CFPB · Lighter issue volume

Problem with overdraft

172 CFPB complaints (light-volume third) · 35 companies · top product Credit card or prepaid card.

172 CFPB complaints

"Problem with overdraft" is in the light-volume third with 172 CFPB complaints (ranks #161 of 178) across 35 companies. Top product Credit card or prepaid card. Allegations, not findings.

  • Volume rank #161 of 178
  • Block, Inc. 16.9% of filings
  • Data updated June 2026
  • Lighter issue volume
172
Total Complaints
35
Companies
Credit card or prepaid card
Top Product

Lead companies on "Problem with overdraft"

# Company Complaints
1 Block, Inc. 29
2 Netspend Corporation 29
3 Comerica 21
4 Bank of America, National Association 20
5 Wells Fargo & Company 9
6 Chime Financial Inc 7
7 American Express Company 6
8 Conduent Incorporated 5
9 Paypal Holdings, Inc 4
10 Branch Messenger, Inc. 4
11 U.S. Bancorp 4
12 JPMorgan Chase & Co. 3
13 ADP Inc. 3
14 Pending Company Match 2
15 Fiserv Finxact Core 2
16 Indie Technology DBA Found 2
17 Citibank, N.a. 2
18 Experian Information Solutions Inc. 2
19 Incomm Holdings Inc. 2
20 Capital One Financial Corporation 1
21 Regions Financial Corporation 1
22 PNC Bank N.A. 1
23 Medical Data Systems, Inc. 1
24 Total Card, Inc. 1
25 Skrill USA, Inc. 1
26 Transcard, LLC 1
27 FinCo Services Inc DBA Current 1
28 Synchrony Financial 1
29 Fifth Third Financial Corporation 1
30 Populus Financial Group, Inc. (F/K/A Ace Cash Express) 1
31 National Credit Adjusters, LLC 1
32 TD Bank Us Holding Company 1
33 Truist Financial Corporation 1
34 Equifax, Inc. 1
35 Navy Federal Credit Union 1

Source: CFPB Consumer Complaint Database

"Problem with overdraft" in the light-volume third

"Problem with overdraft" names only 35 companies, so filings cluster on a small respondent set rather than the whole market. Volume lands in the lightest third of indexed issue categories (#161 of 178). No single company exceeds 16.9% of these filings.

The most common product category where "Problem with overdraft" is raised is "Credit card or prepaid card". Use company profiles to see relief and timely-response rates on the firms named most often. Consumer wording drives the label, not a regulatory finding. See methodology for how CFPB complaint routing works.

Disclaimer: CFPB public records only. A complaint is an allegation, not proof of wrongdoing. PlainComplaint does not provide financial advice.

Data sourced from official public datasets for "Problem with overdraft" (#161 of 178; 35 companies). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Lighter issue volume