CFPB · Lower closed-with-relief share
National Credit Adjusters, LLC
10.6K CFPB complaints · 0% relief (low band) · top issue Attempts to collect debt not owed.
National Credit Adjusters, LLC closes 0% with relief (lower third) on 10.6K filings. Timely 98.9% · top product Debt collection. Allegations, not findings.
- Volume rank #62 of 342
- Lower closed-with-relief share
- +5561.1% filings 2013 to 2026
CFPB relief outcome brief
CCDB company national-credit-adjusters-llc
0% relief · 98.9% timely · 10.6K filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
National Credit Adjusters, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 10.6K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
National Credit Adjusters, LLC complaint mix by product
- Debt collection 8K 74.1% – 0% relief
- Credit reporting 1K 14.1% – 0% relief
- Credit reporting, 1K 10.1% – 0% relief
- Payday loan, 68 0.6% – 0% relief
- Payday loan, 65 0.6% – 0% relief
- Payday loan 26 0.2% – 0% relief
- Credit card 13 0.1% – 0% relief
Heavy-volume mix: how National Credit Adjusters, LLC's 10.6K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 7.8K |
| Credit reporting or other personal consumer reports | 1.5K |
| Credit reporting, credit repair services, or other personal consumer reports | 1.1K |
| Payday loan, title loan, or personal loan | 68 |
| Payday loan, title loan, personal loan, or advance loan | 65 |
| Payday loan | 26 |
| Credit card or prepaid card | 13 |
| Credit card | 12 |
| Consumer Loan | 11 |
| Money transfer, virtual currency, or money service | 8 |
| Debt or credit management | 7 |
| Credit reporting | 4 |
| Checking or savings account | 3 |
| Student loan | 2 |
| Vehicle loan or lease | 1 |
| Bank account or service | 1 |
Nationwide filing states for National Credit Adjusters, LLC
Top states by attributed volume, heavy-filing company
- Leading state
- TX
- 28.9% of this company's filings
National Credit Adjusters, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 2.0K
- +5561.1% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 3.1K |
| CA | 1.6K |
| AL | 611 |
| FL | 519 |
| OH | 489 |
| SC | 433 |
| LA | 407 |
| GA | 403 |
| TN | 375 |
| MS | 272 |
| MI | 231 |
| MO | 216 |
| IL | 211 |
| VA | 199 |
| AZ | 157 |
| NV | 139 |
| WI | 119 |
| MD | 91 |
| NC | 89 |
| PA | 80 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 3.6K |
| Written notification about debt | 1.6K |
| Incorrect information on your report | 1.3K |
| Took or threatened to take negative or legal action | 1.1K |
| False statements or representation | 785 |
| Improper use of your report | 620 |
| Communication tactics | 401 |
| Problem with a company's investigation into an existing problem | 344 |
| Problem with a credit reporting company's investigation into an existing problem | 324 |
| Cont'd attempts collect debt not owed | 126 |
| Improper contact or sharing of info | 87 |
| Disclosure verification of debt | 59 |
| Threatened to contact someone or share information improperly | 45 |
| Taking/threatening an illegal action | 45 |
| Electronic communications | 31 |
| Received a loan you didn't apply for | 26 |
| Charged fees or interest you didn't expect | 15 |
| Credit monitoring or identity theft protection services | 14 |
| Fraud or scam | 13 |
| Struggling to pay your loan | 12 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 36 | 88.9% |
| 2014 | 141 | 98.6% |
| 2015 | 153 | 100% |
| 2016 | 143 | 87.4% |
| 2017 | 169 | 83.4% |
| 2018 | 210 | 99.5% |
| 2019 | 201 | 92.5% |
| 2020 | 698 | 93.1% |
| 2021 | 1.2K | 99.7% |
| 2022 | 725 | 100% |
| 2023 | 938 | 100% |
| 2024 | 1.6K | 100% |
| 2025 | 2.4K | 100% |
| 2026 | 2.0K | 100% |
Source: CFPB Consumer Complaint Database
National Credit Adjusters, LLC in the lower-relief third
National Credit Adjusters, LLC's 10,571 logged complaints reach a nationwide footprint - 55 states have at least one filing. Only 34.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-26. Closed-with-relief 0% sits in the lower third of the corpus.
National Credit Adjusters, LLC closes 0% with monetary or non-monetary relief and answers 98.9% inside the CFPB window; 93.1% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Credit Adjusters, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for National Credit Adjusters, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 10.6K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for National Credit Adjusters, LLC (#62 of 342; 98.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share