TX · Statewide CFPB complaints

Texas consumer complaints

3.7K companies · top product Credit reporting or other personal consumer reports · top issue Incorrect information on your report.

Texas's wide slice of attributed US volume

16.2M attributed filings across US states and territories; Texas's 13.6% share sits in the wider third.

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Heavy attributed filing volume

Texas in the heavy-volume third

Texas sits in the heaviest third by CFPB attributed complaint count (2.2M · #2 of 56).

2.2M CFPB complaints

Texas is in the heavy-volume third with 2.2M CFPB complaints across 3.7K companies. Top product: Credit reporting or other personal consumer reports; top issue: Incorrect information on your report. Volume is allegations, not findings.

  • 98th percentile (top decile)
  • Transunion Intermediat… 29% of state filings
  • Data updated June 2026

Texas among nearby heavy-volume ranks

Five jurisdictions around this state's position · 22.1× median intensity

top decile volume
of 56 jurisdictions
#2
98th percentile by complaint volume
Florida2.2MTexas2.2MCalifornia1.6MGeorgia1.2MNew York950.5K

Concentrated company filings in Texas

Top companies in Texas

Attributed CFPB complaint volume among companies active in this state

In-state lead
Transunion Intermediate Holdings, Inc.
633.6K
29% of state filings
# Company Complaints
1 Transunion Intermediate Holdings, Inc. 633.6K
2 Equifax, Inc. 628.1K
3 Experian Information Solutions Inc. 556.4K
4 Capital One Financial Corporation 15.3K
5 JPMorgan Chase & Co. 14.9K
6 Wells Fargo & Company 14.2K
7 Bank of America, National Association 12.8K
8 Citibank, N.a. 10.0K
9 Resurgent Capital Services L.P. 9.0K
10 Encore Capital Group Inc. 7.7K
11 Portfolio Recovery Associates, LLC 7.7K
12 Synchrony Financial 7.4K
13 Block, Inc. 7.3K
14 CL Holdings LLC 7.0K
15 CBC Companies, Inc. 6.6K
16 LexisNexis 5.9K
17 Navy Federal Credit Union 5.4K
18 Pending Company Match 4.6K
19 American Express Company 4.5K
20 National Credit Systems,Inc. 4.4K
21 Early Warning Services, LLC 4.2K
22 Bread Financial Holdings, Inc. 4.2K
23 Transworld Systems Inc 3.6K
24 Discover Bank 3.6K
25 I.C. System, Inc. 3.1K
26 National Credit Adjusters, LLC 3.1K
27 Ally Financial Inc. 3.0K
28 CCS Financial Services, Inc. 3.0K
29 Navient Solutions, LLC. 2.9K
30 ProCollect, Inc. 2.9K
31 Nelnet, Inc. 2.8K
32 Paypal Holdings, Inc 2.7K
33 Ocwen Financial Corporation 2.5K
34 U.S. Bancorp 2.5K
35 Kriya Capital, LLC 2.4K
36 United Services Automobile Association 2.4K
37 Fidelity National Information Services, Inc. (FNIS) 2.3K
38 Chime Financial Inc 2.2K
39 Mohela 2.1K
40 Santander Holdings USA, Inc. 2.0K
41 Truist Financial Corporation 2.0K
42 Barclays Bank Delaware 1.9K
43 Caine & Weiner Company, Inc. 1.8K
44 Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis 1.8K
45 Affirm Holdings, Inc 1.8K
46 PNC Bank N.A. 1.8K
47 Spring Oaks Capital, LLC 1.7K
48 Erc 1.7K
49 TD Bank Us Holding Company 1.7K
50 Goldman Sachs Bank USA 1.5K

Source: CFPB Consumer Complaint Database

About this data: Complaints are attributed by the consumer's reported location. Texas's heavy filing count can reflect population, market size, or reporting patterns — not company headquarters. Volume is allegations, not findings. See the methodology page for sourcing detail. Texas accounts for 13.6% of the 16.2M complaints attributed to a US state or territory (22.1× the median state). Transunion Intermediate Holdings, Inc. alone accounts for 29% of Texas filings in this dataset.

Data sourced from official public datasets for Texas (#2 of 56; 13.6% national share). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026