CFPB · Higher closed-with-relief share

W&A Intermediate Co., LLC

3.8K CFPB complaints · 39.6% relief (high band) · top issue Attempts to collect debt not owed.

3.8K CFPB complaints

W&A Intermediate Co., LLC closes 39.6% with relief (upper third) on 3.8K filings. Timely 96.2% · top product Debt collection. Allegations, not findings.

  • Volume rank #138 of 342
  • Higher closed-with-relief share
  • +3950% filings 2022 to 2026

CFPB relief outcome brief

CCDB company w-a-intermediate-co-llc

39.6% relief · 96.2% timely · 3.8K filings · Debt collection

Nearest relief peer: Radius Global Solutions LLC (39.5% relief)

W&A Intermediate Co., LLC (t…39.6%CarMax, Inc.2.2%Rushmore Loan Management Ser…0%Security Credit Services, LLC0%American Credit Acceptance, …4.7%
Closed-with-relief % among W&A Intermediate Co., LLC and nearest filing-volume peers

W&A Intermediate Co., LLC closes 39.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of W&A Intermediate Co., LLC's 3.8K filings include narrative text

40.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 39.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

W&A Intermediate Co., LLC complaint mix by product

Total complaints: 3.8K

W&A Intermediate Co., LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3.8K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 3,009 complaints (79.3%), resolution 40.8% Debt collection 79.3% Credit reporting: 640 complaints (16.9%), resolution 39.5% Credit reporting 16.9% Credit reporting,: 117 complaints (3.1%), resolution 7.7% Debt or: 23 complaints (0.6%), resolution 43.5% Payday loan,: 3 complaints (0.1%), resolution 33.3% Credit card: 2 complaints (0.1%), resolution 50.0% Money transfer,: 1 complaints (0.0%), resolution 0.0%
  • Debt collection 3K 79.3% 41% relief
  • Credit reporting 640 16.9% 40% relief
  • Credit reporting, 117 3.1% 8% relief
  • Debt or 23 0.6% 44% relief
  • Payday loan, 3 0.1% 33% relief
  • Credit card 2 0.1% 50% relief
  • Money transfer, 1 0.0% 0% relief

Higher-relief mix: how W&A Intermediate Co., LLC's 3.8K complaints split across CFPB product categories.

Complaints by Product

Product Complaints
Debt collection 3.0K
Credit reporting or other personal consumer reports 640
Credit reporting, credit repair services, or other personal consumer reports 117
Debt or credit management 23
Payday loan, title loan, personal loan, or advance loan 3
Credit card 2
Money transfer, virtual currency, or money service 1

Nationwide filing states for W&A Intermediate Co., LLC

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
FL
15.9% of this company's filings
FL602GA491TX378TN356AZ222MO191AL158OH145

W&A Intermediate Co., LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
243
+3950% vs 2022
05001,0001,5002,000 20222023202420252026 243

Top States

State Complaints
FL 602
GA 491
TX 378
TN 356
AZ 222
MO 191
AL 158
OH 145
SC 137
NC 108
IL 106
CA 102
MI 97
MS 93
IN 77
PA 49
KY 44
NJ 42
VA 40
OK 40

Top Issues

Issue Complaints
Attempts to collect debt not owed 1.3K
Written notification about debt 672
Took or threatened to take negative or legal action 436
False statements or representation 375
Incorrect information on your report 360
Improper use of your report 221
Problem with a company's investigation into an existing problem 134
Communication tactics 124
Electronic communications 46
Problem with a credit reporting company's investigation into an existing problem 32
Threatened to contact someone or share information improperly 21
Confusing or missing disclosures 7
Unauthorized withdrawals or charges 6
Charged upfront or unexpected fees 5
Credit monitoring or identity theft protection services 4
Confusing or misleading advertising or marketing 4
Problem with customer service 2
Unable to get your credit report or credit score 2
Didn't provide services promised 2
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2022 6 100%
2023 746 90.9%
2024 1.1K 93%
2025 1.7K 100%
2026 243 100%

Source: CFPB Consumer Complaint Database

W&A Intermediate Co., LLC in the higher-relief third

W&A Intermediate Co., LLC's 3,795 logged complaints reach a nationwide footprint - 53 states have at least one filing. 40.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-06-18. Closed-with-relief 39.6% sits in the upper third of the corpus.

W&A Intermediate Co., LLC closes 39.6% with monetary or non-monetary relief and answers 96.2% inside the CFPB window; 60.4% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about W&A Intermediate Co., LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for W&A Intermediate Co., LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for W&A Intermediate Co., LLC (#138 of 342; 96.2% timely; 39.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Higher closed-with-relief share