2026 data Public-data reference. official source

W&A Intermediate Co., LLC

3.2K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3.2K consumer complaints filed with the CFPB

This profile shows W&A Intermediate Co., LLC's complaint history from CFPB public records. 3,164 consumers have filed complaints since 2022. The company has a 96.2% timely response rate and has provided relief in 39.7% of cases.

3.2K
Total Complaints
96.2%
Timely Response
0%
Disputed
39.7%
Relief Provided
53
States Active
2022
Since

Total complaints

3.2K

Filed since 2022

Timely response

96.2%

CFPB-tracked response window

Relief rate

39.7%

Closed with monetary or non-monetary relief

Timely response rate 96.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 39.7%
Industry median

Share closed with monetary or non-monetary relief.

W&A Intermediate Co., LLC complaint mix by product

Total complaints: 3.2K

W&A Intermediate Co., LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3.2K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 2,524 complaints (79.8%), resolution 40.6% Debt collection 79.8% Credit reporting: 523 complaints (16.5%), resolution 41.1% Credit reporting 16.5% Credit reporting,: 95 complaints (3.0%), resolution 8.4% Debt or: 17 complaints (0.5%), resolution 52.9% Credit card: 2 complaints (0.1%), resolution 50.0% Payday loan,: 2 complaints (0.1%), resolution 0.0% Money transfer,: 1 complaints (0.0%), resolution 0.0%
  • Debt collection 3K 79.8% 41% relief
  • Credit reporting 523 16.5% 41% relief
  • Credit reporting, 95 3.0% 8% relief
  • Debt or 17 0.5% 53% relief
  • Credit card 2 0.1% 50% relief
  • Payday loan, 2 0.1% 0% relief
  • Money transfer, 1 0.0% 0% relief

How W&A Intermediate Co., LLC's 3.2K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 2.5K
Credit reporting or other personal consumer reports 523
Credit reporting, credit repair services, or other personal consumer reports 95
Debt or credit management 17
Credit card 2
Payday loan, title loan, personal loan, or advance loan 2
Money transfer, virtual currency, or money service 1

Top States

State Complaints
FL 515
GA 425
TX 309
TN 305
AZ 190
MO 153
AL 132
OH 118
SC 117
NC 86
CA 83
IL 81
MS 81
MI 75
IN 64
PA 40
KY 38
OK 35
VA 34
NJ 32

Top Issues

Issue Complaints
Attempts to collect debt not owed 1.1K
Written notification about debt 550
Took or threatened to take negative or legal action 398
Incorrect information on your report 302
False statements or representation 300
Improper use of your report 176
Communication tactics 105
Problem with a company's investigation into an existing problem 104
Electronic communications 38
Problem with a credit reporting company's investigation into an existing problem 27
Threatened to contact someone or share information improperly 17
Confusing or missing disclosures 6
Unauthorized withdrawals or charges 4
Credit monitoring or identity theft protection services 4
Confusing or misleading advertising or marketing 4
Problem with customer service 2
Unable to get your credit report or credit score 2
Charged upfront or unexpected fees 2
Problem when making payments 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2022 4 100%
2023 614 90.7%
2024 911 93%
2025 1.4K 100%
2026 210 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About W&A Intermediate Co., LLC

W&A Intermediate Co., LLC has accumulated 3,164 consumer complaints in the CFPB public database, with filings active across 53 U.S. states. Of those submissions, 907 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-04-04, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, W&A Intermediate Co., LLC reports a 96.2% timely-response rate and has closed 60.1% of cases with a written explanation to the consumer. 39.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating W&A Intermediate Co., LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does W&A Intermediate Co., LLC have?

W&A Intermediate Co., LLC has received 3,164 consumer complaints filed with the Consumer Financial Protection Bureau.

Does W&A Intermediate Co., LLC respond to complaints on time?

W&A Intermediate Co., LLC has a 96.2% timely response rate to CFPB complaints.

What is the most common complaint about W&A Intermediate Co., LLC?

The most common issue reported against W&A Intermediate Co., LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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