CFPB · Broad respondent spread

False statements or representation

115.9K CFPB complaints · 3.3K companies (broad spread) · top product Debt collection.

115.9K CFPB complaints

"False statements or representation" names 3.3K companies (broad spread) on 115.9K filings · Resurgent Capital Servi… 7.2%. Allegations, not findings.

  • Volume rank #9 of 178
  • Resurgent Capital Servi… 7.2% of filings
  • Data updated June 2026
  • Broad respondent spread
115.9K
Total Complaints
3.3K
Companies
Debt collection
Top Product

Companies filing under "False statements or representation"

# Company Complaints
1 Resurgent Capital Services L.P. 8.3K
2 Encore Capital Group Inc. 6.3K
3 Portfolio Recovery Associates, LLC 5.3K
4 CL Holdings LLC 4.9K
5 National Credit Systems,Inc. 2.8K
6 CCS Financial Services, Inc. 2.4K
7 Experian Information Solutions Inc. 2.0K
8 Transworld Systems Inc 1.9K
9 Capital One Financial Corporation 1.9K
10 Transunion Intermediate Holdings, Inc. 1.9K
11 I.C. System, Inc. 1.8K
12 Equifax, Inc. 1.6K
13 Kriya Capital, LLC 1.3K
14 Synchrony Financial 1.3K
15 Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis 1.3K
16 HW Holding, Inc 1.3K
17 Caine & Weiner Company, Inc. 1.1K
18 Citibank, N.a. 1.0K
19 T.S. Holdings 967
20 Spring Oaks Capital, LLC 877
21 Fair Collections & Outsourcing, Inc. 805
22 Bread Financial Holdings, Inc. 791
23 National Credit Adjusters, LLC 785
24 JPMorgan Chase & Co. 774
25 Radius Global Solutions LLC 724
26 Bank of America, National Association 675
27 ProCollect, Inc. 654
28 Discover Bank 647
29 Erc 626
30 Southwest Credit Systems, L.P. 599
31 Wells Fargo & Company 594
32 NCB Management Services Inc. 571
33 Cavalry Investments, LLC 569
34 Sunrise Credit Services, Inc 556
35 Convergent Resources, Inc. 528
36 Aldous & Associates, PLLC 501
37 American Express Company 474
38 Navy Federal Credit Union 473
39 TrueAccord Corp. 468
40 Harris & Harris, Ltd. 449
41 Amsher Collection Services, Inc. 412
42 Navient Solutions, LLC. 398
43 Affirm Holdings, Inc 394
44 Credit Acceptance Corporation 393
45 Credit Control, LLC 390
46 Sequium Asset Solutions, LLC 383
47 W&A Intermediate Co., LLC 375
48 Source Receivables Management LLC 371
49 Rent Recovery Solutions 368
50 The CBE Group, Inc. 356

Source: CFPB Consumer Complaint Database

"False statements or representation" across a broad respondent set

"False statements or representation" appears across 3,280 distinct companies in the CFPB public record, a wide respondent spread for this allegation label. Respondent breadth sits in the upper third of the indexed issue corpus. No single company exceeds 7.2% of these filings.

With 3,280 companies named, the pattern may reflect how a product category is sold or serviced rather than one firm's operations. Most filings pair with "Debt collection". Consumer wording drives the label, not a regulatory finding. See methodology for how CFPB complaint routing works.

Disclaimer: CFPB public records only. A complaint is an allegation, not proof of wrongdoing. PlainComplaint does not provide financial advice.

Data sourced from official public datasets for "False statements or representation" (#9 of 178; 3.3K companies). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Broad respondent spread