Problem with a company's investigation into an existing problem

2.0M consumer complaints across 1.6K companies

This page tracks consumer complaints about "Problem with a company's investigation into an existing problem" filed with the CFPB. 2,016,008 complaints mention this issue across 1.6K companies. The most affected product category is "Credit reporting or other personal consumer reports".

2.0M
Total Complaints
1.6K
Companies
Credit reporting or other personal consumer reports
Top Product

Companies with Most Complaints for This Issue

# Company Complaints
1 Transunion Intermediate Holdings, Inc. 658.5K
2 Equifax, Inc. 637.8K
3 Experian Information Solutions Inc. 623.2K
4 LexisNexis 6.3K
5 Capital One Financial Corporation 5.4K
6 CBC Companies, Inc. 3.5K
7 Resurgent Capital Services L.P. 3.1K
8 Pending Company Match 2.5K
9 Citibank, N.a. 2.4K
10 Bank of America, National Association 2.4K
11 JPMorgan Chase & Co. 2.1K
12 Bread Financial Holdings, Inc. 2.1K
13 Wells Fargo & Company 2.0K
14 Portfolio Recovery Associates, LLC 1.9K
15 Synchrony Financial 1.9K
16 Discover Bank 1.9K
17 Fidelity National Information Services, Inc. (FNIS) 1.8K
18 Encore Capital Group Inc. 1.7K
19 Nelnet, Inc. 1.6K
20 CL Holdings LLC 1.6K
21 American Express Company 1.5K
22 Navy Federal Credit Union 1.5K
23 Affirm Holdings, Inc 1.4K
24 Self Financial Inc. 1.3K
25 Santander Holdings USA, Inc. 1.1K
26 TD Bank Us Holding Company 1.0K
27 Goldman Sachs Bank USA 1.0K
28 Barclays Bank Delaware 984
29 Ally Financial Inc. 957
30 Early Warning Services, LLC 919
31 CCS Financial Services, Inc. 838
32 Maximus Federal Services, Inc. 822
33 Credit Acceptance Corporation 797
34 Mohela 786
35 National Credit Systems,Inc. 753
36 Kikoff Inc. 733
37 Corelogic Inc 631
38 Truist Financial Corporation 604
39 Westlake Services, LLC 592
40 OneMain Finance Corporation 548
41 EdFinancial Services 544
42 Bridgecrest Acceptance Corporation 528
43 I.C. System, Inc. 526
44 Exeter Finance, LLC. 522
45 Spring Oaks Capital, LLC 506
46 Transworld Systems Inc 501
47 U.S. Bancorp 490
48 Toyota Motor Credit Corporation 457
49 Caine & Weiner Company, Inc. 451
50 ID Analytics, Inc. 417

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the Data Says About "Problem with a company's investigation into an existing problem" Complaints

The CFPB public record contains 2,016,008 consumer complaints tagged with the issue "Problem with a company's investigation into an existing problem", distributed across 1,575 distinct companies that have been named as the respondent on at least one filing. That breadth, spread across 1,575 separate respondents, points to a systemic theme across the market rather than one company's operational problem, a structural friction in how a product category is sold, serviced, or collected on.

The most common product category where "Problem with a company's investigation into an existing problem" is raised is "Credit reporting or other personal consumer reports". See our methodology for how CFPB complaint routing and product-issue pairings work.

How to read complaint data responsibly

The CFPB categorizes each complaint based on the consumer's own description of the problem, so the label "Problem with a company's investigation into an existing problem" reflects consumer perception, not a regulatory finding. A complaint is an allegation, not proven wrongdoing, and the presence of a filing against a company does not mean that company violated any law or rule. Use this page to understand the shape of consumer concerns around "Problem with a company's investigation into an existing problem", then cross-check individual companies using their own CFPB profiles and the official CFPB database. For legal, financial, or regulatory advice, consult a licensed professional, this page is informational only.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. This page draws directly on the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.