CFPB · Single-product concentration

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis

7.7K CFPB complaints · 81.6% in "Debt collection" · top issue Attempts to collect debt not owed.

7.7K CFPB complaints

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis: 81.6% of 7.7K CFPB complaints sit in "Debt collection". Timely 99.6% · relief 9.2%. Allegations, not findings.

  • Volume rank #86 of 342
  • Single-product concentration
  • +5137% filings 2019 to 2026

CFPB relief outcome brief

CCDB company rowland-avenue-management-inc-a-ka-columbia-debt-recovery-llc-d-b-a-genesis

9.2% relief · 99.6% timely · 7.7K filings · Debt collection

Nearest relief peer: Alexander-Rose Assoc, Inc. (9.2% relief)

Rowland Avenue Management, I…9.2%ID Analytics, Inc.22.6%Hyundai Capital America3%Southwest Credit Systems, L.…41.7%Keycorp25.2%
Closed-with-relief % among Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis and nearest filing-volume peers

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis closes 9.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis's 7.7K filings include narrative text

41.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 99.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 9.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis complaint mix by product

Total complaints: 7.7K

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 7.7K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 6,291 complaints (81.6%), resolution 9.4% Debt collection 81.6% Credit reporting: 1,224 complaints (15.9%), resolution 9.6% Credit reporting 15.9% Credit reporting,: 151 complaints (2.0%), resolution 0.0% Debt or: 23 complaints (0.3%), resolution 17.4% Credit card: 13 complaints (0.2%), resolution 0.0% Credit card: 6 complaints (0.1%), resolution 0.0% Checking or: 1 complaints (0.0%), resolution 0.0%
  • Debt collection 6K 81.6% 9% relief
  • Credit reporting 1K 15.9% 10% relief
  • Credit reporting, 151 2.0% 0% relief
  • Debt or 23 0.3% 17% relief
  • Credit card 13 0.2% 0% relief
  • Credit card 6 0.1% 0% relief
  • Checking or 1 0.0% 0% relief

Heavy-volume mix: how Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis's 7.7K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Debt collection 6.3K
Credit reporting or other personal consumer reports 1.2K
Credit reporting, credit repair services, or other personal consumer reports 151
Debt or credit management 23
Credit card 13
Credit card or prepaid card 6
Checking or savings account 1
Vehicle loan or lease 1

Nationwide filing states for Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis

Top states by attributed volume, heavy-filing company

Nationwide footprint
Leading state
TX
23.2% of this company's filings
TX1.8KCA922FL907GA619WA321AZ297NC277TN232

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
1.4K
+5137% vs 2019
01,0002,0003,0004,000 20192020202120222023202420252026 1,414

Top States

State Complaints
TX 1.8K
CA 922
FL 907
GA 619
WA 321
AZ 297
NC 277
TN 232
IL 196
MD 192
CO 186
NV 155
NY 154
VA 148
SC 128
PA 119
OH 98
MI 96
LA 81
NJ 81

Top Issues

Issue Complaints
Attempts to collect debt not owed 2.9K
False statements or representation 1.3K
Written notification about debt 906
Incorrect information on your report 754
Took or threatened to take negative or legal action 694
Improper use of your report 295
Communication tactics 286
Problem with a company's investigation into an existing problem 269
Electronic communications 127
Threatened to contact someone or share information improperly 68
Problem with a credit reporting company's investigation into an existing problem 34
Problem with a company's investigation into an existing issue 14
Credit monitoring or identity theft protection services 10
Unauthorized withdrawals or charges 7
Confusing or missing disclosures 5
Identity theft protection or other monitoring services 4
Charged upfront or unexpected fees 4
Getting a credit card 4
Didn't provide services promised 4
Problem when making payments 3

Yearly Trend

Year Complaints Timely
2019 27 100%
2020 75 86.7%
2021 101 84.2%
2022 345 100%
2023 706 100%
2024 2.1K 100%
2025 3.0K 100%
2026 1.4K 99.9%

Source: CFPB Consumer Complaint Database

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis filings cluster in one product

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis's 7,710 logged complaints reach a nationwide footprint - 54 states have at least one filing. 41.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2026-06-26.

Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis answers 99.6% of complaints inside the CFPB's tracked window and closes 88.5% with a written explanation. 9.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis (#86 of 342; 99.6% timely; 9.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration