2026 data Public-data reference. official source

National Credit Adjusters, LLC

8.5K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

8.5K consumer complaints filed with the CFPB

This profile shows National Credit Adjusters, LLC's complaint history from CFPB public records. 8,543 consumers have filed complaints since 2013. The company has a 98.7% timely response rate and has provided relief in 0% of cases.

8.5K
Total Complaints
98.7%
Timely Response
0.8%
Disputed
0%
Relief Provided
55
States Active
2013
Since

Total complaints

8.5K

Filed since 2013

Timely response

98.7%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 98.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

National Credit Adjusters, LLC complaint mix by product

Total complaints: 8.5K

National Credit Adjusters, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8.5K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 6,285 complaints (73.9%), resolution 0.0% Debt collection 73.9% Credit reporting: 1,159 complaints (13.6%), resolution 0.0% Credit reporting 13.6% Credit reporting,: 908 complaints (10.7%), resolution 0.0% Credit reporting, 10.7% Payday loan,: 59 complaints (0.7%), resolution 0.0% Payday loan,: 52 complaints (0.6%), resolution 0.0% Payday loan: 25 complaints (0.3%), resolution 0.0% Credit card: 11 complaints (0.1%), resolution 0.0%
  • Debt collection 6K 73.9% 0% relief
  • Credit reporting 1K 13.6% 0% relief
  • Credit reporting, 908 10.7% 0% relief
  • Payday loan, 59 0.7% 0% relief
  • Payday loan, 52 0.6% 0% relief
  • Payday loan 25 0.3% 0% relief
  • Credit card 11 0.1% 0% relief

How National Credit Adjusters, LLC's 8.5K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 6.3K
Credit reporting or other personal consumer reports 1.2K
Credit reporting, credit repair services, or other personal consumer reports 908
Payday loan, title loan, or personal loan 59
Payday loan, title loan, personal loan, or advance loan 52
Payday loan 25
Credit card or prepaid card 11
Credit card 10
Consumer Loan 9
Money transfer, virtual currency, or money service 8
Debt or credit management 7
Credit reporting 4
Student loan 2
Checking or savings account 2
Bank account or service 1
Vehicle loan or lease 1

Top States

State Complaints
TX 2.5K
CA 1.3K
AL 478
OH 420
FL 403
LA 343
SC 340
GA 334
TN 302
MI 195
MO 178
IL 178
MS 174
VA 158
AZ 118
NV 117
WI 99
MD 73
PA 72
NC 67

Top Issues

Issue Complaints
Attempts to collect debt not owed 2.8K
Written notification about debt 1.3K
Incorrect information on your report 1.0K
Took or threatened to take negative or legal action 863
False statements or representation 592
Improper use of your report 491
Communication tactics 356
Problem with a credit reporting company's investigation into an existing problem 282
Problem with a company's investigation into an existing problem 275
Cont'd attempts collect debt not owed 118
Improper contact or sharing of info 86
Disclosure verification of debt 56
Taking/threatening an illegal action 43
Threatened to contact someone or share information improperly 36
Electronic communications 25
Received a loan you didn't apply for 22
Charged fees or interest you didn't expect 14
Fraud or scam 13
Charged fees or interest I didn't expect 10
Can't contact lender 9

Yearly Trend

Year Complaints Timely
2013 36 88.9%
2014 141 98.6%
2015 145 100%
2016 132 87.9%
2017 153 83%
2018 180 99.4%
2019 167 94%
2020 606 92.2%
2021 1.0K 99.6%
2022 614 100%
2023 808 100%
2024 1.4K 100%
2025 2.1K 100%
2026 1.1K 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About National Credit Adjusters, LLC

National Credit Adjusters, LLC has accumulated 8,543 consumer complaints in the CFPB public database, with filings active across 55 U.S. states. Of those submissions, 2,407 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-02, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, National Credit Adjusters, LLC reports a 98.7% timely-response rate and has closed 91.9% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0.8% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating National Credit Adjusters, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does National Credit Adjusters, LLC have?

National Credit Adjusters, LLC has received 8,543 consumer complaints filed with the Consumer Financial Protection Bureau.

Does National Credit Adjusters, LLC respond to complaints on time?

National Credit Adjusters, LLC has a 98.7% timely response rate to CFPB complaints.

What is the most common complaint about National Credit Adjusters, LLC?

The most common issue reported against National Credit Adjusters, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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