National Credit Adjusters, LLC
10.6K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
National Credit Adjusters, LLC complaint mix by product
- Debt collection 8K 74.1% – 0% relief
- Credit reporting 1K 14.1% – 0% relief
- Credit reporting, 1K 10.1% – 0% relief
- Payday loan, 68 0.6% – 0% relief
- Payday loan, 65 0.6% – 0% relief
- Payday loan 26 0.2% – 0% relief
- Credit card 13 0.1% – 0% relief
How National Credit Adjusters, LLC's 10.6K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 7.8K |
| Credit reporting or other personal consumer reports | 1.5K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.1K |
| Payday loan, title loan, or personal loan | 68 |
| Payday loan, title loan, personal loan, or advance loan | 65 |
| Payday loan | 26 |
| Credit card or prepaid card | 13 |
| Credit card | 12 |
| Consumer Loan | 11 |
| Money transfer, virtual currency, or money service | 8 |
| Debt or credit management | 7 |
| Credit reporting | 4 |
| Checking or savings account | 3 |
| Student loan | 2 |
| Vehicle loan or lease | 1 |
| Bank account or service | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 3.1K |
| CA | 1.6K |
| AL | 611 |
| FL | 519 |
| OH | 489 |
| SC | 433 |
| LA | 407 |
| GA | 403 |
| TN | 375 |
| MS | 272 |
| MI | 231 |
| MO | 216 |
| IL | 211 |
| VA | 199 |
| AZ | 157 |
| NV | 139 |
| WI | 119 |
| MD | 91 |
| NC | 89 |
| PA | 80 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 3.6K |
| Written notification about debt | 1.6K |
| Incorrect information on your report | 1.3K |
| Took or threatened to take negative or legal action | 1.1K |
| False statements or representation | 785 |
| Improper use of your report | 620 |
| Communication tactics | 401 |
| Problem with a company's investigation into an existing problem | 344 |
| Problem with a credit reporting company's investigation into an existing problem | 324 |
| Cont'd attempts collect debt not owed | 126 |
| Improper contact or sharing of info | 87 |
| Disclosure verification of debt | 59 |
| Threatened to contact someone or share information improperly | 45 |
| Taking/threatening an illegal action | 45 |
| Electronic communications | 31 |
| Received a loan you didn't apply for | 26 |
| Charged fees or interest you didn't expect | 15 |
| Credit monitoring or identity theft protection services | 14 |
| Fraud or scam | 13 |
| Struggling to pay your loan | 12 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 36 | 88.9% |
| 2014 | 141 | 98.6% |
| 2015 | 153 | 100% |
| 2016 | 143 | 87.4% |
| 2017 | 169 | 83.4% |
| 2018 | 210 | 99.5% |
| 2019 | 201 | 92.5% |
| 2020 | 698 | 93.1% |
| 2021 | 1.2K | 99.7% |
| 2022 | 725 | 100% |
| 2023 | 938 | 100% |
| 2024 | 1.6K | 100% |
| 2025 | 2.4K | 100% |
| 2026 | 2.0K | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About National Credit Adjusters, LLC
National Credit Adjusters, LLC's 10,571 logged complaints reach a nationwide footprint - 55 states have at least one filing on record. Only 34.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-26.
National Credit Adjusters, LLC answers 98.9% of complaints inside the CFPB's tracked window and closes 93.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Credit Adjusters, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does National Credit Adjusters, LLC have?
10,571, per the CFPB's public complaint count for this company (see the full breakdown above).
Does National Credit Adjusters, LLC respond to complaints on time?
98.9% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about National Credit Adjusters, LLC?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.