2026 data Public-data reference Official source

Fair Collections & Outsourcing, Inc.

6.1K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

PlainComplaint home → About this data
6.1K
Total Complaints
98.2%
Timely Response
0%
Disputed
0.1%
Relief Provided
54
States Active
2013
Since

Data updated June 2026

Timely response rate 98.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.1%
Industry median

Share closed with monetary or non-monetary relief.

Fair Collections & Outsourcing, Inc. complaint mix by product

Total complaints: 6.1K

Fair Collections & Outsourcing, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6.1K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 4,812 complaints (78.7%), resolution 0.1% Debt collection 78.7% Credit reporting: 853 complaints (14.0%), resolution 0.1% Credit reporting 14.0% Credit reporting,: 415 complaints (6.8%), resolution 0.0% Credit reporting, 6.8% Credit reporting: 18 complaints (0.3%), resolution 0.0% Debt or: 8 complaints (0.1%), resolution 0.0% Credit card: 4 complaints (0.1%), resolution 0.0% Payday loan,: 2 complaints (0.0%), resolution 0.0%
  • Debt collection 5K 78.7% – 0% relief
  • Credit reporting 853 14.0% – 0% relief
  • Credit reporting, 415 6.8% – 0% relief
  • Credit reporting 18 0.3% – 0% relief
  • Debt or 8 0.1% – 0% relief
  • Credit card 4 0.1% – 0% relief
  • Payday loan, 2 0.0% – 0% relief

How Fair Collections & Outsourcing, Inc.'s 6.1K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 4.8K
Credit reporting or other personal consumer reports 853
Credit reporting, credit repair services, or other personal consumer reports 415
Credit reporting 18
Debt or credit management 8
Credit card 4
Payday loan, title loan, personal loan, or advance loan 2
Consumer Loan 2
Mortgage 2
Credit card or prepaid card 2
Checking or savings account 1

Top States

State Complaints
TX 741
FL 724
CA 606
MD 507
GA 479
NY 285
PA 256
NC 256
VA 228
IL 224
NJ 199
MI 177
MA 148
DC 144
OH 95
NV 89
AZ 81
SC 70
AR 70
MO 62

Top Issues

Issue Complaints
Attempts to collect debt not owed 2.1K
Written notification about debt 837
False statements or representation 805
Incorrect information on your report 718
Took or threatened to take negative or legal action 410
Cont'd attempts collect debt not owed 261
Improper use of your report 236
Problem with a company's investigation into an existing problem 185
Communication tactics 157
Disclosure verification of debt 133
Problem with a credit reporting company's investigation into an existing problem 106
Threatened to contact someone or share information improperly 41
Electronic communications 23
Incorrect information on credit report 17
Problem with a company's investigation into an existing issue 14
Improper contact or sharing of info 13
Credit monitoring or identity theft protection services 8
Taking/threatening an illegal action 8
Confusing or misleading advertising or marketing 3
Confusing or missing disclosures 3

Yearly Trend

Year Complaints Timely
2013 35 100%
2014 123 100%
2015 133 100%
2016 169 100%
2017 238 100%
2018 259 100%
2019 156 98.1%
2020 203 99%
2021 328 99.1%
2022 351 95.2%
2023 496 98.4%
2024 954 98.7%
2025 1.7K 96.5%
2026 1.0K 99.6%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Fair Collections & Outsourcing, Inc.

Fair Collections & Outsourcing, Inc.'s 6,119 logged complaints reach a nationwide footprint - 54 states have at least one filing on record. 40.9% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-06-26.

Fair Collections & Outsourcing, Inc. answers 98.2% of complaints inside the CFPB's tracked window and closes 98.4% with a written explanation. 0.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Fair Collections & Outsourcing, Inc..

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Fair Collections & Outsourcing, Inc. have?

6,119, per the CFPB's public complaint count for this company (see the full breakdown above).

Does Fair Collections & Outsourcing, Inc. respond to complaints on time?

98.2% of the time, measured against the CFPB's 15-calendar-day response window.

What is the most common complaint about Fair Collections & Outsourcing, Inc.?

"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.

Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.