CFPB · Lower closed-with-relief share
National Credit Adjusters, LLC
10.6K CFPB complaints · 0% relief (low band) · top issue Attempts to collect debt not owed.
National Credit Adjusters, LLC closes 0% with relief (lower third) on 10.6K filings. Timely 98.9% · top product Debt collection. Allegations, not findings.
- Lower closed-with-relief share
- +5561.1% filings 2013 to 2026
CFPB relief outcome brief
CCDB company national-credit-adjusters-llc
0% relief · 98.9% timely · 10.6K filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
National Credit Adjusters, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
National Credit Adjusters, LLC scores strongest on timely response (98/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
98 / 100 percentile-benchmarked
98.9% of complaints answered inside the CFPB 15-day window
Closed with explanation
87 / 100 percentile-benchmarked
93.1% of complaints closed with an explanation to the consumer
How 10.6K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
National Credit Adjusters, LLC complaint mix by product
- Debt collection 8K 74.1% – 0% relief
- Credit reporting 1K 14.1% – 0% relief
- Credit reporting, 1K 10.1% – 0% relief
- Payday loan, 68 0.6% – 0% relief
- Payday loan, 65 0.6% – 0% relief
- Payday loan 26 0.2% – 0% relief
- Credit card 13 0.1% – 0% relief
Heavy-volume mix: how National Credit Adjusters, LLC's 10.6K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 7.8K |
| Credit reporting or other personal consumer reports | 1.5K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.1K |
| Payday loan, title loan, or personal loan | 68 |
| Payday loan, title loan, personal loan, or advance loan | 65 |
| Payday loan | 26 |
| Credit card or prepaid card | 13 |
| Credit card | 12 |
| Consumer Loan | 11 |
| Money transfer, virtual currency, or money service | 8 |
| Debt or credit management | 7 |
| Credit reporting | 4 |
| Checking or savings account | 3 |
| Student loan | 2 |
| Vehicle loan or lease | 1 |
| Bank account or service | 1 |
Nationwide filing states for National Credit Adjusters, LLC
Top states by attributed volume, heavy-filing company
- Leading state
- TX
- 28.9% of this company's filings
National Credit Adjusters, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 2.0K
- +5561.1% vs 2013
Volume vs. relief
Where National Credit Adjusters, LLC sits on volume vs. relief
Among the 342 companies large enough to be indexed on PlainComplaint, National Credit Adjusters, LLC files more complaint volume than 82% of them, and closes complaints with relief more often than 0% of them, placing it in the quadrant for high volume, below-average relief. Complaint volume and relief rate are independent figures: a high-volume company can still resolve most complaints, and a low-volume one can resolve few.
Total complaints: 10,571 · Closed with relief: 0.0%
Top States
| State | Complaints |
|---|---|
| TX | 3.1K |
| CA | 1.6K |
| AL | 611 |
| FL | 519 |
| OH | 489 |
| SC | 433 |
| LA | 407 |
| GA | 403 |
| TN | 375 |
| MS | 272 |
| MI | 231 |
| MO | 216 |
| IL | 211 |
| VA | 199 |
| AZ | 157 |
| NV | 139 |
| WI | 119 |
| MD | 91 |
| NC | 89 |
| PA | 80 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 3.6K |
| Written notification about debt | 1.6K |
| Incorrect information on your report | 1.3K |
| Took or threatened to take negative or legal action | 1.1K |
| False statements or representation | 785 |
| Improper use of your report | 620 |
| Communication tactics | 401 |
| Problem with a company's investigation into an existing problem | 344 |
| Problem with a credit reporting company's investigation into an existing problem | 324 |
| Cont'd attempts collect debt not owed | 126 |
| Improper contact or sharing of info | 87 |
| Disclosure verification of debt | 59 |
| Threatened to contact someone or share information improperly | 45 |
| Taking/threatening an illegal action | 45 |
| Electronic communications | 31 |
| Received a loan you didn't apply for | 26 |
| Charged fees or interest you didn't expect | 15 |
| Credit monitoring or identity theft protection services | 14 |
| Fraud or scam | 13 |
| Struggling to pay your loan | 12 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 36 | 88.9% |
| 2014 | 141 | 98.6% |
| 2015 | 153 | 100% |
| 2016 | 143 | 87.4% |
| 2017 | 169 | 83.4% |
| 2018 | 210 | 99.5% |
| 2019 | 201 | 92.5% |
| 2020 | 698 | 93.1% |
| 2021 | 1.2K | 99.7% |
| 2022 | 725 | 100% |
| 2023 | 938 | 100% |
| 2024 | 1.6K | 100% |
| 2025 | 2.4K | 100% |
| 2026 | 2.0K | 100% |
Source: CFPB Consumer Complaint Database
National Credit Adjusters, LLC in the lower-relief third
National Credit Adjusters, LLC's 10,571 logged complaints reach a nationwide footprint - 55 states have at least one filing. Only 34.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-26. Closed-with-relief 0% sits in the lower third of the corpus.
National Credit Adjusters, LLC closes 0% with monetary or non-monetary relief and answers 98.9% inside the CFPB window; 93.1% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Credit Adjusters, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for National Credit Adjusters, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 10.6K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for National Credit Adjusters, LLC (#62 of 342; 98.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share