CCS Financial Services, Inc.
27.0K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
CCS Financial Services, Inc. complaint mix by product
- Debt collection 21K 79.2% – 14% relief
- Credit reporting 4K 14.9% – 22% relief
- Credit reporting, 2K 5.6% – 0% relief
- Debt or 46 0.2% – 11% relief
- Credit card 17 0.1% – 24% relief
- Credit reporting 13 0.0% – 0% relief
- Credit card 7 0.0% – 0% relief
How CCS Financial Services, Inc.'s 27.0K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 21.4K |
| Credit reporting or other personal consumer reports | 4.0K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.5K |
| Debt or credit management | 46 |
| Credit card | 17 |
| Credit reporting | 13 |
| Credit card or prepaid card | 7 |
| Vehicle loan or lease | 3 |
| Checking or savings account | 3 |
| Student loan | 2 |
| Money transfer, virtual currency, or money service | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Consumer Loan | 1 |
| Bank account or service | 1 |
| Payday loan, title loan, or personal loan | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 3.8K |
| TX | 3.0K |
| GA | 2.9K |
| CA | 1.8K |
| PA | 1.5K |
| IL | 1.1K |
| NY | 1.1K |
| NC | 1.0K |
| NJ | 985 |
| OH | 801 |
| SC | 752 |
| AL | 694 |
| MD | 618 |
| MI | 577 |
| LA | 518 |
| VA | 511 |
| AZ | 481 |
| MA | 459 |
| TN | 445 |
| MO | 355 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 10.4K |
| Written notification about debt | 4.1K |
| Incorrect information on your report | 2.8K |
| Took or threatened to take negative or legal action | 2.8K |
| False statements or representation | 2.4K |
| Improper use of your report | 1.4K |
| Problem with a company's investigation into an existing problem | 838 |
| Cont'd attempts collect debt not owed | 630 |
| Communication tactics | 545 |
| Problem with a credit reporting company's investigation into an existing problem | 381 |
| Disclosure verification of debt | 212 |
| Electronic communications | 163 |
| Threatened to contact someone or share information improperly | 80 |
| Improper contact or sharing of info | 29 |
| Credit monitoring or identity theft protection services | 25 |
| Fraud or scam | 17 |
| Confusing or missing disclosures | 15 |
| Incorrect information on credit report | 13 |
| Problem with customer service | 8 |
| Charged upfront or unexpected fees | 8 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 44 | 97.7% |
| 2014 | 286 | 92.7% |
| 2015 | 266 | 89.1% |
| 2016 | 299 | 97.7% |
| 2017 | 505 | 98.6% |
| 2018 | 500 | 99.6% |
| 2019 | 482 | 99.4% |
| 2020 | 847 | 97.2% |
| 2021 | 1.5K | 92.1% |
| 2022 | 1.5K | 91.5% |
| 2023 | 2.2K | 95.3% |
| 2024 | 4.4K | 80.8% |
| 2025 | 8.1K | 64.8% |
| 2026 | 6.0K | 99.9% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About CCS Financial Services, Inc.
CCS Financial Services, Inc.'s 26,985 logged complaints reach a nationwide footprint - 56 states have at least one filing on record. Only 31.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-26.
CCS Financial Services, Inc. answers 84.5% of complaints inside the CFPB's tracked window and closes 85.1% with a written explanation. 14.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about CCS Financial Services, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does CCS Financial Services, Inc. have?
26,985, per the CFPB's public complaint count for this company (see the full breakdown above).
Does CCS Financial Services, Inc. respond to complaints on time?
84.5% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about CCS Financial Services, Inc.?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.