

  • Diversified product mix
  • +2125% filings 2013 to 2026

CFPB relief outcome brief

CCDB company wheels-financial-group-llc

0.2% relief · 98.7% timely · 851 filings · Payday loan, title loan, or personal loan

Same-product relief peers

Nearest relief peer: Tribal Lending Enterprise, Inc. (0.3% relief)

Wheels Financial Group, LLC.…0.2%Diverse Funding Associates L…0.7%Harley Davidson Financial Se…3.3%The Law Offices of Mitchell …99.2%Choice Recovery, Inc.0.1%
Closed-with-relief % among Wheels Financial Group, LLC. and nearest filing-volume peers

Wheels Financial Group, LLC. closes 0.2% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Wheels Financial Group, LLC.'s 851 filings include narrative text

51% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 98.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Wheels Financial Group, LLC. complaint mix by product

Total complaints: 851

Wheels Financial Group, LLC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 851 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 196 complaints (23.2%), resolution 0.0% Payday loan, 23.2% Payday loan,: 166 complaints (19.7%), resolution 0.0% Payday loan, 19.7% Credit reporting: 143 complaints (16.9%), resolution 0.0% Credit reporting 16.9% Debt collection: 116 complaints (13.7%), resolution 0.0% Debt collection 13.7% Credit reporting,: 103 complaints (12.2%), resolution 0.0% Credit reporting, 12.2% Consumer Loan: 80 complaints (9.5%), resolution 2.5% Consumer Loan 9.5% Vehicle loan: 40 complaints (4.7%), resolution 0.0%
  • Payday loan, 196 23.2% – 0% relief
  • Payday loan, 166 19.7% – 0% relief
  • Credit reporting 143 16.9% – 0% relief
  • Debt collection 116 13.7% – 0% relief
  • Credit reporting, 103 12.2% – 0% relief
  • Consumer Loan 80 9.5% – 3% relief
  • Vehicle loan 40 4.7% – 0% relief

How Wheels Financial Group, LLC.'s 851 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 196
Payday loan, title loan, personal loan, or advance loan 166
Credit reporting or other personal consumer reports 143
Debt collection 116
Credit reporting, credit repair services, or other personal consumer reports 103
Consumer Loan 80
Vehicle loan or lease 40
Payday loan 3
Credit card or prepaid card 3
Mortgage 1

Concentrated filing states for Wheels Financial Group, LLC.

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
CA
52.3% of this company's filings
CA445FL58OH40MI36TX35VA30IN23NC21

Wheels Financial Group, LLC. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
89
+2125% vs 2013
050100150200 20132015201720192021202320252026 89

Top States

State Complaints
CA 445
FL 58
OH 40
MI 36
TX 35
VA 30
IN 23
NC 21
AZ 16
TN 12
IL 12
MO 11
WI 9
LA 8
NM 8
KS 7
WA 7
MS 6
AL 6
NV 6

Top Issues

Issue Complaints
Incorrect information on your report 162
Charged fees or interest you didn't expect 149
Struggling to pay your loan 65
Improper use of your report 64
Vehicle was repossessed or sold the vehicle 61
Attempts to collect debt not owed 48
Problem with the payoff process at the end of the loan 35
Managing the loan or lease 24
Problem with a company's investigation into an existing problem 22
Problem with a credit reporting company's investigation into an existing problem 21
Charged fees or interest I didn't expect 19
Problems when you are unable to pay 18
Took or threatened to take negative or legal action 16
False statements or representation 15
Communication tactics 11
Repossession 10
Loan payment wasn't credited to your account 9
Vehicle was damaged or destroyed the vehicle 7
Was approved for a loan, but didn't receive money 7
Written notification about debt 7

Yearly Trend

Year Complaints Timely
2013 4 100%
2014 28 100%
2015 32 100%
2016 23 100%
2017 32 100%
2018 53 100%
2019 53 100%
2020 63 95.2%
2021 51 100%
2022 77 100%
2023 84 100%
2024 107 96.3%
2025 155 98.1%
2026 89 98.9%

Source: CFPB Consumer Complaint Database

Wheels Financial Group, LLC. spreads across product buckets

Wheels Financial Group, LLC.'s 851 logged complaints reach a nationwide footprint - 40 states have at least one filing. 51% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-24.

Wheels Financial Group, LLC. answers 98.7% of complaints inside the CFPB's tracked window and closes 98.9% with a written explanation. 0.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Wheels Financial Group, LLC..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Wheels Financial Group, LLC.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest companies by total CFPB complaints. This record: 851.

4 peers

Similar timely response rate

Nearest companies by CFPB 15-day timely-response %. This record: 98.7%.

4 peers

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Wheels Financial Group, LLC. (98.7% timely; 0.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix