CFPB · Narrow respondent spread

Credit reporting

1.7K CFPB complaints · 38 companies (narrow spread) · top product Credit card.

1.7K CFPB complaints

"Credit reporting" concentrates on 38 named companies (narrow spread) with 1.7K filings · lead firm 23.9%. Allegations, not findings.

  • Volume rank #108 of 178
  • Capital One Financial 23.9% of filings
  • Data updated June 2026
  • Narrow respondent spread
1.7K
Total Complaints
38
Companies
Credit card
Top Product

Lead companies on "Credit reporting"

# Company Complaints
1 Capital One Financial Corporation 405
2 Citibank, N.a. 303
3 Bank of America, National Association 270
4 JPMorgan Chase & Co. 185
5 Synchrony Financial 137
6 American Express Company 104
7 Discover Bank 60
8 Wells Fargo & Company 46
9 Barclays Bank Delaware 44
10 U.S. Bancorp 29
11 United Services Automobile Association 11
12 PNC Bank N.A. 9
13 Experian Information Solutions Inc. 8
14 Navy Federal Credit Union 8
15 Fifth Third Financial Corporation 8
16 First National Bank of Omaha 7
17 TD Bank Us Holding Company 7
18 HSBC North America Holdings Inc. 6
19 Equifax, Inc. 6
20 State Farm Bank, Fsb 5
21 BB&T Corporation 5
22 Suntrust Banks, Inc. 4
23 BMO Bank National Association 3
24 Bbva Financial Corporation 3
25 Resurgent Capital Services L.P. 3
26 M&T Bank Corporation 2
27 Regions Financial Corporation 2
28 Citizens Financial Group, Inc. 2
29 Onemain Financial Holdings, LLC. 2
30 Synovus Bank 2
31 Commerce Bank 2
32 Pending Company Match 2
33 First Horizon Bank 1
34 U.S. Bank National Association - San Francisco Main Branch 1
35 First Hawaiian, Inc. 1
36 Popular Bank 1
37 Ocwen Financial Corporation 1
38 Pentagon Federal Credit Union 1

Source: CFPB Consumer Complaint Database

"Credit reporting" on a narrow respondent set

"Credit reporting" names only 38 companies, so filings cluster on a small respondent set rather than the whole market. Respondent breadth sits in the lower third of the indexed issue corpus. No single company exceeds 23.9% of these filings.

Because only 38 firms are named, compare company profiles before treating "Credit reporting" as a category-wide pattern. The most common product category is "Credit card". Consumer wording drives the label, not a regulatory finding. See methodology for how CFPB complaint routing works.

Disclaimer: CFPB public records only. A complaint is an allegation, not proof of wrongdoing. PlainComplaint does not provide financial advice.

Data sourced from official public datasets for "Credit reporting" (#108 of 178; 38 companies). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrow respondent spread