Wheels Financial Group, LLC.
851 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Wheels Financial Group, LLC. complaint mix by product
- Payday loan, 196 23.2% – 0% relief
- Payday loan, 166 19.7% – 0% relief
- Credit reporting 143 16.9% – 0% relief
- Debt collection 116 13.7% – 0% relief
- Credit reporting, 103 12.2% – 0% relief
- Consumer Loan 80 9.5% – 3% relief
- Vehicle loan 40 4.7% – 0% relief
How Wheels Financial Group, LLC.'s 851 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 196 |
| Payday loan, title loan, personal loan, or advance loan | 166 |
| Credit reporting or other personal consumer reports | 143 |
| Debt collection | 116 |
| Credit reporting, credit repair services, or other personal consumer reports | 103 |
| Consumer Loan | 80 |
| Vehicle loan or lease | 40 |
| Payday loan | 3 |
| Credit card or prepaid card | 3 |
| Mortgage | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 445 |
| FL | 58 |
| OH | 40 |
| MI | 36 |
| TX | 35 |
| VA | 30 |
| IN | 23 |
| NC | 21 |
| AZ | 16 |
| TN | 12 |
| IL | 12 |
| MO | 11 |
| WI | 9 |
| LA | 8 |
| NM | 8 |
| KS | 7 |
| WA | 7 |
| MS | 6 |
| AL | 6 |
| NV | 6 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 162 |
| Charged fees or interest you didn't expect | 149 |
| Struggling to pay your loan | 65 |
| Improper use of your report | 64 |
| Vehicle was repossessed or sold the vehicle | 61 |
| Attempts to collect debt not owed | 48 |
| Problem with the payoff process at the end of the loan | 35 |
| Managing the loan or lease | 24 |
| Problem with a company's investigation into an existing problem | 22 |
| Problem with a credit reporting company's investigation into an existing problem | 21 |
| Charged fees or interest I didn't expect | 19 |
| Problems when you are unable to pay | 18 |
| Took or threatened to take negative or legal action | 16 |
| False statements or representation | 15 |
| Communication tactics | 11 |
| Repossession | 10 |
| Loan payment wasn't credited to your account | 9 |
| Vehicle was damaged or destroyed the vehicle | 7 |
| Was approved for a loan, but didn't receive money | 7 |
| Written notification about debt | 7 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 28 | 100% |
| 2015 | 32 | 100% |
| 2016 | 23 | 100% |
| 2017 | 32 | 100% |
| 2018 | 53 | 100% |
| 2019 | 53 | 100% |
| 2020 | 63 | 95.2% |
| 2021 | 51 | 100% |
| 2022 | 77 | 100% |
| 2023 | 84 | 100% |
| 2024 | 107 | 96.3% |
| 2025 | 155 | 98.1% |
| 2026 | 89 | 98.9% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Wheels Financial Group, LLC.
Wheels Financial Group, LLC.'s 851 logged complaints reach a nationwide footprint - 40 states have at least one filing on record. 51% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-06-24.
Wheels Financial Group, LLC. answers 98.7% of complaints inside the CFPB's tracked window and closes 98.9% with a written explanation. 0.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Wheels Financial Group, LLC..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Wheels Financial Group, LLC. have?
851, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Wheels Financial Group, LLC. respond to complaints on time?
98.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Wheels Financial Group, LLC.?
"Incorrect information on your report", filed under the "Payday loan, title loan, or personal loan" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.